#matih_api

1 messages · Page 1 of 1 (latest)

quaint capeBOT
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vagrant ravine
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When I check the payment_methods belonging to the connected account acct_1S2n*******dd4 i see this:

spiral folio
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👋 Happy to help!

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You are making a Direct Charge on a Standard Connected Account acct_1S2n57A8af6LJdd4

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The Swish PaymentMethod needs to be enabled in their Stripe Account

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I just checked their account and I see it's not enabled

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You should reach out to them and ask them to enabled (as they are standard Account)

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(Like you did for your platform account)

vagrant ravine
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so this action has to happen for every onboarded account??

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how is this not an integral part of the KYC-process?

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all our swedish connected accounts need to have this enabled after they've completed the onboarding process. on our backend, we check whether the connected account is Swedish or not, before adding "swish" to payment_methods.

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@spiral folio considering the amount of clients we're already in talks with, and the additional amount we're going to take on, it's not feasible to manually onboard them one at a time

spiral folio
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Just I want to confirm one thing, when you create your connected Account, are you requesting swish_payments capability ?

vagrant ravine
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i don't recognize that key, no

quaint capeBOT
vagrant ravine
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when i tried this previously, it would return an error. with the platform having swish enabled, will i be able to add this capability when creating the AccountLink?

frozen hearth
vagrant ravine
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yes, i know this. but that was not my question 🙂

frozen hearth
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But the gate for the private access isn't applied correctly to your platform for Connect access so you need to speak to support about that

frozen hearth
vagrant ravine
vagrant ravine
frozen hearth
frozen hearth
vagrant ravine
frozen hearth
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I think they misspoke. The account does not have access to the Swish beta for Connect direct charges

vagrant ravine
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according to emails i've seen from stripe customer support swish beta is enabled. what am i missing here?

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i managed to run this on our staging servers (with test keys)

frozen hearth
frozen hearth
vagrant ravine
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ok, that seems to be the account id of the platform. correct?

frozen hearth
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Yes

vagrant ravine
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and it needs to be enabled through all other connected accounts, and for this to be able to happen we need to continue discussions with stripe support?

frozen hearth
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You can do non-Connect, direct Swish payments on that account. But the gate is not applied correctly to give Swish access for the Connect payments like the example you shred

frozen hearth
vagrant ravine
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let me explain the setup quickly:

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  1. a swedish company (personal trainer) signs up with our platform
  2. they complete the onboarding with stripe, they're now a connected account
  3. an athlete signs up to the platform
  4. they see a training session which they're interested in paying for, they click "pay now" and we will create a customer in stripe
  5. they should now be able to pay with swish
frozen hearth
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I know the setup, I'm looking at the request that failed and the two account IDs associated with that request

frozen hearth
vagrant ravine
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It's enabled on acct_1RgjNpAQJySqIEX2 for non-Connect payments
does this mean that we need to further discuss this issue with Stripe Customer Support?

frozen hearth
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  • Yes
  • Yes
vagrant ravine
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ok, thank you.

if i try to set the capabilities now, would i get an error message from stripe api? or should i wait until Stripe Customer Support has reverted with a positive reply before implementing anything extra?

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Your platform does not have private access to do Swish direct charge (Connect) payments

or is this something you would be able to change?

frozen hearth
frozen hearth
vagrant ravine
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thank you for your help. i will forward this to management team and they'll continue discussions with your support

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quick question; are there any platforms currently active on stripe with swish-enabled connected accounts?

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(do not need the names, only yes/no)

frozen hearth
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I don't know I'm afraid. It's all still in beta obviously

vagrant ravine
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i see. how long has stripe implementation existed in beta?

frozen hearth
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Sometime in 2024 it launched I think

vagrant ravine
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req_Y5oHf9utiowZCU could you please check this request?

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why was it successful, although the test connected account was not created with the swish capability?

frozen hearth
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Because it's in test mode and capabilities are largely discarded/ignored there:

Sandboxes and test mode might not enforce some capabilities. In certain cases, they can allow an account to perform capability-dependent actions even when the associated capability’s status isn’t active.

vagrant ravine
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oh, i see. i think that's the reason for a large part of the confusion on my side

frozen hearth
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Yeah it catches people out for sure and one of the few test/live differences

vagrant ravine
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again, thank you for your time and patience 🙂

frozen hearth
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No problem, glad I could help!

vagrant ravine
frozen hearth
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Not something we'd disclose or share I'm afraid

vagrant ravine
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the reason i'm asking is; if you havent onboarded any platforms in this matter, perhaps there's a (political) reason for why. and it would save us a lot of time if we'd know whether this is a futile request or not

frozen hearth
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It's supported, as I've explained and is documented

vagrant ravine
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thank you again