François-connect | Stripe Developers | Page 1

tribal halo Jun 17, 2022, 9:09 AM

#

Hey, you're describing Connect which facilitates multi-party payments like this: https://stripe.com/docs/connect

Stripe Connect

Learn how to route payments between multiple parties.

signal talon Jun 17, 2022, 9:11 AM

#

what kind of Connected Account are they in those cases ?

tribal halo Jun 17, 2022, 9:11 AM

#

Which cases?

signal talon Jun 17, 2022, 9:11 AM

#

actually, for now, we only have Custom

#

looks like they have to be standard acccounts

tribal halo Jun 17, 2022, 9:16 AM

#

Why must they be standard accounts? For a business requirement?

#

Do you have a specific question I can help with?

signal talon Jun 17, 2022, 9:18 AM

#

We are working like shopify for now. We use Custom Connect accounts for this.
Some of our users want to handle their own Stripe Account, so we are looking at this. Looking at what you say, we have to use Connect, but Connect have 3 differents accounts type

#

what type should we use, and is it possible to use it with "destination charge" ?

tribal halo Jun 17, 2022, 9:20 AM

#

Some of our users want to handle their own Stripe Account
They'll need to be a standard account then.
and is it possible to use it with "destination charge" ?
You shouldn't use destination charges with standard accounts.

signal talon Jun 17, 2022, 9:20 AM

#

so what should I use instead ?

#

on a PaymentIntent request for example

tribal halo Jun 17, 2022, 9:28 AM

#

This doc breaks down the type of connected account payments and their appropriate usage: https://stripe.com/docs/connect/charges

Create a charge

Learn how to create a charge and split payments between your platform and your sellers or service providers when you accept payments.

#

If you're using standard accounts, you'll want direct charges: https://stripe.com/docs/connect/direct-charges

Creating direct charges

With Connect, you can make charges directly on the connected account and take fees in the process.

signal talon Jun 17, 2022, 9:29 AM

#

I thought you wanted to shutdown direct charge integration

tribal halo Jun 17, 2022, 9:31 AM

#

Nope. What gave you that impression?

signal talon Jun 17, 2022, 9:32 AM

#

multiple emails with Europe CEO

#

Thank you, I have all what I need to start working !

tribal halo Jun 17, 2022, 9:34 AM

#

signal talon I thought you wanted to shutdown direct charge integration

Are you confusing working directly with the Charges API?

#

That's different to using direct charges with Connect (which uses Payment Intents, not Charges)

signal talon Jun 17, 2022, 9:36 AM

#

I'm talking about direct charge. we've been using it since the beta

#

we've switched to destination charge a few years ago

tribal halo Jun 17, 2022, 9:37 AM

#

We're definitely not deprecating direct charges

signal talon Jun 17, 2022, 9:38 AM

#

ok cool

#

mmmh sorry, but Standard account, can be an already registred account right ?

#

because I don't see anything in the documentation to have the workflow to use a button "connect my stripe account"

tribal halo Jun 17, 2022, 9:55 AM

#

Yep, you should use the OAuth flow: https://stripe.com/docs/connect/oauth-standard-accounts

Using OAuth with Standard accounts

Use the OAuth connection flow to allow a Standard user to connect to your platform.

signal talon Jun 17, 2022, 10:00 AM

#

we can add customized data the the button to get it back after redirect ?

tribal halo Jun 17, 2022, 10:02 AM

#

What specifically?

signal talon Jun 17, 2022, 10:04 AM

#

internal data to get our site id to connect with

onyx compass Jun 17, 2022, 10:06 AM

#

depends what you mean but you could store information in cookies and check them when the user returns to your site from the onboarding, or use the state URL query parameter in the OAuth link(https://stripe.com/docs/connect/oauth-reference#get-authorize-request)

#

to add to what was mentioned above though, we're generally moving away from connecting to existing Stripe accounts. In most cases where you want to facilitate payments for a merchant, you'd use the Standard approach that creates a new account under that merchant's Stripe user, but isolated to your platform. Use cases where you want to connect to an existing Stripe account to do things like analyse their data are more what we call "Extensions" and today use OAuth but will transition to the new Stripe Apps platform.

signal talon Jun 17, 2022, 10:13 AM

#

mmmh ok so I'd better start working on Stripe Apps ? is there any documentation about this ?

onyx compass Jun 17, 2022, 10:16 AM

#

well it depends on the use case

#

the distinction is if you're a platform that facilitates payments for a Stripe account, or an extension that adds features to the account's experience. Extensions have a migration guide here https://stripe.com/docs/stripe-apps/migrate-extension but it's very early days

#

if you're the former(a platform facilitating payments)(you say you are "like Shopify) then you're not an extension I'd imagine so that doesn't apply

signal talon Jun 17, 2022, 10:18 AM

#

We are an ecommerce application. We just want to be able to drive an external stripe account, so our users can use their own stripe account, instead of our Custom Account integration

onyx compass Jun 17, 2022, 10:18 AM

#

but you wouldn't generally use OAuth, the preferred approach is the default one where you create an account for them

#

We just want to be able to drive an external stripe account, so our users can use their own stripe account
yeah we don't suggest that any more, you should create new accounts for them instead so they have an account specific to your platform.
https://stripe.com/docs/connect/platform-controls-for-standard-accounts
https://stripe.com/docs/connect/oauth-changes-for-standard-platforms

signal talon Jun 17, 2022, 10:23 AM

#

mmmh so just to be sure, in our case, we don't need a Stripe Apps, and the best thing to do is to use 0Auth to connect external Stripe account, right ?

onyx compass Jun 17, 2022, 10:25 AM

#

no in your case the best thing to do is https://stripe.com/docs/connect/standard-accounts

signal talon Jun 17, 2022, 10:29 AM

#

with this options, a merchant can leave our platform and use it's Stripe account the way he want ?

onyx compass Jun 17, 2022, 10:36 AM

#

yes, though that wouldn't be a common thing to happen

signal talon Jun 17, 2022, 10:38 AM

#

we have a special price with our platform for card payments. do they will benefit from it ?

onyx compass Jun 17, 2022, 10:41 AM

#

It depends exactly what your pricing agreement with us is

#

generally as far as I know the answer is no(that's why you use Destination charges). I'd suggest talking to your sales contact.

#François-connect