XinJin-bigger-refund | Stripe Developers | Page 1

stone pewter Sep 20, 2021, 5:20 PM

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You will get an error https://stripe.com/docs/refunds#issuing

Refunding and canceling payments

Learn how to refund or cancel a payment.

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Are you asking about what that will look like or just the Stripe behavior?

lyric ruin Sep 20, 2021, 5:32 PM

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Yeah.

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This is another question.

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I want to use a kind of hold mode,

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instead of refund option.

viscid magnet Sep 20, 2021, 5:34 PM

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When you say "hold mode", do you mean something like holding funds to be captured later? If so, you want this: https://stripe.com/docs/payments/capture-later

Place a hold on a card

Separate authorization and capture to create a charge now, but capture funds later.

lyric ruin Sep 20, 2021, 5:34 PM

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That is only available for 7 days?

lyric ruin Sep 20, 2021, 5:34 PM

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viscid magnet When you say "hold mode", do you mean something like holding funds to be capture...

yeah.

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I mean

viscid magnet Sep 20, 2021, 5:36 PM

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Yes, it's only available for 7 days

lyric ruin Sep 20, 2021, 5:36 PM

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the available period between authorize

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Hmm,

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I want to get that function for more than one month.

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Is it impossible?

viscid magnet Sep 20, 2021, 5:38 PM

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Unfortunately that's impossible

lyric ruin Sep 20, 2021, 5:39 PM

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Once I capture the payment, it will be charged immediately to stripe account?

viscid magnet Sep 20, 2021, 5:45 PM

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Once you capture payment then the funds go into your Stripe account balance (starting as pending) and become available depending on your payout speed (https://stripe.com/docs/payouts#standard-payout-timing)

Receiving payouts

Set up your bank account to receive payouts.

lyric ruin Sep 20, 2021, 5:46 PM

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Available means

viscid magnet Sep 20, 2021, 5:46 PM

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Available means that they're ready to be paid out

lyric ruin Sep 20, 2021, 5:48 PM

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Ok. Thank you. When using refund mode, how much will the user lose?

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I mean the stripe fee.

viscid magnet Sep 20, 2021, 5:50 PM

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User as in you (the merchant) or user as in the customer? We don't charge any additional fees for refunds, but we don't return any of the fees from the original payment (https://support.stripe.com/questions/understanding-fees-for-refunded-payments)

Understanding fees for refunded payments : Stripe: Help & Support

Find help and support for Stripe. Our support center provides answers on all types of situations, including account information, charges and refunds, and subscriptions information. Get your questions answered and find international support for Stripe.

lyric ruin Sep 20, 2021, 5:50 PM

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Yeah, I mean the original fee.

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The user will pay to the platform stripe account from

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his card directly.

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In this case,

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I mean.

viscid magnet Sep 20, 2021, 5:53 PM

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Can you clarify or rephrase your question? I'm not quite sure what you're asking

lyric ruin Sep 20, 2021, 5:53 PM

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Sorry.

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So I create

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paymentIntent

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with user card token.

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And then the user will be charged, right?

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And I will refund when necessary.

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In that case, where will the stripe charge the fee?

viscid magnet Sep 20, 2021, 6:03 PM

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There is no additional fee that is charged. We refund the full amount from your customer and pull it from your available balance (if enough isn't available we debit your bank account)

lyric ruin Sep 20, 2021, 6:04 PM

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So in this case, the user will be charged nothing?

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He will be refunded by $180 itself?

viscid magnet Sep 20, 2021, 6:08 PM

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Yup!

lyric ruin Sep 20, 2021, 6:10 PM

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I see.

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In the hold mode,

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If we don't capture the autherization within 7 days,

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then what happens?

viscid magnet Sep 20, 2021, 6:38 PM

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The hold will be released - since the funds never came into your account there are no fees to be taken

#XinJin-bigger-refund