#ayesha-shaikh_api

1 messages ¡ Page 1 of 1 (latest)

digital lilyBOT
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pale timber
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I have a few questions around mandates & setupintent

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  1. for ACH I read in docs with setup intent madate authorisation etc. will be handled by Stripe - so is there no need for me to create, store & manage mandates?
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  1. once payment intent is setup - do we have to store the setup itent id for ACH verification later by microdeposits? as we dont want to use financial connection for instant verification
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  1. is there any way to default the ach verification method to microdeposit 2 amounts?
steady falcon
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Hi! Looking into your questions.

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  1. for ACH I read in docs with setup intent madate authorisation etc. will be handled by Stripe - so is there no need for me to create, store & manage mandates?

Can you give me the exact link you read to make sure I am answering for the correct context?

  1. once payment intent is setup - do we have to store the setup itent id for ACH verification later by microdeposits? as we dont want to use financial connection for instant verification

What do you mean by "payment intent is setup"? What is your flow? You create a setup intent and save the payment method and then you charge the payment method via Payment Intent?

  1. is there any way to default the ach verification method to microdeposit 2 amounts?

You can set payment_method_options.us_bank_account.verification_method: microdeposits when creating a Setup Intent (https://docs.stripe.com/api/setup_intents/create#create_setup_intent-payment_method_options-us_bank_account-verification_method)

pale timber
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  1. trying to find that doc - will get back on that one
  2. for ACH, I create a setup intent and save the payement method. but as it is ach i need user to verify this payment method. I am using this pm later for creating subscriptions & one off invoices
  1. is there any way to default the ach verification method to microdeposit 2 amounts?

You can set payment_method_options.us_bank_account.verification_method: microdeposits when creating a Setup Intent (https://docs.stripe.com/api/setup_intents/create#create_setup_intent-payment_method_options-us_bank_account-verification_method)

when its set to microdeposits - it can either be descriptor code OR the two amounts that are sent to customer
is there any way to default it to two amounts only?
Also the doc says

microdeposits
Verification using microdeposits. Cannot be used with Stripe Checkout, Hosted Invoices, or Payment Element.
as we are planning to use payment intent APIs, dont we need to use payment element?

Create a SetupIntent | Stripe API Reference
steady falcon
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for ACH, I create a setup intent and save the payement method. but as it is ach i need user to verify this payment method. I am using this pm later for creating subscriptions & one off invoices

Once you have used the Setup Intent to create the payment method and successfully verified it, you will only need the payment method object ID (pm_) when creating Payment Intent. But the mandate is created during the Setup Intent confirmation. So if you ever want to retrieve the mandate object, you will need to retrieve the Setup Intent so then you will need the Setup Intent ID.

is there any way to default it to two amounts only?

Currently with the ACH Direct Debit only descriptor micro-desposit is possible.

pale timber
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also I have to step out for sometime any way we can keep this thread open?

steady falcon
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Sorry I am not sure what do you mean by "for ach pm verification verification happens on setup intent and not payment method is what I read"?

steady falcon
pale timber
digital lilyBOT
steady falcon
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The endpoint you linked is for providing the descriptor_code needed to verify the payment method.