gabbo-destination-standard | Stripe Developers | Page 1

formal coral Nov 30, 2021, 5:39 PM

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@graceful sluice I think we discussed this yesterday already right? Please don't do it, I work for Stripe, I'm a Connect expert, I have been doing this for years. Do not go down that road.

graceful sluice Nov 30, 2021, 5:43 PM

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Yes absolutely

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but I saw the chat was closed

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so I re-wrote

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I have to understand why, don't worry about technicism

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I'm a developer

formal coral Nov 30, 2021, 5:55 PM

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@graceful sluice I don't worry about technicism, I just need you to trust me. This is how it is, this is the canonical recommendation. Just do not do that.

graceful sluice Nov 30, 2021, 5:56 PM

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How is it possible? Not to have an explanation?
I WANT to trust you

formal coral Nov 30, 2021, 5:57 PM

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I mean I did explain yesterday at a high level already. You're holding all liability for all fraud with zero way to recoup your money from the connected account and they get zero visibility into the payments even though they have full Dashboard access. It's just not a viable integration path, there's not much more to it than knowing you should not do it

formal coral Nov 30, 2021, 6:28 PM

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@graceful sluice is that enough to convince you?

graceful sluice Nov 30, 2021, 6:47 PM

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Ok, I understand

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But what if every connected account (companies) has signed every necessary paper with us?

swift dune Nov 30, 2021, 6:55 PM

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It's not about signing papers - at the end of the day, the flow of having Standard accounts with separate charges and transfers makes very little sense given all the limitations and rules we have on Standard accounts. You'll also have a harder time getting help since there are so many weird edge cases that most people don't know about.

formal coral Nov 30, 2021, 7:52 PM

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@graceful sluice are you all set?

graceful sluice Nov 30, 2021, 8:03 PM

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swift dune It's not about signing papers - at the end of the day, the flow of having Stand...

Which are the limitations and rules you’re talking about?

formal coral Nov 30, 2021, 8:05 PM

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@graceful sluice I'm sorry, we won't really get into it. We could spend hours on this conversation, the outcome is the same: do not use this flow. If you do you will regret it so our position is clear and strict you should never do this.

graceful sluice Nov 30, 2021, 8:07 PM

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Ok I understand

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But is it a software limitation?

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Couldn’t you just give me an example?

formal coral Nov 30, 2021, 8:07 PM

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but I did already twice

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You have no control over the fraud, you can't recoup your money back from the connected account while you also can't investigate anything about their account or details to vet their business

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the connected account has direct access to the Dashboard and can do whatever they want with the money in their account and you can't control what they do

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you own all dispute/refunds liability without the ability to reserve funds from them or charge/pull funds back from their balance

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Destination charges and Separate Charges and Transfers were built for Custom and Express accounts, that's what you have to use in that case.
I'm sorry, it's just this simple: do not do this

graceful sluice Nov 30, 2021, 8:10 PM

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Yes, but I have the ability to permit the connection of “stranger” accounts

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I mean, it’s not possible to have a standard account that is linked with my platform without my permission

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So, where is the problem with fraud risk or something similar?

graceful sluice Nov 30, 2021, 8:12 PM

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formal coral the connected account has direct access to the Dashboard and can do whatever the...

For this I have tested that I can (as a platform) set the frequence of a transfer for example

graceful sluice Nov 30, 2021, 8:13 PM

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graceful sluice For this I have tested that I can (as a platform) set the frequence of a transfe...

Could you answer to this? Is it false for any reason that I don’t already know?

formal coral Nov 30, 2021, 8:13 PM

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Okay I'm sorry but I don't know how to convince you. I've been doing this for years, I know I'm right. But you can totally do it your way, it works

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I really can't get into a deep argument about the why at this point. There's nothing preventing you from doing this, I wish it was just blocked, it'd make this easier

graceful sluice Nov 30, 2021, 8:15 PM

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formal coral I really can't get into a deep argument about the why at this point. There's not...

What does “I wish it was just blocked” mean?

formal coral Nov 30, 2021, 8:15 PM

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I wish the API just errored, that way you would not even try because it just wouldn't work

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but for internal reasons we let it through even though we always tell everyone who asks to never do it

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Anyways, I'm sorry, but really I can't do much more than tell you that my entire job is to help people in your situation, I've done it for years adn I know for a fact this is a bad integration path. But it does work and it's mostly up to you at this point

graceful sluice Nov 30, 2021, 8:16 PM

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formal coral I wish the API just errored, that way you would not even try because it just wou...

It’s exactly this reason that is creating doubts in me

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I’m just thinking about a way to take the “Express” fee

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If it’s not for this reason it’s simple, just tell me one specific trouble that you had to solve for someone else to make me clear

formal coral Nov 30, 2021, 8:20 PM

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I have given multiple already

#gabbo-destination-standard