#Hiroshi - Connect Accounts

1 messages · Page 1 of 1 (latest)

odd charm
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i just created bank account for my customers
and when i create a paymentIntent
it go directly to the customer, that's ok
but, what about if i want to keep the amount first, take a comission, and send the money to the client after that?

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Quoting here because we want to keep all the context together

primal walrus
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Hi, thanks for helping

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My current process is the following

odd charm
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Okay

  1. What type of connect account?
  2. What kind of charge/payment?
primal walrus
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1.- I create the payment intent pointing to the customer account id => acct_**********

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2.- The payment go directly to my customer

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The process i want to achieve:
1.- Create payment intent in the main account and collect the money
2.- Take a small fee

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3.- Move the money to the customer account

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how can i achieve this?

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i just pointed to main account but i'm not able to send to the customer with "stripe.transfers"

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i'm receiving the following error:

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Error: Insufficient funds in Stripe account

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i reviewed the main account balance

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the following

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Available to pay out to your bank account
€0.00
Currently on the way to your bank account
€0.00
Will be available soon
€1,398.55
Total
€1,398.55
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so, looks like the money is not avaiable to transfer from the main account to the customer connected account

odd charm
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Okay let's go back to your initial question and start there

primal walrus
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ok good

odd charm
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And my response, what type of connected accounts are you using?

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And how are you creating the payment intents?

primal walrus
odd charm
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Standard, Express, or Custom

primal walrus
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Custom/Individual, Custom/Company

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I chose custom because my clients are based in various parts of the world, in this case the netherlands.

odd charm
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Okay Custom accounts. Now, how are you creating your charges?

primal walrus
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i used this

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for direct payment destination

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  const paymentIntent = await stripe.paymentIntents.create({
    amount: calculateOrderAmount(items),
    currency: "eur",
    payment_method_types: ['ideal'],
    transfer_data: {
      destination: 'acct_1KYA0U2UlNID6vFD'
    }
  });
odd charm
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We have

  • direct charges
  • destination charges
  • separate charge and transfers
primal walrus
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for destination, it worked fine

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 const paymentIntent = await stripe.paymentIntents.create({
    amount: calculateOrderAmount(items),
    currency: "eur",
    payment_method_types: ['ideal']
  });
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in this one, i'm moving the money to the main customer (direct)

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i want to take a small fee, and transfer to the destination after that

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so, i tried this

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await stripe.transfers.create({
    amount: 1200,
    currency: 'eur',
    destination: 'acct_1KYA0U2UlNID6vFD'
})
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and i got this:

unknown.png
odd charm
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The first payment intent and transfer appear to be a separate charge & transfer process

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In that process you (the platform) process the payment intent, the amount goes to your balance, and you transfer from your balance to the connected account