milashin_im - link card

[scenic dagger]

Hello, what error are you running in to?

Ah the one in the second screenshot. I saw it but that didn't click for a moment

[brittle badger]

In test mode, I can not add a credit card

[brittle badger]

One minute

I'll try to repeat

Here is the text of the exception

Sending credit card numbers directly to the Stripe API is generally unsafe. We suggest you use test tokens that map to the test card you are using, see https://stripe.com/docs/testing.

I need to bind cards in the background of my back-end solution

[true plover]

are you PCI certified @brittle badger and can submit a PCI SAQ D to Stripe every year? https://www.pcisecuritystandards.org/documents/PCI-DSS-v3_2_1-SAQ-D_Merchant.pdf

[true plover]

are you PCI certified @brittle badger and can submit a PCI SAQ D to Stripe every year? https://www.pcisecuritystandards.org/documents/PCI-DSS-v3_2_1-SAQ-D_Merchant.pdf

if you're not then you can not integrate this way. You should follow our guides — card data come from the end-customer directly in their web browser and is submitted through our frontends like Elements/Checkout, you can not handle raw card data in your backend .NET code, that is not possible.
https://stripe.com/docs/payments/accept-a-payment

[brittle badger]

Can I create a cuctomer and through onboarding add a credit card through the stripe service?

[true plover]

@brittle badger what do you mean by "onboarding" specifically?

[true plover]

you can add customers and accept their card details yes, it's all covered in our documentation — https://stripe.com/docs/payments/save-and-reuse for example. The approaches to use are the ones in the documentation, not submitting raw card numbers you collect yourself to the backend API, that is not an approach you can use.

@brittle badger that is for Connect, so those are not "customers" you onboard, they are business partners/service providers that you pay money to, not customers that you take money "from". So it's an entirely different thing.

[brittle badger]

Do you have the same way to add cards for customers as we do it for connected accounts ("onboarding")?

[true plover]

we have Checkout, that's a hosted page that accepts card details from end-customers. https://stripe.com/docs/payments/accept-a-payment?platform=web&ui=checkout

[brittle badger]

Can I use Checkout to link a card to a customer?

Then get it through stripe api in order to make payments in the background?

For example, a purchase costs $100 but must be charged $2 each week

[true plover]

yes

[brittle badger]

Are you there?

[true plover]

I was but I have to run! Anyway the answer to the question you just asked(if it's possible to use Checkout to accept a card and then charge in the backend later) is "absolutely, yes". Docs are https://stripe.com/docs/billing/subscriptions/checkout if you want us to do the recurring logic , or https://stripe.com/docs/payments/save-during-payment if you are building it yourself.

[brittle badger]

And you don't need PCI DSS to do that?

[brittle badger]

Thank you very much.

The user is validated on the first payment, for example $1, the system stripe understands that he is a real customer, and now I can create payments by his StripeID and make refunds if it is necessary according to the algorithm of payments in my company?

[foggy mica]

With regard to PCI compliance, Checkout vastly reduces PCI compliance risk. However, you always want to consider PCI compliance. We have a guide for that here: https://stripe.com/docs/security/guide#validating-pci-compliance

[foggy mica]

Hi can you clarify what you mean by this question?

[brittle badger]

I do not store cuctomer data, but I want to use this customer data for payment in the future without any action from the client

[foggy mica]

Okay so in that case you would want to set up payments for future use.

https://stripe.com/docs/payments/save-and-reuse

[brittle badger]

No

[lyric cobalt]

Hi taking over for Snufkin. Can you provide why you don't think that recommendation is a good fit for you?

[brittle badger]

I'm thinking of the right way to ask you a question.

[ionic patrol]

“if you want us to do repetitive logic” - we don't want to use repetitive logic, we want to make different payments for different amounts without disturbing this customer. (the user previously agrees to such payments by signing a license agreement, as part of the ordered service)

[lyric cobalt]

Why doesn't https://stripe.com/docs/payments/save-and-reuse work for you? SetupIntents should achieve this for you