binod-sepa | Stripe Developers | Page 1

cobalt fable Jul 7, 2022, 8:04 AM

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👋 happy to help

grim ore Jul 7, 2022, 8:07 AM

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I am using iDeal and card for subscription payment and also setting up SEPA. I have written all the code but the problem is, after setting up SEPA invoice is not charged immediately

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invoice is created with open status and turns infto paid only after few moments

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??

cobalt fable Jul 7, 2022, 8:17 AM

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have you set the invoice_settings.default_payment_method on the customer?

grim ore Jul 7, 2022, 8:18 AM

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yes

cobalt fable Jul 7, 2022, 8:18 AM

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could you please share your subscription id?

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and one thing to note before I check everything is that SEPA Direct Debit is a reusable, delayed notification payment method, it will take up to 14 business days to receive the success/failure notification which explains the open status

grim ore Jul 7, 2022, 8:21 AM

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you mean invoice.status can take upto 14 days to be paid?

cobalt fable Jul 7, 2022, 8:22 AM

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yes

grim ore Jul 7, 2022, 8:23 AM

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okay so my code is working? because status is open for a while and automatically updated to paid

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Im alson using stripe.invoices.pay(updated.latest_invoice.id) in case of SEPA. is it wise to call this API?

cobalt fable Jul 7, 2022, 8:30 AM

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could you please share a subscription id so I could take a look at it?

grim ore Jul 7, 2022, 8:32 AM

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sure

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sub_1LIpvLHsW9ET26Jg6wcceVxd

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??

cobalt fable Jul 7, 2022, 8:46 AM

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sorry I'm still looking into it

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it seems that the invoice is paid

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did you explicitly invoke invoices.pay?

grim ore Jul 7, 2022, 8:48 AM

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yes

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is it good approach?

cobalt fable Jul 7, 2022, 8:50 AM

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when are you setting this?

grim ore Jul 7, 2022, 8:51 AM

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I was suggested by one of stripe staffs, call this API to charge immediately

cobalt fable Jul 7, 2022, 8:52 AM

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yes this is to force an immediate collection of the invoice

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but since it is SEPA it can take some time to change the invoice status

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but in test mode it's fast

grim ore Jul 7, 2022, 8:54 AM

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Usually how long does it take to settle SEPA payment?

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and what is the best approach? set explicitly or not?

cobalt fable Jul 7, 2022, 8:59 AM

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Usually how long does it take to settle SEPA payment?
up to 14 business days
and what is the best approach? set explicitly or not?
invoices.pay only makes the attempt for the payment now instead of waiting the normal delay

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and by the normal delay I'm talking about Stripe attempting the payment after an hour AFAICR

grim ore Jul 7, 2022, 9:02 AM

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is there in drawbacks of using invoice.pay?

cobalt fable Jul 7, 2022, 9:02 AM

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no not really

grim ore Jul 7, 2022, 9:39 AM

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ok

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also, If I have setup SEPA and upgrade subscription with card, does it update default payment method as card?

cobalt fable Jul 7, 2022, 9:42 AM

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could you send a request id?

grim ore Jul 7, 2022, 9:44 AM

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req_D0q2N3ddm64aPL

grim ore Jul 7, 2022, 10:04 AM

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did you check?

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??

pine oriole Jul 7, 2022, 10:09 AM

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Hey, taking over here. Let me catch-up

pine oriole Jul 7, 2022, 10:10 AM

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grim ore is there in drawbacks of using `invoice.pay`?

General recommendation is to not use this endpoint as it can't facilitate any required 3DS/auth flows

grim ore Jul 7, 2022, 10:11 AM

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ok

pine oriole Jul 7, 2022, 10:11 AM

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grim ore also, If I have setup SEPA and upgrade subscription with `card`, does it update ...

Not really sure I understand this Q

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The req_xxx you share doesn't have any pm_xxx attached

grim ore Jul 7, 2022, 10:13 AM

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First I pay with iDeal and setup SEPA as default payment method. Now, if I pay using card to upgrade/downgrade subscription, will default payment method be updated to card?

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It has if you see at line number 334 "payment_settings": { "payment_method_options": null, "payment_method_types": [ "sepa_debit" ] },

pine oriole Jul 7, 2022, 10:20 AM

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Where have you paid with a card during upgrade/downgrade?
This request: https://dashboard.stripe.com/test/logs/req_D0q2N3ddm64aPL
Created this prorated invoice: https://dashboard.stripe.com/test/invoices/in_1LIrFKHsW9ET26JgijwqCjIN

Stripe Login | Sign in to the Stripe Dashboard

Sign in to the Stripe Dashboard to manage business payments and operations in your account. Manage payments and refunds, respond to disputes and more.

Stripe Login | Sign in to the Stripe Dashboard

Sign in to the Stripe Dashboard to manage business payments and operations in your account. Manage payments and refunds, respond to disputes and more.

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Which actually credited the customer balance

grim ore Jul 7, 2022, 10:22 AM

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Didnt get it. I am attaching default_payment_method to customer ID

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which is working fine with SEPA. im just not sure, If again I upgrade/downgrade subscription with card , will it change to card or remain SEPA?

pine oriole Jul 7, 2022, 10:30 AM

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If you want to update the default PM on the subscription, you'll need to update the subscription to reflect that. It won't be handled automatically: https://stripe.com/docs/api/subscriptions/create#create_subscription-default_payment_method

Stripe API reference – Create a subscription – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

grim ore Jul 7, 2022, 10:32 AM

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I just want to setup SEPA for iDeal autopayment

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and following this doc. where it says to attach default_payment_method with customer

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https://stripe.com/docs/billing/subscriptions/sepa-debit

Set up a subscription with SEPA Direct Debit

Use Stripe Billing to set up recurring payments.

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what am assuming is, If I attach SEPA with customer, subscriptions associated with customer will be paid by SEPA instead of iDeal right?

pine oriole Jul 7, 2022, 10:45 AM

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iDEAL recurring payments are facilitated via SEPA yes

grim ore Jul 7, 2022, 10:47 AM

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yeah, to achieve that, I have attached default_payment to customer using an API.

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you can check for this customer

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cus_LblqomI7tppLs4

pine oriole Jul 7, 2022, 10:48 AM

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Yep. But I'm confused because you're mentioning a card, but nothing you've shared so far includes a card PM

grim ore Jul 7, 2022, 10:50 AM

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So, immediate SEPA payment is working. I wanted to know, If I change subscription now with Card. What will be my default payment method? SEPA or Card?

pine oriole Jul 7, 2022, 10:53 AM

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If I change subscription now with Card
What does this mean?

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Is there an outstanding invoice?

grim ore Jul 7, 2022, 10:55 AM

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okay

My first subscription payment is using SEPA
Second payment using Card.

Now, my question is what will be my default_payment_method?

pine oriole Jul 7, 2022, 10:56 AM

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It won't have changed, it'll will be the SEPA PM

grim ore Jul 7, 2022, 10:57 AM

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ok, so I should change explicitly?

pine oriole Jul 7, 2022, 10:59 AM

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pine oriole If you want to update the default PM on the subscription, you'll need to update ...

Yep, as above ☝️

grim ore Jul 7, 2022, 11:00 AM

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wait, use subscription update API or customer update API?

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because, Im using customer API to setup default pm

pine oriole Jul 7, 2022, 11:02 AM

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Ah ok, then yep: https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method

Stripe API reference – Update a customer – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

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Sorry wasn't sure which level you were setting default at

grim ore Jul 7, 2022, 11:03 AM

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okay. also if I don't use this API stripe.invoices.pay(updated.latest_invoice.id)

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it wont create any invoice

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can you check this request req_R0rNno62nxJZ7F

pine oriole Jul 7, 2022, 11:05 AM

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grim ore it wont create any invoice

Not sure what you mean. You're attempting to pay an existing invoice with that call. Why would it create a new invoice?

pine oriole Jul 7, 2022, 11:06 AM

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grim ore can you check this request req_R0rNno62nxJZ7F

What am I checking for?

grim ore Jul 7, 2022, 11:06 AM

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this request didnt create any invoice

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because Im calling subscriptions update API. It should create invoice right?

pine oriole Jul 7, 2022, 11:13 AM

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Only if there's a payment due. In this instance you've passed the same price_xxx object that's already on the subscription

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So I'm not sure what you expect to trigger an invoice

grim ore Jul 7, 2022, 11:15 AM

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okay my bad.

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right now it's creating invoice with open status

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how does it changes to paid? I mean is there any manual process or automatic?

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in case of SEPA

pine oriole Jul 7, 2022, 11:21 AM

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It'll be finalized and paid within ~1 hour

grim ore Jul 7, 2022, 11:31 AM

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okay, thank you

#binod-sepa