jemen_docs | Stripe Developers | Page 1

umbral plankBOT Dec 4, 2024, 8:42 AM

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bleak dune Dec 4, 2024, 8:43 AM

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Hello, @fossil grail 👋

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I saw those diagrams, but I'm just not sure, when do Application/Stripe fees are being deducted, in what moment? In direct charges, let's say is it automatical?

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In destination charges do we need to handle it?

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And why are destination charges better fit for marketplace-like apps?

umbral plankBOT Dec 4, 2024, 8:58 AM

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fallow void Dec 4, 2024, 8:59 AM

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👋 happy to help

bleak dune Dec 4, 2024, 9:00 AM

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Hello, @fallow void 🙂

fallow void Dec 4, 2024, 9:00 AM

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I'm just not sure, when do Application/Stripe fees are being deducted
the Stripe fee objects are created automatically upon the success of the charge regardless of the type of Charge

bleak dune Dec 4, 2024, 9:01 AM

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And App fee object?

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Also object is being created you said, so there is need to pay it manually?

fallow void Dec 4, 2024, 9:02 AM

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bleak dune And App fee object?

do you mean the application_fee_amount?

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(aka Application Fee object)?

bleak dune Dec 4, 2024, 9:03 AM

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Yeah, yeah

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Automatically right after?

fallow void Dec 4, 2024, 9:03 AM

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it depends how you're integrating

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whether you're using the application_fee_amount or the transfer_data.amount or a Separate Charge and Transfer

bleak dune Dec 4, 2024, 9:05 AM

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No, no. We are deciding ONLY between direct and destination chargers, rn.

fallow void Dec 4, 2024, 9:05 AM

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the decision about Direct vs Destination boils down to a matter of who needs to be liable in case of refunds and disputes

bleak dune Dec 4, 2024, 9:06 AM

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So, if it is Direct Connected account is liable, in Destination is opposite?

fallow void Dec 4, 2024, 9:07 AM

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yes in Destination it's the platform

bleak dune Dec 4, 2024, 9:07 AM

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OK, I see.

fallow void Dec 4, 2024, 9:07 AM

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and the platform would also pay the Stripe fee (but you can account that as being part of the application_fee_amount that you would eventually deduct)

bleak dune Dec 4, 2024, 9:08 AM

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Yeah, I saw the diagram, when direct stripe fee is on side of Connected account and when destination, we (platform) pays it.

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Right?

fallow void Dec 4, 2024, 9:08 AM

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correct

bleak dune Dec 4, 2024, 9:08 AM

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Great, great.

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Let's imagine two scenarios:

We use direct charges - money goes, to connected account, two fees "objects" are being created - application_fee_amount and stripe_fee?
We use destination charges - money goes, to us, we send money to connected account subtracted with our fee, and then stripe_fee object is being created?

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We just don't know when those "Objects" you said, are being created, you see?

fallow void Dec 4, 2024, 9:14 AM

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you don't have to worry about that because you don't need to create them, we (Stripe) create the objects automatically for you

bleak dune Dec 4, 2024, 9:14 AM

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OK, that's great.

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So, what happened, when Connected account, not paid those?

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Or maybe we forgot?

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Where do we get those objects?

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Does it have maturity date?

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And one more question, why is destination charges better suited for marketplace-like apps? Is it because we have the responsibility about users which operates on our platform?

fallow void Dec 4, 2024, 9:17 AM

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the fees are automatically deductible

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what you get in your Stripe Balance is the net value that you see in the diagrams

fallow void Dec 4, 2024, 9:18 AM

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bleak dune And one more question, why is destination charges better suited for marketplace-...

yes exactly

bleak dune Dec 4, 2024, 9:19 AM

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fallow void the fees are automatically deductible

This is interesting, can you elaborate more?

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You mean, no matter what, those fees are being deducted?

fallow void Dec 4, 2024, 9:22 AM

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yes correct

bleak dune Dec 4, 2024, 9:22 AM

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And one more thing, I saw two scenarios in destination, how do I choose one?

fallow void Dec 4, 2024, 9:22 AM

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do you mean with or without on_behalf_of?

bleak dune Dec 4, 2024, 9:23 AM

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Without

fallow void Dec 4, 2024, 9:23 AM

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this is about the settlement merchant

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https://docs.stripe.com/connect/destination-charges#settlement-merchant

Create destination charges

Create charges on your platform account, collect fees, and immediately transfer the remaining funds to your connected accounts.

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I saw two scenarios in destination, how do I choose one?
which two scenarios are you referring to if not obo?

bleak dune Dec 4, 2024, 9:24 AM

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You mean this?

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There are two scenarios how to do it, I can choose, right? How?

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It is about settlement merchant?

fallow void Dec 4, 2024, 9:26 AM

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no

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this is basically the choice of whether you want to use application_fee_amount or transfer_data.amount

bleak dune Dec 4, 2024, 9:27 AM

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Oooooh

fallow void Dec 4, 2024, 9:27 AM

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Create destination charges

Create charges on your platform account, collect fees, and immediately transfer the remaining funds to your connected accounts.

bleak dune Dec 4, 2024, 9:27 AM

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This is great!

fallow void Dec 4, 2024, 9:27 AM

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there is no right and wrong

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both of these are valid

bleak dune Dec 4, 2024, 9:28 AM

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Great, I think that's it. Pleasure to cooperate with you. 🙂

fallow void Dec 4, 2024, 9:28 AM

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let me know if you need any more help

#jemen_docs