Sen-default-payment-methods | Stripe Developers | Page 1

barren forge Oct 8, 2021, 10:12 AM

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@versed hearth sure, you can pass either https://stripe.com/docs/api/subscriptions/create#create_subscription-default_payment_method or set https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method

You can't set it at the same time as attaching, it's two API calls.

versed hearth Oct 8, 2021, 10:16 AM

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I know that after attach paymentMethod then I need to call another API customer update

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Like stripe token, Can i use source as paymentmethod Id?

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while create a customer pass source parameter

barren forge Oct 8, 2021, 10:17 AM

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tokens/sources are completely legacy so let's ignore them

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you can pass a payment_method when creating a customer yes, as a shortcut to attach it at the same time

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https://stripe.com/docs/api/customers/create#create_customer-payment_method

versed hearth Oct 8, 2021, 10:19 AM

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Greate so payment_method as paymentMethod Id right?

barren forge Oct 8, 2021, 10:19 AM

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yes! but really this is all the wrong way to use the API

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you should never really attach methods directly like this, you should use SetupIntents or PaymentIntents

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for example if you were following our guide for creating a subscription (https://stripe.com/docs/billing/subscriptions/elements) the payment method gets automatically attached when confirming the Invoice's PaymentIntent on the frontend

versed hearth Oct 8, 2021, 10:22 AM

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Actually, this way is not possible because i am creating an extension that is installing on third party user like nither me or stripe.

barren forge Oct 8, 2021, 10:23 AM

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I don't think that makes anything not possible

versed hearth Oct 8, 2021, 10:23 AM

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It will work with minimal configuration. Only set API keys and so on

versed hearth Oct 8, 2021, 10:24 AM

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barren forge I don't think that makes anything not possible

Thanks, Please tell me issue i will face because i don't know about it.

barren forge Oct 8, 2021, 10:25 AM

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yep, it's a plugin, makes sense! It can (and should) still use our frontends like Elements/stripe.js and recommended integration flows like the one above.

Attaching cards directly a customer using those parameters above can and does cause problems with declines in Europe and other countries as cards need to be authenticated with 3D Secure before use.

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really it's as straightforward as just following our guides. If you want to create a subscription, the easiest way is to use Checkout https://stripe.com/docs/billing/subscriptions/checkout and I'd always recommend that first; or if building your own payment page, https://stripe.com/docs/billing/subscriptions/elements

versed hearth Oct 8, 2021, 10:31 AM

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Good, But third-party user doesn't know how to set up stripe.js with HTML. Also, we need custom logic applying while successfully subscribing.

barren forge Oct 8, 2021, 10:34 AM

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versed hearth Good, But third-party user doesn't know how to set up stripe.js with HTML. Also,...

sure but your plugin would generally be the one building the frontend page for the user.

versed hearth Oct 8, 2021, 10:38 AM

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Yes, I have created a stripe payment field frontend that will use for the user.
As per use stripe JS flow, there are many get and post actions needed, and in the final steps, the subscription was created.

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So that I am not able to applying custom logic and some other stuff

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As per my current Flow is below:

User adds stripe fields with the plugin frontend.
Plugin use stripe JS to create PaymentMethod id.
This Id use while creating a customer and then a subscription.
After subscription is created automatically applying custom logic

barren forge Oct 8, 2021, 10:47 AM

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cool, you can do all this using https://stripe.com/docs/billing/subscriptions/elements really.

versed hearth Oct 8, 2021, 10:48 AM

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Also, Just Now tried payment_method when creating customer but the same error occurred:
This customer has no attached payment source or the default payment method.

When I checked the stripe dashboard with the customer then Payment methods attached

barren forge Oct 8, 2021, 10:50 AM

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sure but that's expected

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I told you, it's two API calls.

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you can pass a payment_method when creating a customer yes, as a shortcut to attach it at the same time

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you still have to pass pass either https://stripe.com/docs/api/subscriptions/create#create_subscription-default_payment_method or set https://stripe.com/docs/api/customers/update#update_customer-invoice_settings-default_payment_method

after attaching it

versed hearth Oct 8, 2021, 10:51 AM

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barren forge I told you, it's two API calls.

No attach successfully i have checked

barren forge Oct 8, 2021, 10:51 AM

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attaching and setting as the default payment method are two separate things(and you probably only did the first one)

versed hearth Oct 8, 2021, 10:52 AM

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Sure, So can we are not able to set default method when customer create

barren forge Oct 8, 2021, 10:56 AM

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I think you can actually

let customer = await stripe.customers.create({
    email: "test@example.com",
    payment_method : "pm_xxx",
    invoice_settings:{default_payment_method:"pm_xxx"}
});

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but again, this is not really the intended way to use the API, you should use Payment/SetupIntents for attaching the card(per https://stripe.com/docs/billing/subscriptions/elements).

versed hearth Oct 8, 2021, 11:13 AM

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It works. I know recommend way is to use Payment/SetupIntents.
But stripe gives APIs and which working well then I think this way is better for my current situation.
I think the one issue is 3DS as you mentioned.
Is there a way to enable 3DS with my flow?

barren forge Oct 8, 2021, 11:16 AM

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well when you create the subscription and 3D Secure was required, the subscription status is incomplete, and you have to pass subscription.latest_invoice.payment_intent.client_secret to the frontend and call confirmCardPayment , so it can be done.

versed hearth Oct 8, 2021, 11:29 AM

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Thanks for your valuable support.
Have you reviewed RBI guidelines for Indians? Any new integration required for developer?

barren forge Oct 8, 2021, 11:30 AM

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most likely yes, but https://support.stripe.com/email can give you the best answer there, it's a rapidly moving situation

versed hearth Oct 8, 2021, 11:33 AM

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Ok, My last question is when upgrade subscription with collection_method set charge_automatically then payment automatically deducted from customer bank account?

barren forge Oct 8, 2021, 11:34 AM

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if the type of update to the subscription requires a payment or you make one required with proration_behavior:always_invoice (https://stripe.com/docs/billing/subscriptions/upgrade-downgrade#immediate-payment) then yes, that will attempt to automatically charge the customer's saved payment method.

versed hearth Oct 8, 2021, 11:37 AM

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yeah, What happens when the subscription expired? Like send invoice or charge_automatically ??

barren forge Oct 8, 2021, 11:37 AM

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what do you mean by 'expired'? Not sure I understand the question.

versed hearth Oct 8, 2021, 11:39 AM

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For example, my subscription period end date yesterday ( subscription expired ).

barren forge Oct 8, 2021, 11:39 AM

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ok, and what do you mean by "what happens"?

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to be clear, subscriptions don't generally expire unless you explicitly cancel them or set them to cancel

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they just recur ever month(or whatever interval you use) forever

versed hearth Oct 8, 2021, 11:41 AM

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barren forge they just recur ever month(or whatever `interval` you use) forever

I mean how does payment takes place when recur? Like the end of recurring payment automatically take place?

barren forge Oct 8, 2021, 11:42 AM

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https://stripe.com/docs/billing/invoices/subscription#subscription-renewal

versed hearth Oct 8, 2021, 11:45 AM

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Yes, I found Stripe tries to collect payment by either automatically charging the payment method on file, or sending the invoice to customers via email.
So for automatically charging any other configuration required?

barren forge Oct 8, 2021, 11:46 AM

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not sure what kind of configuration you mean but not really, this is just how subscriptions work

#Sen-default-payment-methods