#devil_api
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- devil_api, 22 hours ago, 24 messages
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scenic sierra
Baaaaasiclly, I need to charge the client on their account 15$
and some application fee
versed shale
Depending on your Connect integration, you'd generally debit the account: https://docs.stripe.com/connect/account-debits
scenic sierra
so basicaly i can either
create a charge against them
in their acc
or transfer funds
which one would be the correct use of "they not having funds in their account"
versed shale
You mean if they don't have the necessary balance in Stripe to cover the debit?
scenic sierra
Yeah
versed shale
I think both will debit their external account in those circumstances, if supported:
If a connected account has a negative balance, Stripe might auto-debit the external account on file, depending on what country the connected account is in. If the external account hasn’t been verified, the debit can fail.
scenic sierra
my team was doing smth like: paymentIntents.create({ ...something, transfer_data: { destination: someDestinationAccountId, }, }),
how does this differ from that though?
versed shale
Yeah you can't do that to debit a connected account. It'll expect an actual payment method (card)
The two methods on the page I linked are the way to go
By all means you can process a Payment Intent on your platform to cover the dispute, and ask the connected account owner/person to volunteer their credit card and pay. But that's not an efficient way to do it
scenic sierra
AHA, so that's why i cant use payment intent
versed shale
And you'll incur processing fees etc
scenic sierra
beacuse they would have to actually manually pay it
versed shale
Yes, use charges.create
scenic sierra
alr, can i have application_fee in charges.create
versed shale
What's the use case?
scenic sierra
when the dispute comes, it gets charged to the platform, i need to charge them that dispute fee + some application fee
versed shale
Your debiting the account with the amount specififed, to move money to your platform. Why would you need an app fee?
versed shale
when the dispute comes, it gets charged to the platform, i need to charge them t...
Then you'd just set amount to be 1500 + fee
const computedFee = (fee: number): number => 1500 + fee
const charge = await stripe.charges.create({
amount: computedFee(100),
currency: 'usd',
source: '{{CONNECTED_ACCOUNT_ID}}',
})
hmm okay
versed shale
Very contrived example, but you get the idea
scenic sierra
yeah ofcrouse
versed shale
For this use case it's fine to use. It's deprecated in the context of *accepting payments *