harsha.bharadwaj - Test Account Numbers | Stripe Developers | Page 1

spring mango Oct 12, 2021, 5:57 PM

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Hello! Typically those test account numbers are used to test your integration after you build it. They're not something that you would normally use with Stripe CLI. Can you tell me more about what you're trying to do?

surreal mulch Oct 12, 2021, 6:00 PM

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I want to test my integration for ACH transactions. I was trying with stripe cli. But, understood that I can't be doing that using cli

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and I would like to understand how can I do that

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is there any guide for me to go through?

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I've added a bank account but not verified it yet

spring mango Oct 12, 2021, 6:02 PM

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Are you building an integration to allow you to accept ACH payments from your customers?

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If so the page you linked to above (https://stripe.com/docs/ach) is the guide you're asking about.

surreal mulch Oct 12, 2021, 6:03 PM

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I've created a webhook and will be processing those events

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using that webhook

spring mango Oct 12, 2021, 6:04 PM

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Are those events coming from your own Stripe account?

surreal mulch Oct 12, 2021, 6:04 PM

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spring mango If so the page you linked to above (https://stripe.com/docs/ach) is the guide yo...

I've this guide but doesn't mention how can I test the integration

surreal mulch Oct 12, 2021, 6:04 PM

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spring mango Are those events coming from your own Stripe account?

yes

spring mango Oct 12, 2021, 6:04 PM

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You need to build the integration before you can test it. Are you using Plaid or micro-deposits to verify bank account information?

surreal mulch Oct 12, 2021, 6:05 PM

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I've not verified it yet

spring mango Oct 12, 2021, 6:05 PM

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Okay, so that would be the first step: https://stripe.com/docs/ach#verifying

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You can choose Plaid or manual verification with micro-deposits. The choice is entirely up to you; you should pick whichever option fits your use case best.

surreal mulch Oct 12, 2021, 6:07 PM

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okay

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after verification what are the steps to trigger charge.succeed event with the test amounts or test account numbers?

spring mango Oct 12, 2021, 6:08 PM

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After you verify the bank account and attach it to a Customer you then create a Charge for the Customer. That's the next step on that same page: https://stripe.com/docs/ach#authorization

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Really what you need to do is start at the top of that page and work through the steps from start to finish, then you can test using different test bank account numbers.

surreal mulch Oct 12, 2021, 6:10 PM

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for test integration does it take 5-7 business days to create charge.succeed event as mentioned in guide?

spring mango Oct 12, 2021, 6:10 PM

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No, not in test mode.

surreal mulch Oct 12, 2021, 6:10 PM

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ah okay

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thank you

spring mango Oct 12, 2021, 6:11 PM

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Happy to help!

surreal mulch Oct 12, 2021, 6:11 PM

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it really helps

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and one more thing

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what are the parameters I can pass to the curl command?

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for creating the charge

spring mango Oct 12, 2021, 6:12 PM

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We document the create a Charge API and all parameters here: https://stripe.com/docs/api/charges/create

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Although not all of those apply to an ACH Charge.

surreal mulch Oct 12, 2021, 6:13 PM

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but there is no account number param to pass

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if I want to pass test accounts

spring mango Oct 12, 2021, 6:16 PM

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Correct. The account numbers are associated with the Customer. That happens during validation.

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ACH payments are a multi-step process involving Customer objects, bank account verification, creating a Charge, etc. It's not a single API call where you pass in some account numbers.

surreal mulch Oct 12, 2021, 6:18 PM

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according to this https://stripe.com/docs/ach#testing-ach I should be able to pass account numbers right

spring mango Oct 12, 2021, 6:23 PM

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Yeah, but you don't pass them to the Charge, you put them in, verify them, they get attached to a Customer, then you Charge the Customer.

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