#nordwest_bacs-paymentmethod-usage
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old garden
Hi 👋
You can create Stripe Payment Methods using UK bank details. But those would be for making payments on Stripe.
Do you use Stripe for payments?
supple blaze
Not yet. Probably we will at some point. But for now we Brad some means to store these details securely.
O tried creating customers and attach the bacs payment method but that only allows me to see only the last 4 digits of the account number
old garden
Then I'm not sure this would fit your use case. Once you store the bank details as a Payment method, you would only have API access to the last_4 of the Account
Yup
That is by design
supple blaze
O noticed we can save them as meta data but that’s not recommended
old garden
No that is very insecure and could potentially get your account flagged
You would be on the hook for inappropriately handling your customer data
supple blaze
Then I'm not sure this would fit your use case. Once you store the bank details...
Is there a way I can access it in the stripe dashboard at least?
old garden
No
supple blaze
😦
old garden
Exposing the full account number is insecure
This is why we recommend using it in conjunction with Stripe payments
supple blaze
So the only way I can use Stripe this way is to let Stripe handle the payments?
old garden
If you wanted to store the bank details you could, but retrieving the full bank details is a lengthy process and requires submitting legal forms
I highly recommend
- Using Stripe web elements to collect bank details
- Creating Stripe Payment Methods with them
- Using Stripe to process the payments using those methods
This would drastically reduce your PCI burden
supple blaze
Yeah that’s what we will do at some point
old garden
Unfortunately we don't have a "middle ground" in this case. I.e. there isn't a way you can just store bank details and retrieve them from Stripe APIs
supple blaze
If my business wants to pay our employees through stripe what are the commissions?
old garden
Sorry I can't really help with pricing details
supple blaze
Say we want I guess to deposit 100k and pay 4 employees from time to time on the payment methods attached to their customer objects
old garden
This server is specific to helping developers code integrations with Stripe APIs
You cannot "pay" customers though
They would need to be Connected Accounts that are linked to your Stripe account. Transfers would move money from your Platform Stripe Account balance to the Connect Account balance and then a Payout would move money from the Stripe balance to their linked bank account
old garden
Great 🎉 I'm glad I could help 🙂