🎪bruh-fart

[high wing]

let him stay there

[naive bison]

Can Jews charge interest to non-Jews?
Were Christians not allowed to lend money?
In sum, early Christian doctrine prohibited usury, which was originally understood as a ban on charging any interest on any kind of loan.

Interesting

and kinda funny too

[high wing]

im not talkin about it

[narrow sorrel]

I'll bite. Well, the christians and muslims were forbidden from usury. You also have to consider that jews were also barred from other professions however

[naive bison]

Ok that makes sense

Bankers is all they could become it seems

[narrow sorrel]

Are you familiar with the term "islamic banking"?

[naive bison]

Oh yeah I think its a thing in Russia that got cracked down on

[hazy finch]

what sharpypoop said with the addition that they werent just barred from professions

[naive bison]

Like its "interest free" but not rly

And has higher interest than normal loabs

[naive bison]

Wdym weren't just barred

[hazy finch]

meant to say werent barred from just proffesions

[naive bison]

Just finish ur point

God dam

[hazy finch]

109

[naive bison]

Oh

[narrow sorrel]

Of course mordorians would find a way to use it for fraud

[naive bison]

First of all dont use slurs its mean

Second of all, idk who tf runs "halal banks"

Also is it "fraud"?

[hazy finch]

schwarma of course

[naive bison]

[atomic crane]

https://tenor.com/view/bejeweled-bejeweled-lore-gif-23140819

[naive bison]

Idk how they work tho

[deep topaz]

halal and kosher loans are just loans with the interest baked into the price

usually worse price than if you'd pay regular interest

[naive bison]

Yeah sth like that

Idk what price tho

How is it even done

[deep topaz]

just take average APR over expected length of the loan and tack it on. add a grand or two

[narrow sorrel]

Bank has to come up with money via other means but there's also the other financial services being offered

[naive bison]

Idk its not computing in my mind

[deep topaz]

every bank makes money off your cash cause they put it into stocks and ETFs

that's why your money isn't really yours anymore

[naive bison]

Like a loan with interest is u get a lump sum now, and then pay it back with interest over the course of months or years

[deep topaz]

it's exactly what it sounds like

[naive bison]

Idk how you can get ur money back as a bank

With a halal loan

[deep topaz]

they add cash to it so they make profit

interest is already straight profit

[naive bison]

Wait so you pay cash to get a loan

And then pay non interest amount back later

[idle veldt]

Do they still invest it

[atomic crane]

https://cdn.discordapp.com/attachments/1020840008854282271/1343214566372540426/skunk-cute-animals_V1.gif

[naive bison]

What a cute hamster

My professor is 25 mins late to the lecture BTW

[atomic crane]

brapster*

https://cdn.discordapp.com/attachments/1248846465871118356/1281384779589222420/togif.gif

[naive bison]

No

[narrow sorrel]

They invest deposits but cannot charge interest on loans. Actual definitions of what "interest on loans" is, is the subject of scholarly debate

[idle veldt]

So they have an expected amount they price in at the start, that they think they would have made with investing

[narrow sorrel]

although if you are a big money oil daddy, you probably only have some assets in an islamic bank

[naive bison]

Ill just ask chatgpt

[high wing]

brother

[atomic crane]

https://tenor.com/view/wesker-albert-albert-wesker-resident-evil-resident-evil-4-gif-5143688443782660001

[high wing]

can you not

[naive bison]

[idle veldt]

He really posted all that

[naive bison]

Ok it makes slightly more sense now

[deep topaz]

idk what wasn't clear

[atomic crane]

https://tenor.com/view/funny-gif-3255288939192653432

[deep topaz]

banks put money into stocks. free cash

if the prof is 15 minutes late you can leave

[narrow sorrel]

"1st period of the first lecture" what

[deep topaz]

he can now never post again

[idle veldt]

For these other loans though, do they invest it at all?

[deep topaz]

any and all money that enters a bank gets invested

[idle veldt]

Does the BANK invest it

[deep topaz]

YES

[idle veldt]

For the halal loans or whatever

[naive bison]

Yes

[atomic crane]

https://cdn.discordapp.com/attachments/920016996752564286/1350914777479643136/B4CFC168-F8CE-4570-80C6-45156DB363A1.gif

[naive bison]

Cut it out dickhead

[atomic crane]

https://cdn.discordapp.com/attachments/920016996752564286/1350914777479643136/B4CFC168-F8CE-4570-80C6-45156DB363A1.gif

[naive bison]

[idle veldt]

Ok what’s the benefit for the person to even out money into that bank then

Sorry, incentive

[narrow sorrel]

Oh, Xalrider, when you were a kid (before university) did you have a classroom with rotating teachers or did you rotate to other rooms?

[atomic crane]

https://tenor.com/view/feral-hog-viral-hog-pig-call-calling-gif-13492869264629174909

[naive bison]

Yeah a bank makes u buy a profit generating asset and they give you the money, they earn profit on the asset

[naive bison]

Uuuh until like 3rd grade wed stay in 1 main classroom

[narrow sorrel]

Other financial services, a "sense of community "

[naive bison]

Cause one teacher would teach all the subjects basically

Except english

[atomic crane]

https://tenor.com/view/prince-of-egypt-hebrew-nonsense-gif-18542110

[idle veldt]

I knowwww, but for a bank that doesn’t make interest, what incentive is it for me to put money into that bank

[narrow sorrel]

so it's like in that one show where a kid eats a "very hot potato"?

[naive bison]

Well they only do halal loans for Muslims prolly, and do regular bank things for everyone else

[atomic crane]

high yield accounts generally limit withdrawal more and more the higher your interest rate, with some exceptions

[deep topaz]

BIT CARD

debit card

[idle veldt]

True

But Wells Fargo

[atomic crane]

so the incentive for a lower yield account is liquidity

[idle veldt]

A non halal bank

Does the same thing but better

Is it just for religious purposes

[narrow sorrel]

Well, you would use a halal bank for religious/ethical constraints probably.

[atomic crane]

i have an HYSA through paypal, they run the accounts with synchrony bank

4% APY, no withdraw limit

[narrow sorrel]

and a halal bank wont invest your money into certain types of enterprises

[idle veldt]

How could they invest at all

If they can’t make interest

[narrow sorrel]

flat fees possibly? 🤔

[naive bison]

How many wells do they manage?

[idle veldt]

I guess a stock maturing isn’t interest right

[atomic crane]

what do you mean maturing

[idle veldt]

Selling high buying low

[narrow sorrel]

stonk value go uppy, this is not interest just a valuation

[idle veldt]

Ok ok

[narrow sorrel]

I think 🤔

[idle veldt]

So a kosher bank could invest

[deep topaz]

a halal bank is not themselves halal

[atomic crane]

what the fuck is a kosher bank, you guys are losing your minds

[deep topaz]

it exists cause religious people would be a completely cut off market otherwise

they exist to use a loophole to make money

that's all it is

[idle veldt]

So it’s just for religious purposes

Ok

[narrow sorrel]

But hold on, an islamic bank is supposed to be forbidden from gambling on risky investments (a theological risk of "speculation")

[idle veldt]

Now I can hate it justifiably

[deep topaz]

it's literally just cause a suit thought "wait we can't use interest on religious people. let's just scam them normally instead"

[idle veldt]

Yes

[narrow sorrel]

but of course these things seem to be the subject of debate even among adherents

[atomic crane]

i think you're overthinking all this

[deep topaz]

money go up

business happy

religious dumbass customer acquired

[idle veldt]

How do they calculate the up front cost

Just add a percentage

[atomic crane]

when religions ban gambling, they're talking about deadbeats using their children's inheritance at the roulette table

not investing in the S&P

[narrow sorrel]

I mean nowadays...

[atomic crane]

current events reference holy awesome

[deep topaz]

$1,000 loan for 5 years. APR is 5%. Religious loan so no interest. Let's take 5% of $1,000 ($50), and multiply it by 5 years (60 months).

$1,000 upfront with an interest of $3,000

so the loan costs $4,000 plus whatever bullshit fee the bank wants

[idle veldt]

Yeah ok

Complete scam

[deep topaz]

all banks are scams

[idle veldt]

I would disagree

Your non banked money doesn’t get interest

[deep topaz]

they only exist to take money out of your pocket that you could invest instead

[idle veldt]

Hmmmm

It’s safer though

[atomic crane]

banks provide a valuable service, i dont think they're a scam

[idle veldt]

Insured by law

[atomic crane]

^

[idle veldt]

It’s less of a gamble to bank your money

[deep topaz]

if you walk around with 250,000 in your pocket and you get robbed, that's a you problem

[narrow sorrel]

Tbh I think the non-investment services a bank offers are p neat

[atomic crane]

the alternative is buying gold which has a stable value

[idle veldt]

True

And governemnt grants and shit

[atomic crane]

banks offer liquidity, interest, easy access to your money, insurance

secure transfer of money

you dont have to hire a train to bring your payroll to you

which gets robbed

so you dont get paid

[narrow sorrel]

🤠

[idle veldt]

Plus banks allow mortgages

I guess the bank isn’t required for that

But they are good middlemen

Regulated by the governemnt

[atomic crane]

banks are able to offer refinancing

[naive bison]

Boring aah bank discussion

💀

[idle veldt]

I don’t understand refi

[naive bison]

Just argue with eachother

[idle veldt]

DONT EXPLAIN IT PLEADE

[narrow sorrel]

Xalrider, is it true that Russian universities regularly have 10+ hour exams?

[atomic crane]

it all started with some crazy anarchocommunist anti-bank claim and we all jumped in to defend god's people

[shell venture]

implying the pseudo politic discussions are better

[naive bison]

No?

Not the one I go to

Never heard of that

[naive bison]

Are

[idle veldt]

Scheppla is not ancom

[shell venture]

they are not

[atomic crane]

basically you got a loan with shitty terms and you decide to go to someone else who offers to buy out your loan, pay the original lender, and have you owe the new lender instead with better terms

better interest rate for example

[narrow sorrel]

3rd hand rumour I heard in undergrad

[idle veldt]

Who would offer that

That seems like a bad deal to the new lender

[atomic crane]

banks and such

organizations with money

they get to use your property as collateral, kinda like how banks gave out loans for houses that they knew people would be unable to pay

[naive bison]

Yeah were not china

[atomic crane]

so then the bank just takes ownership of the property

[narrow sorrel]

back when student loan forgiveness was on the table in murrica I read a salty facebook post from someone who was malding since he refinanced his loan (for lower interest) with a private company

[atomic crane]

thats my guess

[naive bison]

With like 13 hour school days

[idle veldt]

The original lender still has a claim to the collateral as well right

[atomic crane]

no, they got all of their money

[narrow sorrel]

hey! that's only if you tack on the extracurricular study class

[atomic crane]

because the bank paid them to fuck off

[idle veldt]

Oh true

They are out of the deal

[naive bison]

I rly want a burga rn

[idle veldt]

And they don’t care about it

[naive bison]

With chee

A mcdouble

[narrow sorrel]

I forgor to eat dinner and now it's 1am

[naive bison]

Time to ear breakfast

[narrow sorrel]

do mcdonalds in russia use full lettuce leaves or shredded lettuce? 🤔

[naive bison]

Shredded

[atomic crane]

big mac is always shredded

[narrow sorrel]

ah so it's the same everywhere

[atomic crane]

chicken sam should always be leaf

[naive bison]

Prolly use full in their rolls

[narrow sorrel]

idk I go to wendy's

[naive bison]

I don't eat rolls tho

[atomic crane]

baconatuh used to be tasty, now it tastes like nothing

[idle veldt]

Wait so, the new lender that you refinanced with, they are HOPING you can’t pay right

[atomic crane]

their fries are weird like cardboard

nuggets are breaded and always burnt

[atomic crane]

i think the concept is that they are betting against you

yes

[idle veldt]

Ok cool

[atomic crane]

not sure though

[idle veldt]

Otherwise they lost money

[naive bison]

Russian MCD didnt drop in quality over the years at all

[atomic crane]

well, they could be looking to get repeat business from you as well

[naive bison]

KFC however for sure did

[atomic crane]

you refinance and then take on other debt with them because of the better terms

[naive bison]

They used to have a whole chicken on their chicken sando with cheese

[atomic crane]

or you open an account with them or something

[naive bison]

Then they swapped it to 3 chicken strips

Now its a mixed and mashed chicken patty

[naive bison]

Shit sucks

I dont wanna go to KFC no mo

😭

[narrow sorrel]

I prefer popeyes but kfc in the states is almost always shit (unless you go to some landmark kfcs).

[atomic crane]

we dont go to KFC in the states, we go to Church's Chicken

[narrow sorrel]

Popeyes is also a fucking tossup of whether or not you get anything you ordered tho

[fallow trellis]

every kfc i go to is some ghetto ass shack

[narrow sorrel]

what do I even get at church's?

[fallow trellis]

which is confusing they were nice places to go to when i was a kid

[atomic crane]

same as KFC

[eager igloo]

🫃

[atomic crane]

just better quality

[narrow sorrel]

Every time I pass one it's next to a bunch of other things I'd rather eat

[atomic crane]

they have the same shit as KFC, with the addition of frosted apple turnovers

[naive bison]

Using the word ghetto in the same sentence as KFC is brave

[atomic crane]

if you go to church's you have to get the apple pie thingie

its like a turnover but its apple with icing on it

[narrow sorrel]

KFC is food-desert middle of nowhere type shit. Now Popeyes, that's real ghetto.

[atomic crane]

popeyes is bougie

KFC is ghetto

[naive bison]

How do Americans have "food deserts" they are fat?

[narrow sorrel]

https://youtu.be/pqWkwolb3as?si=8Ji7EINM19MXO4RY

[naive bison]

[atomic crane]

church's is probably just as ghetto but they are less of a shitty franchise than KFC

[atomic crane]

places where nobody lives

[idle veldt]

Sloppa do you know raisin caines

[atomic crane]

ive seen it, they have it in the city closest to me

never tried it

[idle veldt]

The sauce is good

[narrow sorrel]

I know canes

[atomic crane]

thats what i heard

[idle veldt]

The chicken is not

[narrow sorrel]

the sauce is mid, I like the slaw

[atomic crane]

why tf would i go if not for the chicken

[narrow sorrel]

really brings the tendies and fries together

[idle veldt]

I haven’t had fried chicken in like 7 years now

I may have old data

[atomic crane]

i didnt get to try the popeyes chicken sandwich back when it first came out, ive been thinking of getting one

[narrow sorrel]

unironically with fast food it really depends on which location you go to unless it's like Chik fil a

[atomic crane]

everyone went ape mode over it

[idle veldt]

Ape mode!?

[atomic crane]

uh yeah

[narrow sorrel]

It was really good, but good luck trying to order at popeyes

[atomic crane]

they started acting like a bunch of

well

[hazy finch]

is this a doctor sunshine is dead reference

[narrow sorrel]

you gotta get the spicy one too

[atomic crane]

https://tenor.com/view/burger-bussin-smoky-barbecue-bacon-buford-from-checkers-gif-21413736

[naive bison]

Doctor of what

Where did he study

What was his PhD thesis on?

[atomic crane]

kavorkian

[hazy finch]

gravitational influence caused by your mom

[atomic crane]

real

as fuck

[narrow sorrel]

doctor of osteopathic medicine from a Caribbean university

[naive bison]

KFC
ghetto in the same sentence
going "ape mode" over fried chicken

[hazy finch]

https://www.youtube.com/watch?v=isZbEoAzvLg

[naive bison]

[atomic crane]

https://tenor.com/view/g-man-half-life-gif-26268160

[hazy finch]

we got 2 KFCs in my town we got a premium ghetto i tell ya what

[atomic crane]

do you have any funny local fried chicken spots

[hazy finch]

uhhh

[atomic crane]

or just global franchises

[hazy finch]

dunno

[naive bison]

I'm huuuuungry

:(

[hazy finch]

we have red rooster which isent "local" but im pretty sure its an australian exclusive brand

we have local kebab shops though

[atomic crane]

thats what i meant ye

ozzie

kebab?!?!?!?!

'

[hazy finch]

well if we're going off that we have hungry jacks which is just rebranded burger king but if the food was good

what else...

[atomic crane]

yeah you guys dont let restaurants use old soggy landfill cardboard as hamburger buns and stuff like that

i hear its pretty good there

coca cola has to use real sugar

[narrow sorrel]

MACCAs

but that's just mcdonalds

[hazy finch]

i dunno about that one

[atomic crane]

🤔

[hazy finch]

ive heard alot of shit about burger king but whenever ive had hungry jacks it tastes fine

certainly better than the mcdonalds just down the road

[narrow sorrel]

LAND OF THE HIGH FRUCTOSE CORN SYRUP BABYYY

[naive bison]

I've been having real coke after drinking Russian cola for a couple years now and I dont think I like coca cola anymore

Its just too sweet

[atomic crane]

burger king burgers are good, they take the L on fries and nuggets

[narrow sorrel]

xalrider do they have malta in russia?

[hazy finch]

their penny pincher lineup is good

[atomic crane]

try pepsi. shit tastes like diabetes and cavities manifest

[hazy finch]

the extra cheesy cheesburger for like 2 bucks is fucking good

[narrow sorrel]

which I guess is just a sweet malt soda

[atomic crane]

i want this

[naive bison]

No we haven't annexed that yet

[hazy finch]

penny pincher lineup i meant bbq burger not cheesy cheeseburger

[narrow sorrel]

You can get it in the states. Might have to hunt it down in most grocery chains unless you go to a hispanic store

[atomic crane]

the whoppa is the OG burger king burger, ordering anything else is foolish

[lyric crater]

hai chat

[narrow sorrel]

nohello.com

[naive bison]

Burga keeng too expensive

[hazy finch]

holy shit 80g of protein

[naive bison]

Its like 600 ru for a whopper meal

Bigmac is like 200

[atomic crane]

https://tenor.com/view/rich-piana-busted-whoops-gif-10137778

[dreamy flax]

💱 600 RUB (Russian Ruble) :flag_ru: is equal to 11.35 AUD (Australian Dollar) :flag_au:

[hazy finch]

nice

[naive bison]

How many calories is that?

Over a thousand?

[hazy finch]

uhhh lemme check

[dreamy flax]

💱 600 RUB (Russian Ruble) :flag_ru: is equal to 7.16 USD (United States Dollar) :flag_us:

[atomic crane]

DAMN

[dreamy flax]

💱 18 USD (United States Dollar) :flag_us: is equal to 1,507.55 RUB (Russian Ruble) :flag_ru:

[solar breach]

Bro didn't know how fucked the ruble is

[hazy finch]

1204

[atomic crane]

this is how much it is in my state

[narrow sorrel]

"get it delivered"

[naive bison]

Jesus fuck

[hazy finch]

thats not even the biggest burger they have btw

[solar breach]

Oh yeah, it's bulking time

[hazy finch]

this one is like i dunno 1400 cals?

[deep topaz]

Burger King always tastes like shit for me

[naive bison]

Ok I'm leaving

[deep topaz]

the workers couldn't give a fuck less and my food is almost always cold

[atomic crane]

the ruble may be fucked, but a whopper meal is like 15-18 dollars in the states and they're selling it for 7 bucks like it's still 2009

[naive bison]

I'm getting hungry reading this

[hazy finch]

only issue i have with my local hungry jacks is they get order wrong a bit more often than mcdonalds

[atomic crane]

do you guys have burger spots that make you wait like 10-15 minutes for your order at the drive thru

[naive bison]

I can get a big fuckoff burger at a local restaurant is the thing

This shit is fast good

[atomic crane]

its bullshit

america is dead

[naive bison]

No our people actually work

[atomic crane]

can i import some of your people

[naive bison]

How hard is it to just check the bag before leaving

[naive bison]

No we need them to work so we dont wait in the drive thru

[atomic crane]

retard behind you starts honking their horn

[hazy finch]

this was a solid 8 years ago though so i assume that they dont really have that issue anymore

[naive bison]

Guys is it okay to shoot up the McDonalds if the breakfast menu closes while you were waiting in line at the drive thru

[hazy finch]

yes

500 magnum

[atomic crane]

falling down moment

[hazy finch]

through the hot cashiers skull

[atomic crane]

i dont. want. lunch.

i want. breakfast

[naive bison]

And one car ahead of you took like 15-20 mins to order

[atomic crane]

two cars ahead of you ordered 5 mcdoubles, 5 mcchickens, 3 20pc nuggets, and 10 large fries

[hazy finch]

all this less calories than this holy fuck

[atomic crane]

they cut the chips

[hazy finch]

fuck man now im hungry

[naive bison]

Why is it in fucking kilojoules

You backwards savages

[hazy finch]

augh whopper for 11.25

havent had hungry jacks in years

[solar breach]

Local joint still sells some good ass fucking burgers for like 7 bucks

It's great

[atomic crane]

yeah sounds about right. i got a burgah from crack in the box the other day. it was 7 bucks for the sandwich, and 17 bucks for the meal.

10 dollar upcharge for a drink and fries.

[solar breach]

That's with a side. The drink is like 3 bucks

[atomic crane]

america isnt america without cheap and quick fast food

[solar breach]

Local is always better than fast, course you ain't always gonna have the time

[atomic crane]

true. i hit up a food truck for lunch today. had to take an extra 15 minutes on my mandatory lunch break but it was worth it

[naive bison]

Call ahead I guess

[hazy finch]

damn this sounds delicious

[atomic crane]

honey and ranch does not sound good

thats a war crime

[hazy finch]

fuck you

[atomic crane]

fuck you

[naive bison]

Just plain chicken on a bun is wrong

[hazy finch]

https://tenor.com/view/kangaroo-attack-punch-gif-4388051032799510551

[solar breach]

Honey and ranch?

[naive bison]

gotta have a tomate, cheese and pickle

[solar breach]

The fuck

[atomic crane]

either honey OR ranch

not both

[river zealot]

I have

[fluid heron]

couldnt sleep more kenshi

[river zealot]

Accidentally made myself wake up a 7:30 everyday

[naive bison]

Brotha

[atomic crane]

badass

[naive bison]

L idiot

[atomic crane]

can confirm that this is what hillbillies in west virginia eat

[hazy finch]

i know xal would buy a certain drink

[fluid heron]

running the dust king back to squin

[naive bison]

Alriiiiiiiiiiight

[atomic crane]

toffee shake goes crazy hard

can i get one

[naive bison]

Salted caramel sounds buss

[hazy finch]

a can of doctor pepper for 5 bucks the west has fallen

[atomic crane]

https://tenor.com/view/kiryu-cigarette-moment-gif-19565514

[naive bison]

Healthcare has gotten so expensive

5 dollars to see a doctor?

[hazy finch]

(burger place is called stax burgers btw)

[fluid heron]

i went to doctor peppers practice and he amputated my skull

[eager igloo]

Boiled piece of chicken on a bread slice

[solar breach]

not enough redneck representation 😔

[naive bison]

Silence, rat

🖐️

[eager igloo]

H 👋

[naive bison]

Alo

Wait since I have a job

[hazy finch]

https://www.youtube.com/watch?v=YWVP40Xmmqg

[naive bison]

How much is my

Vpn

[eager igloo]

Where are you working

[solar breach]

Holy shit he still does these?

[hazy finch]

posted 4 years ago

[solar breach]

Damn

[naive bison]

Construction site

[solar breach]

That's vague.

[fluid heron]

my goons are watching me construct

[naive bison]

Tbf idk how thats gonna work out since my uni schedule got changed

My uni week used to end on thursday

[solar breach]

Are you a tradesman? An apprentice?

[naive bison]

And every other week even Wednesday was free

[naive bison]

I pick things up and carry them

[deep topaz]

laborer

barback for construction

[solar breach]

University moment

[naive bison]

My first day was disassembling old Soviet beds, carry sheets of plaster, throw those bed parts out

[solar breach]

You got soft hands brother soft hands. 85 hours a mothafuckin day

Day don't end till you clock out

[naive bison]

Wdym soft hands

What is this accusation based on

[solar breach]

Oh you've never seen that huh.

[naive bison]

No

[solar breach]

https://youtube.com/shorts/fPubktdxOfM?si=nZZpT2uinTo_-lCa

I'm not sure what the original is.

[eager igloo]

Vro's working in a ball crushing factory

[fluid heron]

bros working in the hyperbolic time chamber

[atomic crane]

https://tenor.com/view/rigby-freaky-cat-cat-meme-tongue-out-gif-1492882876567450372

https://tenor.com/view/goyat-humping-boxing-gif-3920172074351105353

[deep topaz]

is this rigby

[lyric crater]

bro sein booba

[atomic crane]

no

[atomic crane]

no

[atomic crane]

https://cdn.discordapp.com/attachments/1034272530850140250/1235526290384224266/FrqkdisWIAIv4m-.gif

[tepid pebble]

thanks idris elba

[high wing]

https://youtube.com/shorts/klokUAlc48k

[naive bison]

https://cdn.discordapp.com/attachments/945848275104301237/1342448930537078826/jump_spacebar.gif

[fluid heron]

unique training method

lay down dead on the floor

[idle veldt]

Xalrider what do you think about free will

[naive bison]

Wdym

[idle veldt]

Do you believe in it

Do you believe humans have free will

[naive bison]

Sure

[atomic crane]

i think so too

[naive bison]

I can track you down and murder you if I wanted to

[atomic crane]

your brain fights pretty hard to convince you otherwise though

[idle veldt]

How do you know you would have done differently

[atomic crane]

jorking, alcohol, drugs, gaming, all different adversaries to free will

[naive bison]

I guess you dont but that doesn't mean free will isn't real

[idle veldt]

Sure it does

[naive bison]

Burdain of proof is in whoever is claiming a higher power is controlling all decisions

[idle veldt]

You have no way to test if you would have done different right

[naive bison]

.

[idle veldt]

What If they didn’t claim higher power

Just to be clearer

Free will vs a higher power are not linked

They aren’t antithetical

[naive bison]

This is gei, boring and irrelevant and I dont care

"Yeah but you can't know" isn't productive

[tepid pebble]

whats more scary is , if we are like sims in an aliens computer simulation in an outer reality

[idle veldt]

I think you are missing my point, you said you believe in free will

Why

[naive bison]

Yes

I already gave you an answer

[idle veldt]

The murder thing

[naive bison]

But you just will say "but how do u know you came up with that decision"

[idle veldt]

No

I won’t

[idle veldt]

I will say, “how do you know, you could have done something different?”

[tepid pebble]

is that kenshi btw

[idle veldt]

And you will say, “I don’t know”

[fluid heron]

i dont know

[tepid pebble]

the fuck

[naive bison]

.

[naive bison]

.

[idle veldt]

You are in university?

[fluid heron]

i wonder

[idle veldt]

Hope it costs a lot of money

[tepid pebble]

yeah you really trolled me there

[naive bison]

Are you okay?

[idle veldt]

I’m great!

[naive bison]

You're being very agitated

[idle veldt]

What?

[naive bison]

Didnt want to upset you

Very irate

[idle veldt]

Huh?

[atomic crane]

https://tenor.com/view/hhh-triple-h-triple-h-money-wwe-sniff-money-gif-26341818

[naive bison]

What's this even supposed to mean?

[fluid heron]

hope you have debt for your whole life

[tepid pebble]

hes putting a curse on you lmao

[fluid heron]

bros just a fucking hater

[tepid pebble]

so many new fresh regards

sniffs

[naive bison]

No loans, paying cash

[idle veldt]

I hope you aren’t wasting your time in uni

[atomic crane]

you even have me beat by 2 months

[idle veldt]

With an incurious mind

[tepid pebble]

tell him you are fucking rich, just to hurt him more

[atomic crane]

in your presence... i guess i really am the fresh new regard...........

[idle veldt]

That gets bored quickly

[pale ingot]

imagine playing kenshi with more than one character

couldnt be me

[idle veldt]

And can’t engage

[pale ingot]

I'm too retarded to do that

[tepid pebble]

dude im not talking about you

[naive bison]

Its not incurious, I already know every argument you are gonna make

[idle veldt]

You don’t

[naive bison]

"But you can't know" well I guess you cant

[idle veldt]

That’s why you disengaged

And gave up right?

[fluid heron]

imagine bouncing and moaning on my shit

[idle veldt]

You gave up

You stopped caring immediately

[pale ingot]

couldn't be me

[atomic crane]

sorry, university is for buying a piece of paper with extra steps to unlock steps on the career ladder

[idle veldt]

Ok sloppa

[tepid pebble]

true to a degree

[atomic crane]

curiosity in uni died in the 80s

[tepid pebble]

pun intended

[naive bison]

Yeah cause the end of the argument is reached

[idle veldt]

I was just asking you questions

[atomic crane]

https://cdn.discordapp.com/attachments/1020840008854282271/1343214566372540426/skunk-cute-animals_V1.gif

[naive bison]

I answered them

[idle veldt]

It’s ok xal

You don’t have to defend it

[atomic crane]

"do you believe in free will" is a liberal question

[pale ingot]

poop ass

[atomic crane]

[tepid pebble]

"its a vaginal word" rest in peace patrice

[idle veldt]

Is that a baby skunk

Wowee

[naive bison]

As I said it's a pointless discussion

[naive bison]

Ok

I hope whatever made you upset today is gone by the end of the day

[tepid pebble]

free wil cant exist in a simulation

[atomic crane]

a simulation could make you think or feel whatever you are coded to

including the illusion of free will which you would be unable to discern from true free will

[idle veldt]

Concern trolling is such a 2016 meta

Cmon man

[naive bison]

I don't know what concern trolling is

[idle veldt]

That’s a lie

[atomic crane]

yeah sounds like terminally online slop speak

[naive bison]

And I was being honest

[idle veldt]

It’s ok you don’t have to defend the incurious thing

You keep defending it

[naive bison]

Dont know why you were saying stuff like this unprompted

[idle veldt]

Unprompted?

[naive bison]

Yeah

[atomic crane]

i think he got a liberal arts degree and wants to project his angst on brainfarters

[naive bison]

I dont think I insulted you personally

[atomic crane]

"college is a waste of money!!"

[idle veldt]

I don’t care

[hazy finch]

it is get a forklift liscence

[idle veldt]

I’ll insult you if I want

[naive bison]

Ok maybe its his period today

[shell venture]

top o the mornin retards

[naive bison]

Hello

[tepid pebble]

i had to look up what concern trolling is, my god

[atomic crane]

no honey, you should not take "concepts of communication 204" because you think it will make you a more well-rounded person (it wont)

[tepid pebble]

you are a leftist liberal arent you

[solar breach]

Man I love it when I'm trying to go to bed and heartburn

[naive bison]

What is heartburn

[shell venture]

what's a concern troll

[atomic crane]

just take your calculus 2 and get your STEM degree

[solar breach]

Robert is a BORING ass mf yall

[naive bison]

We still don't know

[tepid pebble]

acid reflux

[solar breach]

Idk why yall talk to him

[solar breach]

Acid going up your esophagus

[atomic crane]

[solar breach]

And causing discomfort and pain

[atomic crane]

forklift certified

[atomic crane]

https://cdn.discordapp.com/attachments/1248846465871118356/1281384779589222420/togif.gif

[fluid heron]

a starving bandit just pulled up into my house and got fucking whooped

[naive bison]

Dont eat garbage then idk

[solar breach]

I'm American that's like

[naive bison]

Shut up d.b. cooper

[solar breach]

One of our top stereotypes

[solar breach]

Not the right guy

[naive bison]

Break stereotypes

Eat greens

[solar breach]

[naive bison]

Why not

[solar breach]

Brother dosent know Sky King

[naive bison]

Didnt he steal a plane

[tepid pebble]

i got rid of acid reflux many years ago

[solar breach]

[naive bison]

Oh is it the guy that did looptyloops and crashed and killed himsrld

[solar breach]

Ye

[naive bison]

Ok

@idle veldt are you a consequentialist or deontologist

[hazy finch]

i still remember when i got one a couple months ago thought i was gonna fucking die

[atomic crane]

there was a guy who stole a plane in seattle or something and was doing loop-de-loops and shit in the air while chatting about suicide with the ATC

[shell venture]

made up terms

what the fuck does that mean

[idle veldt]

Consequentialist

[naive bison]

Truuueeee

[solar breach]

I've gotten it so bad before I was hyperventilating and shit

[idle veldt]

Deontology is cringe

[solar breach]

Always comes once in a blue moon too

[naive bison]

My condolences

[solar breach]

Antacids don't do shit

[hazy finch]

i was almost frozen in place stunned by the sudden pain massive chest and upper back pain could barely fucking move came out of fucking nowhere

[solar breach]

Best way I've had to get quick relief is to force vomit but I cant this time

[tepid pebble]

forcing vomit ? why are you fucking yourself up

[solar breach]

Because, I don't want to hurt NOW

[atomic crane]

robert is actually based? if we kill 7 billion people then the parking lots wont be full all the time

[naive bison]

[shell venture]

we should bomb goverment agencies

[solar breach]

Oh but if I kill 6 million people I'm suddenly a bad guy

[atomic crane]

real

robert be like "yeah i rape, but thats not morally wrong because my dick felt good :)"

[naive bison]

Thing is atrocities can be justified no matter deontology or consequentialism

[solar breach]

Most peaceful and sober Irish citizen (I love you lads)

[shell venture]

[naive bison]

Consent is fundamentally deontological

[shell venture]

wtf is deontology

is it related to dentists

[naive bison]

Consequentialist will say the anguish of the assaulted person will outweigh the satisfaction of the assaulter

[solar breach]

Idk some nerd shit

[atomic crane]

basically: the ends DO NOT justify the means

[idle veldt]

And those people are wrong

[naive bison]

Consequentialism is good ends justify means
Deontogy is good means will lead to good ends

[shell venture]

how about not picking a side

[idle veldt]

A deontologist would say “lying is wrong”

[shell venture]

don't be a retard

[idle veldt]

When lying can lead to good outcomes

[tepid pebble]

deontology seems like an idea of an 8 year old

[shell venture]

me when i have to make everything a general rule that i have to follow no matter what

[idle veldt]

Yes it’s for babies

[solar breach]

Neither of you are correct the only person who was correct was the homeless crackhead with a pet rat army outside my local taco bell. Once he died humanity was doomed.

[idle veldt]

And autistic people

[shell venture]

it's always a case by case

don't be a retard

[idle veldt]

Kant was massively autistic

[atomic crane]

lying itself isnt the immoral thing, its the intention and circumstances

hence the intensely common concept of a white lie

there are objectively immoral things one can do

[shell venture]

i fucking hate philosophy

if i went back in time i would cull the greek

[idle veldt]

Kant would call white lies VERY MORALLY BAD

[naive bison]

And consequentialism leads to dystopian outcomes

[solar breach]

Diogenes had the right idea I'm glad more people are finding out about him

[idle veldt]

Wrong

[tepid pebble]

you know, philos sophos means loving knowledge

[shell venture]

ignorance is bliss baby

[atomic crane]

kant wasnt the only deontologist

[tepid pebble]

so you hate loving knowledge ? ignorant fuck

[shell venture]

yes i am

[solar breach]

I wish I could go back

[idle veldt]

He’s the original though

[atomic crane]

doesnt matter

[shell venture]

i ignore what i don't like

it's that simple

[idle veldt]

Ok

[tepid pebble]

this is you ignoring ?

[solar breach]

Just stop caring.
It's literally that easy.

[shell venture]

no need for pseudoscience terms to make you seem smart

[atomic crane]

if you boil it down to "the ends do not justify the means", there is no retarded back and forth about which celebrity philosopher was right 200 years ago

[tepid pebble]

you arent allowed to use words like "pseudoscience"

[shell venture]

i use what i want

kys

[tepid pebble]

use my dick

regard

[shell venture]

i'll twist it

[tepid pebble]

oh yeah baby

[shell venture]

GRAB HIS DICK AND TWIST IT

[tepid pebble]

WORK IT

[solar breach]

Use it as an ashtray

[shell venture]

GOOD OL DICK TWIST

[idle veldt]

Well I didn’t do that

[solar breach]

GIVE EM THE OLLLLLL DICK TWISTER

[tepid pebble]

DONT MIND IF I WANT MORE

[coarse bear]

Please roleplay in DMs

[naive bison]

"So what if we kill millions if we're gonna have a thousand year Reich"

[dreamy flax]

🎲 1

-# 20 ➡️ 1d20

[solar breach]

But dry we are having fun :(((

[shell venture]

it's over

[coarse bear]

The fumble

[atomic crane]

you just tried to use the argument that, because Kant came up with the word deontology to describe an existing philosophy, he must be the sole authority on following that style of morals

[idle veldt]

Which was false right

Like that wasn’t true it was a lie

[tepid pebble]

its the reason hes called "dry", he dries things up LMAO

[idle veldt]

No, I didn’t say that

It was an example

[shell venture]

ba dum tss

[high wing]

but thats not what you said last ni-

[naive bison]

Consequentialists lying? No way

[shell venture]

last what

[high wing]

nvm

[solar breach]

So happy I dropped out of college and regressed into an idiot

[atomic crane]

an example that was countering no argument from your opposition, so outside of the context i provided then the example made no sense

[shell venture]

i didn't even go to college

[solar breach]

When will I be invited

[tepid pebble]

we noticed

[solar breach]

Halfway through the semester "yeah this shit ain't for me"

[idle veldt]

I’m just giving you an example of what a deontologist might say

The most famous one

[shell venture]

broke ass

[idle veldt]

And he’s wrong

[solar breach]

I would rather learn on my own time as a hobby

[tepid pebble]

huh

[shell venture]

college is a scam

[tepid pebble]

i might agree to that

[shell venture]

9/10 of my college friends are jobless or work part time

[solar breach]

I can literally just get my certifications without a diploma

And start my own business to fill in a local vaccumn

[tepid pebble]

but i paid 0 for college, im not an american LMAO

[solar breach]

[shell venture]

i did an apprenticeship for 2.5 years and i can get better jobs

[solar breach]

If I was willing and able I could take over the family business

[atomic crane]

but that's pointless given that i havent shown myself to be a deontologist in the vein of Kant and already made a claim that contradicts Kant. The core message outside of any particular philosopher's definition is that the ends do not justify the means.

[naive bison]

You will pay it back in taxes

[glad carbon]

hi @idle veldt

[tepid pebble]

everyone pays taxes, no argument

[glad carbon]

❤️

[idle veldt]

Ok?

Hi frota

Heart emoji

[shell venture]

https://tenor.com/view/megatron-optimus-prime-gif-27086983

[atomic crane]

basically robert's just wrong

[glad carbon]

i wish they didnt fuck up the college debt cancellation thingy

[naive bison]

We know

[solar breach]

What would the transformers version of pink eye be

[glad carbon]

that was so goated and they threw it away to make billionaires richer

[naive bison]

You can prefire that message every time he's in chat

[naive bison]

W

[high wing]

engine warning symbol

[shell venture]

faulty headlight

[glad carbon]

robert never lies

[idle veldt]

@glad carbon what’s your opinion on free will

[tepid pebble]

i am not totally up to date whats going on in usa, but people want university credit debt erased ?

isnt that trillions

[glad carbon]

free will is cool but some people are too dumb

[idle veldt]

I can get behind that

[shell venture]

are you an animal ? no ? then it's real

[naive bison]

@glad carbon no dont, he's luring you into a redditor discussion

[glad carbon]

it was was like 10k per borrower at max iirc

[atomic crane]

its a big number. no one is getting away from it, you will pay some portion of flesh whether it's socialistically spread across 300 million people or focused solely on the one who signed the contract

[glad carbon]

which actually adds a crazy amount to the GDP

[naive bison]

Imagine the kick in the nuts if you actually worked hard to pay it off but some dickhead with an arts degree got it wiped clean

[glad carbon]

so they literally shoot themselves in the foot because "i got mine, fuck you"

[glad carbon]

OK LITERALLY

[tepid pebble]

oof, that would suck hard

[glad carbon]

xalrider im going to strangle you

[atomic crane]

yeah

[glad carbon]

stop baiting

[atomic crane]

aint no way he called that truth nuke "bait"

[naive bison]

Let's hear frota on how freeloading is based

[glad carbon]

"imagine if you suffered so the people who came after you didnt have to"

woahh...

[idle veldt]

Yep

[tepid pebble]

i had a little debt over here, paid it off in one lump sum after i got a job

[glad carbon]

its not freeloading you dumb ape

[idle veldt]

Morally consistent and good

[naive bison]

Rude

[shell venture]

this is literally why everything is dogshit

[glad carbon]

its ending a system that preys on the young and naive college students

[atomic crane]

well the difference here is the art major is retarded and the hard worker probably got a degree that actually had career prospects to pay off that debt they signed up for

[idle veldt]

True

[glad carbon]

"surely this loan wont rape my wallet for 20 years"

[shell venture]

instead of making things better for people after me im gonna keep it shit

[glad carbon]

dude youre acting like the ONLY forgave art majors

[tepid pebble]

the problem is why people would take 200k loans to study in those shitty degrees

[idle veldt]

“Shitty degrees”

Just lame

[atomic crane]

no the example is just someone who did work hard seeing one of the art majors who got it forgiven

it's true

[tepid pebble]

yep

[glad carbon]

shitty degrees aka any field that isnt full of old white men

[idle veldt]

That’s cringe

[tepid pebble]

yep, shitty degrees are cringe

[atomic crane]

all fields are full of old white men

[glad carbon]

uh huh

[naive bison]

[idle veldt]

I like when people learn things they want to learn

[shell venture]

life isn't fair

move on

[idle veldt]

And get degrees for them

I think that’s good!

[glad carbon]

its not even that this isnt fair

[shell venture]

it literally what it is

[glad carbon]

its that theyre making a choice that past admins couldve made

and are mad because they didnt get it

[shell venture]

waah why did i have to pay money but that guy didn't

[atomic crane]

i will strive to tip the scales in my favor eternally, such as by cutting off necrotic flesh (dead weight like art majors) from my taxes

[tepid pebble]

learning things in this day and age doesnt require a 200k debt 4 year college

[naive bison]

Slavery time

[idle veldt]

Not really

If you want to learn from the best

[shell venture]

i hope it gets worse for you people

[tepid pebble]

learn what from the best tho ?

[naive bison]

Which people

[glad carbon]

its literally just punching down on a younger generation for having their administration actually realize that student debt is carried out in a really shitty way and its best to actually help the people trying to join the workforce not have to slave away just to chip away at that debt

[naive bison]

The debt havers?

[shell venture]

human beings

retard

[naive bison]

Oh

[idle veldt]

True true true

Why make a cancer cure

[idle veldt]

Wouldn’t that be shitty for all the people that died from cancer

[atomic crane]

college itself is a scam for anyone that isnt going for a technical degree

applied science is goated

[glad carbon]

yeah why have peace treaties

wouldnt that be unfair to all the soldiers that died

[idle veldt]

Why do good things

It would be mean to the people who didn’t get them

[atomic crane]

researching majors like STEM degrees are second best imo

[naive bison]

Why would cancelling debt make jobs?

[idle veldt]

I love reading awful opinions

[atomic crane]

lol cancelling debt is not a zero sum game, the dead soldiers in your analogy have to die again for every soldier that didnt die

[glad carbon]

yeah i wonder how much those STEM colleges loans cost

[glad carbon]

???

[shell venture]

zero sum discharge

[glad carbon]

its literally a zero sum game

[tepid pebble]

wrong argument, its the death toll of your soldiers that made you arrive at the peace agreement

[idle veldt]

I can’t bro

[atomic crane]

you can't indeed

[glad carbon]

cancelling student debt doesnt magically make you poorer

[naive bison]

What yo momma gets

[atomic crane]

too regarded to debate it

[idle veldt]

It’s the debt you paid to the school to learn

[tepid pebble]

if none of your soldiers died, you just get invaded

[atomic crane]

no, it makes the whole country poorer

[shell venture]

good

[atomic crane]

just because 300 million people have to pay it now doesnt mean the debt just went away

[shell venture]

it collapses faster

[idle veldt]

And if you stop paying for that degree you stop learning

[atomic crane]

you just forced the rest of the country to carry you

like an imbecile

[naive bison]

@glad carbon

[shell venture]

981 billion

can i have 100 thousand dollars

[naive bison]

No

[glad carbon]

you're just gonna spend it on games and beer retard

[glad carbon]

it literally doesnt 😭

[naive bison]

Silence brokie

[shell venture]

how am i broke

[atomic crane]

explain how

[shell venture]

free money is free money

[naive bison]

@glad carbon

[atomic crane]

your lenders demand their money, the government just says "nuh uh"?

how does that work?

[shell venture]

dectatorship

[atomic crane]

^

badass

[shell venture]

shitty leaders give dectatorship a bad name

[naive bison]

Id be one of the good ones

[glad carbon]

sloppa no hate but you're a libertarian and youve shown you have no idea how the government works

[shell venture]

you'd be abused by a shitty one

[naive bison]

Nuh uh

[idle veldt]

Haven’t we done multiple bail outs

[atomic crane]

you keep posting a bunch of numbers without actually putting your argument into words

distill the information

explain what your understanding is from the data you're posting

[shell venture]

it means

1000000 dollars to youyou

[atomic crane]

it means money printer 🤑

[glad carbon]

return on investment from student borrowers over 10 years is more than what it costs to bail them out

[idle veldt]

Outstanding debt means they are less likely to: start a business

[glad carbon]

they cant contribute that money over 10 years if they are working on paying off debt

[tepid pebble]

isnt usa already 30 trillion in debt

[atomic crane]

but who owns their debt, is this private lenders?

[tepid pebble]

and increasing

[glad carbon]

its like 35 now i think

current admin isnt helping

[glad carbon]

36

[shell venture]

i don't get it tho
they could just not pay the debt and let it increase

[idle veldt]

In fact it’s slated to increase like 3 more trillion after this new CR that passed

A record amount right

[tepid pebble]

https://giphy.com/gifs/brrr-money-printer-cranksy-Y2ZUWLrTy63j9T6qrK

[eager igloo]

Increasing each minute damn

[glad carbon]

oop now 37

[naive bison]

Based

[glad carbon]

wow its really going up

[shell venture]

sry i'll stop taking loans

[atomic crane]

if these loans are through private lenders, we're talking about banks getting the return on investment while the government buys out the remaining amount of your loan or whatever

[tepid pebble]

https://www.usdebtclock.org/

[atomic crane]

how the fuck does that not impact government spending

[idle veldt]

It would

[shell venture]

this is like gambling

or the stock market

[idle veldt]

But government spending is already increasing like crazy

For NO good impacts

[atomic crane]

ur retarded

"uhh its already bad so its okay to make it worse"

[idle veldt]

If it’s increasing already

And we can do good things while it increases

Why not do the good things

[glad carbon]

sloppa do you know how much loans for medical schools are

[shell venture]

like give me the money

that's a good thing

[glad carbon]

its like 3k a month

[naive bison]

Stop it

[idle veldt]

Don’t we want more doctors

[naive bison]

No money for u

[shell venture]

i think students deserve the debts

[naive bison]

[idle veldt]

Don’t we want to make it easier for them to live

[glad carbon]

its partially why covid was worse than it shouldve been

[shell venture]

dumbasses going to college when prices are this retarded

[eager igloo]

I think we should bring back public hangings

[glad carbon]

shortage of medically trained workers

[atomic crane]

i think if you sign off on that kind of debt then you're insane

[shell venture]

unironically agree

[naive bison]

Can someone forgive my hellcat loan?

[glad carbon]

dude theyre literally like 20 years old at most

[idle veldt]

Victim blaming

BASED

[naive bison]

I'm gonna be much more likely to open a business

[atomic crane]

if i want to be a doctor and they tell me thats the cost of going to med school, i'm not going to go to med school

[shell venture]

how are you a victim

you literally signed it

[idle veldt]

it really is 2016 in this chat

[atomic crane]

i dont sign up for the debt like "im sure it will be fine"

[glad carbon]

yeah and i wonder what happens if every would be doctor does that

[naive bison]

if it isn't the consequences of my actions

[atomic crane]

well thats not for 20 year olds to figure out

the market better correct itself before all the doctors die of old age

[idle veldt]

The magical market

[glad carbon]

nah this time theyre pretending to be "centrists" while arguing FOR every republican talking point

[idle veldt]

Libertarians are the WORSR

[shell venture]

little suffering for long term improvement

[glad carbon]

nah the market will solve it

[idle veldt]

Trust me bro

[atomic crane]

worked so far

[idle veldt]

It literally hasn’t

[glad carbon]

sloppa the market is literally based on faith

[atomic crane]

oh wait, people keep touching it and wont leave it alone

[naive bison]

Gabagoo

[idle veldt]

Oh my god bro

[glad carbon]

someone should take away ur keyboard unc

[atomic crane]

your meltdown is hilarious

[glad carbon]

i think youve lost it ngl sloppa

[atomic crane]

robert is the best hypeman

[high wing]

@grizzled meadow

[glad carbon]

libertarian bros have RFK tier brainworms

[naive bison]

https://tenor.com/view/nothing-ever-happens-chud-chudjak-soyjak-90-seconds-to-nothing-gif-9277709574191520604

[idle veldt]

Thank you!