#merlin_api
jaunty spearBOT
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worldly hound
There seems to be two separate questions here:
1/ fee assessment for custom accounts
2/ TOS acceptance for custom accounts
lean plank
to summarize, I just want to be able to reproduce this diagram but I have the impression of not being able to as I register the connected accounts in custom mode
jaunty spearBOT
worldly hound
For TOS acceptance, yes, you can handle this with your own application and pass on the details via tos_acceptance (minimum is ip and date): https://docs.stripe.com/api/accounts/update?lang=curl#update_account-tos_acceptance
For fees, that's based on the connect charge flow you use (direct, destination, or separate charge and transfer [sct]). Destination or SCT are recommend for custom accounts, not direct charges, which means your platform will pay the fees and you can recover that using application fees on those payments.
lean plank
For fees, that's based on the connect charge flow you use (direct, destination, ...
ok, thanks, and there is any way to know exactly what is the amount of fees to recover ? because fees are very variable depending on type of cards, country, etc
rain bramble
Unfortunately there isn't a good way to know the exact fee in advance. One option is to use our "Separate Charges & Transfers" flow. You make the transfer to the connected account after the payment succeeds, so you can check what the fee is on the payment's related BalanceTransaction object and then choose the transfer amount based on that
https://docs.stripe.com/connect/separate-charges-and-transfers
https://docs.stripe.com/expand/use-cases#stripe-fee-for-payment
lean plank
ok thank you, I'm trying to implement the separate charges & transfers flow but it seems that we can create transfers (platform to connected account) in test accounts, even for testing purpose ?
You cannot create transfers until you activate your account. Visit https://dashboard.stripe.com/account/onboarding to submit your account application.
rain bramble
As that error notes, you should be able to create them after filling out the onboarding form, unfortunately I'm not aware of a workaround.
lean plank
but if I fill out the form I will exit the test environment 🥲