birdy247 - cloning payment methods | Stripe Developers | Page 1

manic dock May 9, 2022, 3:02 PM

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Hello! Just starting a thread for you -- I'll review and respond as soon as I can 🙂

twilit lava May 9, 2022, 3:02 PM

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How we can we remove this text:
By providing your card information, you allow xxxxx to charge your card for future payments in accordance with their terms.

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Is this the terms?

manic dock May 9, 2022, 3:09 PM

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What do you mean? Can you share more details about waht you're trying to do and what is not working?

twilit lava May 9, 2022, 3:09 PM

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Dont worry, I have done it 😄

manic dock May 9, 2022, 3:09 PM

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Or what is not happening as you expect

twilit lava May 9, 2022, 3:09 PM

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Solved

manic dock May 9, 2022, 3:09 PM

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Ah, great!

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Sorry for the delay, many people showed up at once 🙂

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@twilit lava can you ask you other question in here please?

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Let's keep to one thread

twilit lava May 9, 2022, 3:24 PM

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Assuming we have created a customer and a confirmed setup intent on our platform, how do we clone a customer on a connected account?

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The docs talk about tokens: https://stripe.com/docs/connect/cloning-customers-across-accounts

Clone customers across accounts

With Connect, you can clone your customers' payment information across multiple connected accounts for reuse.

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Am I right in think we switch that step for this one: https://stripe.com/docs/payments/payment-methods/connect#cloning-payment-methods

Connect platforms using the Payment Methods API

Considerations for Stripe Connect platforms adding support for new payment methods using the Payment Methods API.

manic dock May 9, 2022, 3:28 PM

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twilit lava Am I right in think we switch that step for this one: https://stripe.com/docs/pa...

Yes, you want ot use this payment method version

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You can't really clone the customer -- you make a shared copy of the payment method only, then attach it to a new customer on the connected account

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And customer info you want to copy over you need to do yourself

twilit lava May 9, 2022, 3:29 PM

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Can we just make a payment intent and use the cloned payment method or do we need to create a customer as well?

manic dock May 9, 2022, 3:42 PM

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You can do that, yes, but then the cloned payment method is one-time-use only

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To be able to use it multiple times you must attach to a customer

twilit lava May 9, 2022, 3:44 PM

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Thats fine. Our use case is one time use

manic dock May 9, 2022, 3:47 PM

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Then no problem, sure!

twilit lava May 9, 2022, 3:52 PM

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Presumably we can clone on multiple accounts and use just once on each account?

manic dock May 9, 2022, 3:53 PM

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Yep!

twilit lava May 9, 2022, 3:57 PM

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Do you have any stats on the following

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1/ we create a customer with a setup intent on our platform (future usage set to true)

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2/ We then clone the payment method as soon as the setup intent is confirmed and create a payment_intent and confirm it staright away

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what are the chances of no SCA being required on point 1 but it is required on point 2

manic dock May 9, 2022, 4:06 PM

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We don't know that, no. Ideally it will be less than without setup, but that's never a guarantee. The bank can request re-authentication any time at their discretion.

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birdy247 - cloning payment methods

twilit lava May 9, 2022, 4:26 PM

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Got it

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Another quick question

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We use the php lib

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Is it "better" to use the $stripe->payment_intent->create(xxx

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or Stripe/PaymentIntents::create

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I notice the docs switch between the 2 approaches

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I get the impression the client is the newer of the two?

wraith patrol May 9, 2022, 4:50 PM

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Hi there 👋 taking over for @manic dock. I can't say which is best, it will kind of just depend on your integration specifics and the approach you prefer. FWIW $stripe->payment_intent->create(xxx) is the way I'd do it

#birdy247 - cloning payment methods