paulC.connect-express | Stripe Developers | Page 1

silver wharf Nov 11, 2021, 10:27 AM

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Hello! Ask away, I'd be happy to help!

prisma bear Nov 11, 2021, 10:28 AM

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Hello ! Thanks for the prompt reply !

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After reading the docs and also watching your yt video on Custom onboarding , I have the following model , which may or may not be correct , please let me know:

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Based on an Express type of connected account , in the signup flow , I have to create an account instance in a route on my backend. In the same route I need to create an account link , which I will send to my frontend and redirect the user to (which will have the out of the box stripe onboarding form)

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Then , to accept a payment , I can just integrate the Checkout API( with the already made checkout form and everything)

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Afterwards , because I want to pay out manually , I have to update each supplier account to take payouts manually

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Subsequently , when a user confirms the service is finished , send the payment into the bank account of the supplier

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Please correct me if I'm wrong !

silver wharf Nov 11, 2021, 10:53 AM

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Sorry, catching up!

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Based on an Express type of connected account , in the signup flow , I have to create an account instance in a route on my backend. In the same route I need to create an account link , which I will send to my frontend and redirect the user to (which will have the out of the box stripe onboarding form)
Yep, this works for onboarding Express connected accounts: https://stripe.com/docs/connect/express-accounts

Using Connect with Express accounts

Express enables your platform to manage payout schedules, customize the flow of funds, and control branding. Stripe will handle onboarding, account management, and identity verification for your platform.

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Then , to accept a payment , I can just integrate the Checkout API( with the already made checkout form and everything)
Checkout supports Connect, yes: https://stripe.com/docs/connect/creating-a-payments-page
You will want destination charges with Express accounts

Create a payments page

Learn how to create a page to accept payments for your users.

prisma bear Nov 11, 2021, 10:55 AM

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May I ask ,are PaymentIntent API and Checkout API substitutes ?

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Here , both are mentioned , but the docs go ahead and use PaymentIntent. if I use Checkout , is it still necessary ? https://stripe.com/docs/connect/collect-then-transfer-guide?platform=web#accept-payment

Collect payments then pay out

Collect payments from customers and pay them out to sellers or service providers.

silver wharf Nov 11, 2021, 10:56 AM

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Afterwards , because I want to pay out manually , I have to update each supplier account to take payouts manually
You can do this during account creation: https://stripe.com/docs/api/accounts/create#create_account-settings-payouts-schedule & https://stripe.com/docs/connect/manual-payouts

Using manual payouts

Sending manual payouts to your connected accounts

Stripe API reference – Create an account

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

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Subsequently , when a user confirms the service is finished , send the payment into the bank account of the supplier
In this case you'll likely need separate charges and transfers: https://stripe.com/docs/connect/charges-transfers

Creating separate charges and transfers

With Connect, you can make charges on your platform account on behalf of connected accounts, perform transfers separately, and retain funds in the process.

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May I ask ,are PaymentIntent API and Checkout API substitutes ?
Checkout is a prebuilt payment UI that is hosted by Stripe. It uses Payment Intents under the hood (they facilitate all Stripe payments, think of them as a state machine)

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If you'd prefer to build your own payment UI, then you'd be using Payment Intents APIs directly

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Hope this helps!

prisma bear Nov 11, 2021, 10:58 AM

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silver wharf > May I ask ,are PaymentIntent API and Checkout API substitutes ? Checkout is a ...

Great !

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Thanks so much for your help !

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I will look over everything but probably I will still need a hand at some point , thanks again !

silver wharf Nov 11, 2021, 10:59 AM

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Np! Will leave this thread open for now for any other Qs

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