#shaharyar-ilyas_connect-account-debits-support

1 messages · Page 1 of 1 (latest)

strong jewelBOT
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crimson ivy
spiral tangle
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can we top-up from connected account bank using topup apis?

crimson ivy
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Top ups allow Platforms to add funds to their stripe balance from their external bank account

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So no, you cannot use a connected account's bank account for this

spiral tangle
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I only need to debit the account if a dispute occurs on any transaction.

Will account debit work for this?

Please note, in my scenario the connected account may have a 0 balance, so if a dispute occurs, I need to recover the funds from the user’s external bank account.

crimson ivy
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That may not work. In that case there is a way to handle this but it's a bit more complex

spiral tangle
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please suggest

crimson ivy
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You would need to set up the Connected Account as a Customer and save their external bank account as a payment method

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This would be in addition to setting them up as a Connected Account

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But, once you have them set up like that, you could create a Payment Intent to recover the funds and charge their bank account

spiral tangle
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please share the doc

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or api

crimson ivy
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We don't have a doc specifically for that

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They are just the Customer, Payment Method, and Payment Intent APIs

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If the connected account has a negative balance, Stripe attempts to debit its external account if debit_negative_balances is set to true.

If you have debit_negative_balances set to true, you can use Account Debits to collect funds even when the Connected Account's balance is 0.

spiral tangle
crimson ivy
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Okay so you could use Account Debits even when the connected account has a 0 balance

spiral tangle
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I have already implemented creating a charge from the connected account. However, it adds the balance to the platform’s connect_reserved key and creates a negative balance on the connected account, but Stripe does not attempt to debit the connected account’s external bank account.

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i can share the accountId with you that have negative balance but stripe does not attempt to debit it's external account?

crimson ivy
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Unfortunately that isn't something I can help with

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Have you implemented this in Test mode or Live mode?

spiral tangle
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live

crimson ivy
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Okay so that should work but unfortunately I cannot help with identifying why Stripe did not debit the Connected Account's bank account

spiral tangle
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ok