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[clever chasm]

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[molten umbra]

hi there!

[pliant pasture]

hi

[molten umbra]

How to link merchant ID account to real bank account?
can you clarify what you mean by this?

[pliant pasture]

I have created a merchartID at https://appstoreconnect.apple.com/, I read somewhere that I have to get this merchartID to link with a banking account, then if I make a payment, it will be transferred to this banking account

[pliant pasture]

I just learned about this payment method integrated into the app, if you know please guide me.

I use react native to integrate, have you ever done this feature? Can you support me?

[astral remnant]

Not sure where you read that, but no that's not how it works

What specifically are you struggling with?

Do you have a Stripe account? Have you set up our SDK in your RN app?

[pliant pasture]

I want to integrate Apple Pay into my app to allow users to make payments. Currently, I have only done the UI part, but I don't know how to actually make payments and what I need to prepare?

I have researched some payment gateways and found that Stripe is a popular solution in the US, so I created an account at: https://dashboard.stripe.com/.

[astral remnant]

If you want to process payments with Stripe, then you need to integrate Apple Pay in your app via our SDKs. The way to do that is detailed here: https://docs.stripe.com/apple-pay?platform=react-native

You provide your Apple Merchant ID when you initialise the Stripe SDK

[pliant pasture]

I have installed the SDK in RN App? and have Stripe account but have not linked a bank account in the US?

[astral remnant]

Put the bank account aside for now, that's not critical at this point

Is your React Native app running on Stripe via our SDK?

https://github.com/stripe/stripe-react-native

[pliant pasture]

Yes

[astral remnant]

Great! So you have successful test payments in your Dashboard?

[pliant pasture]

thanks for sending me your document, i read it but i don't understand why need server.js file what is it for? is it possible to not need server but still pay?

[pliant pasture]

I haven't been able to do it yet

[astral remnant]

No, you need a server-side component to create a payment via our API

Then your app 'confirms' the payment via customers card in their Apple Pay wallet

[pliant pasture]

I've only done front end before, I don't understand this server side, can you guide me through this step?

as far as i know there will be 2 banking accounts, one account to transfer money to -> apple pay -> one account to receive money?

[astral remnant]

I'd recommend following the guide I've linked, and I can help answer any specific questions

[astral remnant]

Not necessarily. The payment will settle in the balance on your Stripe account, and from there it can be 'paid out' to your external bank account

[pliant pasture]

The document you sent me has a section like this, I read it but don't understand?

[astral remnant]

What don't you understand?

[pliant pasture]

how to run this server?

[astral remnant]

I explained the need for this here. Your mobile app needs to make a call to a backend which facilitates API calls to us (in this case to create the payment)

[astral remnant]

You'd probably host that somewhere externally, like with AWS or similar

[pliant pasture]

thank you for answering my question. but maybe i don't fully understand this apple pay payment process? can you take a moment to explain to me the flow from when the user presses the apple pay button until the shop owner receives the money? please help me?

[astral remnant]

Are you mostly non-technical? Do you have development experience?

[pliant pasture]

I am a web developer, just switched to RN app.

[astral remnant]

The flow is mostly outlined on that doc I shared, aside from the money moving to your bank account. I'd ignore that last step and focus on getting successful payments created from your app on your Stripe account first

[pliant pasture]

yeah, thanks