#yanni_code
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- yanni_code, 3 hours ago, 10 messages
small flame
example of a transaction
const stripeAccount = await stripe.accounts.create({
country: 'US',
email: user.email,
capabilities: {
transfers: { requested: true },
card_payments: { requested: true },
},
business_type: 'individual',
controller: {
stripe_dashboard: {
type: 'none',
},
fees: {
payer: 'account', // Connected account pays Stripe fees
},
losses: {
payments: 'stripe',
},
requirement_collection: 'stripe',
}
});
Rest of the code that got cutoff.
Example of the connected seller account POV
I am expecting to see that in the seller POV they have the application fee + stripe processing fees charged to them
I did change the code and create a new Seller account through my onboarding system to retest, In that account I do see the following permissions
nocturne blade
So it's different on how you create the transaction, not how you created the account
There is Direct Charges and Destination Charges. Direct Charges will take stripe fee from your Connected Account. Destination Charge takes from you
But even with Destination Charge, you can calculate the total amount and the application fee to cover it, but requires a bit of math
https://docs.stripe.com/connect/charges for the fund flows
small flame
Would I be able to modify my payment intent creation to do a direct charge so that the connected seller is charged the fee from their portion of the sale?
public async createPaymentIntent(data: {
amount: number;
currency: string;
platformFee: number;
creatorStripeAccountId: string;
metadata: any;
email: string;
}) {
const { amount, currency, platformFee, creatorStripeAccountId, metadata, email } = data;
return await this.stripe.paymentIntents.create({
amount,
currency,
payment_method_types: ['card'],
application_fee_amount: platformFee,
on_behalf_of: creatorStripeAccountId, // Add this line
transfer_data: {
destination: creatorStripeAccountId,
},
metadata: {
...metadata,
original_amount: amount,
platform_fee: platformFee
},
receipt_email: email,
});
}
Since it seems my application functions more like a destination charge service
Alternatively like you mentioned would I just be able to calculate the (stripe fee + myplatformfee) and subtract it from the sellers sale so that the math balances?
Am I understanding this correctly?
nocturne blade
Sure can, but first what is your Stripe Account type?
small flame
Are you asking what type of account is the sellers account?
actually i believe this one i am using has a type of none, that might be a bug in my code I think i accidentally deleted the type from the account creation. Previously I was creating accounts with type of 'custom'
it might be none because of my combination of controller values:
controller: {
stripe_dashboard: {
type: 'none',
},
fees: {
payer: 'account', // Connected account pays Stripe fees
},
losses: {
payments: 'stripe',
},
requirement_collection: 'stripe',
}
in the api doc it says some combinations arent supported
nocturne blade
Oh I see your setup. Sorry overlooked this part. Could you share the account Id (acct_xxx) and the PaymentIntent Id (pi_xxx)?
small flame
acct_1QsDdOGb1wH5yJjZ pi_3QsDjFGjCeWYtHwE14lAqFqR
looking at some previous accounts I had created, they had a type of custom but that was before I modified my code to use the controller variables
nocturne blade
Hey sorry gimme a few mins. Being in a MTG
Hi, Can you retrieve the Balance Transaction txn_1QsDjLGjCeWYtHwEmzDVgDzW and tell what fee breakdowns it has? https://docs.stripe.com/api/balance_transactions/object#balance_transaction_object-fee_details
I believe it shouldn't have the Stripe processing fee
small flame
yeah let me take a look
{
"id": "txn_1QsDjLGjCeWYtHwEmzDVgDzW",
"object": "balance_transaction",
"amount": 2000,
"available_on": 1740096000,
"created": 1739496608,
"currency": "usd",
"description": "Application fee from application Relevé for yguenov7@gmail.com (acct_1QsDdOGb1wH5yJjZ)",
"exchange_rate": null,
"fee": 0,
"fee_details": [],
"net": 2000,
"reporting_category": "platform_earning",
"source": "fee_1QsDjIGb1wH5yJjZEvP360BL",
"status": "pending",
"type": "application_fee"
}
that looks like my platform fee
which looks correct
the transaction i processed looked like this
total: $100
platform fee 20% : $20
stripe fee: $3.20
i expected to see a balance of $20 coming to my main account, but instead i saw 20-3.20 = $16.80
because the stripe fee got offloaded onto me instead of the sellers account
nocturne blade
Yeah I see that. This part, correct?
small flame
correct
nocturne blade
Um I think this is just meaning -$3.2 was taken from the Transaction, but it still be taken from ($100-$20) on the Connected Account, and you still receive the full $20
But let me confirm
small flame
im just seeing in my main account balance that the values are like this and not round numbers of 20
nocturne blade
Yeah saw that too.. Looking
small flame
I hope i explained what i am trying to accomplish correctly. Im just trying to route the stripe fee to the Connect account belonging to the seller, but right now it seems my code is configured in some way that its taking the fee from my platforms stripe connect accounts balance instead.
nocturne blade
Yes yes it's totally clear, it's just that we are taking time to confirm it. Sorry!
small flame
No worries I appreciate the help!
nocturne blade
Hey @small flame if you can test quickly, can you create another account with payee = "application", then do a Destination Charge On Behalf Of?
Then please provide me the Account Id and the Payment Intent Id again
I would like to compare
small flame
Sure! Takes me a second to create and run everything
small flame
Hey <@100031383807750144> if you can test quickly, can you create another accoun...
just to clarify you want me to create the account like so:
controller: {
stripe_dashboard: {
type: 'none',
},
fees: {
payer: 'application', <-- payer = application
},
losses: {
payments: 'stripe',
},
requirement_collection: 'stripe',
}
nocturne blade
yes!
small flame
ok give me a few moments
nocturne blade
Sorry, I think this fee.payer is only possible in case of Direct Charge. You are using a Destination Charge
https://docs.stripe.com/connect/direct-charges-fee-payer-behavior
Any activity occurring at the platform account level is billed to your platform regardless of the controller.fees.payer value on your connected accounts
