#ghoullll_api
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hello i'm sorry i have no request id cause my question doesn't concern a certain request
i've been making payments with stripe as a receiver i'm wondering how can i make a payment from my account to another customer and is it possible through an api
Hi, are you using Connect, https://docs.stripe.com/api/connected-accounts ? If not, and if you're referring to sending funds to your end customer who purchased from you, then the only option is to refund the payment
well yes it can be both ways
i might refund someone and i might also make a free payment
it's in insurtech industry
technically it's not refunding it's a payment return on a certain coverage formula for example
and in some cases when the contract is canceled this would be a refund
i don't know if i'm explaining this clearly , if not tell me how can i make it clearer
What does ' i might also make a free payment' mean?
Are you using Connected Accounts?
The party who holds the insursance, they are your end customer right?
okay so by a free payment mean i might make a transaction to an account which is not already a customer
what does Connected Accounts mean ?
no it's the insurance itself
the customer makes a subscription
then the process starts
yes i saw that i just wanted to have a short explaination
It's a marketplace account like. An example would be ridesharing company. The main Platform is the company and the drivers are their Connected Accounts. The get paid after they finish a ride
It does not look like it
In your case, the only option is to refund the payment
exactly it's not the case here
but isn't refunding directly linked with the product's price ?
meaning for example if a contract is worth saying 1000 dollars
am i allowed to make a transaction to that person of 1200 $ ?
or any other free to type amount
Unless, you're in the US and UK, then you can use Global Payouts which is in Public Preview and has not geen GA-d yet
No, you csn't refund above the payment amount
You can refund $800, lower than the original amount
exactly in insurance it might not work always that way
that's why i said it's not a refund
You can give https://docs.stripe.com/global-payouts a try
and in certain cases when the customer cancels his contract at a certain periode he's also fully refunded
Yeah, full refund is fine
okay i'll give that a tour and see if does fit my case
yes this is in the case of conctract cancelation
but most of the cases it's a transaction to cover the expenses of a certain warranty in the contract
sorry all of my work is in french so i can't be precise while explain it in english xD
okay i'll give it a try
thank you
it's available only in us and uk ?
btw this is exactly what i need
Use cases
Send money directly to recipients from your marketplace, insurance, fintech, or e-commerce business for any business scenario.
It is currently
so if my account is in europe i'm not able to use it currently
That is correct
too bad for me i guess
i think i'll integrate the refunding and wait till it's available so i can integrate what's necessary for claims
one more question pls
in the roadmap , do you have any idea if it will be soon available ?
I do not have that information
okay thank you