ekaterina-transfers-in-test-mode

[night cobalt]

Hey there! You can get some available balance for transfers in test mode by using the "bypass pending" test cards for some payments here:

https://stripe.com/docs/testing#cards-responses

eg: 4000000000000077

[stable hamlet]

Hello !

Thanks ! I dont really understand , where do I put these card data , since I am making transfers through the API , like this :

transfer=await stripe.transfers.create({
amount: total,
currency: 'eur',
destination: supplierStripeId,
transfer_group: transferGroupId
});

That is beacuse , I cant see where to add these card data : https://stripe.com/docs/api/transfers/create

[night cobalt]

You need to collect payments first to increase your balance

Most of the successful test card (like 4242) will have the balance "pending" and you can't transfer it, unless you use source_transaction and link to the pending payment

[stable hamlet]

I have done that , and the balance of my strip test account is like 15K , yet it still shoes that I cannot make transfers because I have no funds

[night cobalt]

But if you use those special test cards for payments, you get available balance right away

and can make transfers

You also need to switch to manual payouts, otherwise the available funds are earmarked for automatic payouts

[stable hamlet]

Yes , I have also done that

[night cobalt]

Well that's 0 available

[stable hamlet]

How can I make it available ?

[night cobalt]

Can you share the account or any example test payment you made to increase you balance?

[stable hamlet]

sure

req_gTWKtlE3fn8dkF

oh , the account

1 sec please

acct_1Jw4DJPPR7urhNAb

And this is how I did it :

transfer=await stripe.transfers.create({
amount: total,
currency: 'eur',
destination: supplierStripeId,
transfer_group: transferGroupId
});

[night cobalt]

request is great, no worries

[stable hamlet]

Thanks !

[night cobalt]

well, wait

a couple things:

1. this request is for a different account than the one you just shared

2. this request is for creating a checkout session, not creating a payment

[stable hamlet]

yes , doesnt the checkout session implicitly handle the payment ?

[stable hamlet]

My bad , I will try to find ones that match

This one should match : req_jGQSeIWsRbxGjr

[stable hamlet]

By "test paymnet to increase the balance" I assumed you rever to any payments comming from a fictional customer, or do you refer to balance top-ups ?

[night cobalt]

I don't see any recent payments on your paltform account using those test cards

i mean, on your platform you need to collect payments using those test cards to accrue an available balance

if you don't have available balance, you can't transfer unless you link it to a pending charge:
https://stripe.com/docs/connect/charges-transfers#transfer-availability

[stable hamlet]

I am not sure I understand the dfference between payments on your plaftom and actual payments from test cutsomers

Can it be because I only accumulate balance with the checkout sessions ? (instead of the paymentIntent )

[night cobalt]

You can use checkout if you like, though it is not necessary. EIther works.

The improtant thing is using one of those two test cards.

[stable hamlet]

Ah damn , I will give it a try

All this time I've been trying a complete 42 sequence

[night cobalt]

yea, you must use 4000000000000077 or the other "bypass pending" card

otherwise it'll sit as pending

[stable hamlet]

I am trying right now

Thanks so much , I will get back with the updates asap

For some add reason , it makes the balance go negative with each payment

odd*

Even tough my basket total is over the application_fee_amount

This is how I create the session :

line_items: orderData.map(orderProduct => {
return {
price_data: {
currency: 'eur',
product: orderProduct.stripeId,
unit_amount: orderProduct.price * 100,
},
quantity: orderProduct.quantity,
}
}),
payment_intent_data: {
transfer_group: transferGroupId,
application_fee_amount: 123,
transfer_data: {
destination: stripeAccount,
},
}

[night cobalt]

Is application_fee_amount: 123 enough to cover the Stripe fees?

[stable hamlet]

I thought so , yes , but just to make sure I will dramatically increase it

You were right ! It was way too low. Yet the behaviour I had expected would be to receive all the receipts (because I didnt make the transfer yet )

[night cobalt]

receive all the receipts
sorry, not sure what you mean by this. Can you describe that another way?

[stable hamlet]

Sure

What i mean is , I expected to receive the whole amount of the purchase (say 100 euro) , and then have 100 available => from which be able to make transfers to the supplier of the service

100- stripe fee *

[night cobalt]

well you're using a destination charge, which does that transfer for you automatically

here is a diagram of what happens with what you're doing:

https://stripe.com/docs/connect/destination-charges#flow-of-funds-app-fee

[stable hamlet]

OOOOO

thanks so much ! Will do it right now and update you !

[night cobalt]

np!

[stable hamlet]

But what I cant figure out is how to pass an array of connected accounts ? Because transfer_data is an object , and , in one order , I have to transfer to multiple connected accounts

[night cobalt]

You can't -- that pattern is for transferring to a single account only

If you need to split with multiple accounts you'll have to implement separate charges and transfers: https://stripe.com/docs/connect/charges-transfers

essentially remove that transfer_data and app fee, just collect the payment as you paltform, then create the transfers after like your other snippet

[stable hamlet]

Got it !

[night cobalt]

👍

[stable hamlet]

Finally worked synthrider ! You're the man !!!

Thank YOU !

[night cobalt]

🎉

You're welcome 😄

[stable hamlet]

🙂

[night cobalt]

I need to step away so I’m going to archive this thread. If you need help with anything else please ask in #dev-help or contact Stripe Support: https://support.stripe.com/contact