swe_api

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[compact shoal]

Is the customer attachment not mandatory anymore? For ideal and bancontact?
Also, most of the payment information is only available in payment intents and setup intents, not the payment method. Is this also expected?

[lapis isle]

Hi, you do not think you can create a subscription without attaching a customer on any payment method types. Yes, it is expected that some payment methods are not possible for recurring payment. However, I am unsure if that is what you're asking on the second question. Can you clarity please?

[compact shoal]

I am not creating subscription in Stripe. My usecase is below:

1. Create a payment intent via ideal with setup future usage
2. Confirm ideal payment intent and authorize.
3. From the sepa payment method created above, I will use that SEPA payment method for recurring purpose.

In the above step, I did not create any customer at Stripe. Earlier, without customer, I will not be able to use the SEPA for recurring payments. It will throw an error stating that - only attached payment methods can be used. Today, I am able to create SEPA token without customer from ideal.

Reg. my second question, I would like to see mandate, last 4, bank details, payment method, etc in payment method retrieve API. But, I am getting these details only in the initially associated payment intent / in setup intent with expand[] = latest_attempt parameter.

[lapis isle]

Today, I am able to create SEPA token without customer from ideal.

Is this a recurring payment? Can you share the example request id with me please for when this worked? Here's how you can find a request ID: https://support.stripe.com/questions/finding-the-id-for-an-api-request

[compact shoal]

req_QRAOPuq8Pkudkb

It started from this request ID. I am unable to get the request ID of the related recurring payment.

[frigid wigeon]

Hi there taking over here

Looking into this

Do you have a request id where this failed before?

My colleague confirmed that it's fine create a payment intent without passing customer like this

We allow attaching payment method separately after payment intent call

[compact shoal]

What happens if I don't attach the customer to the payment method at all?

The same payment method - doesn't work again after some time. - req_5JIfJEOL8TmxjM

Also, could you address the second question as well?

[frigid wigeon]

This is expected. You didn't attach it

You need to explicitly attach it to a customer first

[frigid wigeon]

Above happens. This is a requirement

[compact shoal]

Okay, got it. Thanks

[frigid wigeon]

This should be available in the payment method retrieve call

What are you seeing instead?

[compact shoal]

We are not receiving mandate information in payment method retrieve call.

{
"id": "pm",
"object": "payment_method",
"allow_redisplay": "unspecified",
"billing_details": {
"address": {
"city": null,
"country": null,
"line1": null,
"line2": null,
"postal_code": null,
"state": null
},
"email": "[e-mail]",
"name": "John Smith",
"phone": null
},
"created": 1724338805,
"customer": "cus",
"livemode": false,
"metadata": {},
"sepa_debit": {
"bank_code": "RABO",
"branch_code": "",
"country": "NL",
"fingerprint": "fp",
"generated_from": {
"charge": "charge",
"setup_attempt": null
},
"last4": "5264"
},
"type": "sepa_debit"
}

We are receiving the following data only, when I try to retrieve sepa debit. mandate information is not returned in payment method. I will ahve to get it from the charge.

[frigid wigeon]

Ah yeah mandates specifically won't show there

You do need to save the id from the charge

[compact shoal]

Will that initial chargeID be used at a later point? Or is it enough if I save the mandate from payment intent itself?

[frigid wigeon]

Will that initial chargeID be used at a later point?
Not sure what you mean by this exactly.

Or is it enough if I save the mandate from payment intent itself?
Yes this is enough

[compact shoal]

The charge created using the payment intent (during SEPA token generation) - will it be required later for anything?

[frigid wigeon]

ah no

[compact shoal]

Super thank you so much. This helps

[frigid wigeon]

No problem