#pawan425_api
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this is my code to confirm that payment , but it's showing error
why are you confirming in the backend though?
why not just confirm on the frontend though
becuase i am getting payment method id from frontend
yes but you can just confirm in the frontend without the need to create a PaymentMethod on the frontend first
what's your use case though?
the thing is if i use us_bank_account to get ACH payment it's showing stripe financial connection modal (which i don't want) and when customer chosse enters details mannually it's saying microdeposite verification which i also not want
how i can achive that my customer pays and i can confirm them that your payment is successfully arrived
then you can't actually accept ACH direct debit then
but in one website i can see that they are using stripe and they also accept ACH payment via taking account number, account holder name and routing number
they are creating payment method and sending payment method id on their backend
the filed on which they are taking this values are normal HTML input box
you can try the instant verification https://docs.stripe.com/payments/ach-debit/accept-a-payment?web-or-mobile=web&payments-ui-type=direct-api#instant-only-verification
yes i am passing
it already
if i tell you the website which is doing this thing can you suggest me how are they doing it?
currently i getting this,when calling confirm API
"Payment method data is not allowed when payment_method_options[us_bank_account][verification_method]=instant is used"
We have a guide here where you can manually pass ACH details to the API and verify via microdeposits: https://docs.stripe.com/payments/ach-debit/accept-a-payment?web-or-mobile=web&payments-ui-type=direct-api#microdeposit-only-verification
but the platform which i am referring is not asking any other details from the customer like microdeposite
customer pays and platform get payment
That isn't possible with ACH rails on Stripe. The account requires verification
as i applied the verification_method : instant , what does this do internally ?
why i am seeing the string "enter bank details mannually" and this open a stripe pop which i don't want
can i accept the bank account details on normal html input boxes and pass it to the confirmpayment method ,is that work ?
I just sent you the link that shows you how to do exactly that
yes @pastel hatch i am already doing it but my question is still the same , it's opening the stripe popup
Which popup? Which code are you calling? What's the pi_xxx ID? You need to provide more details
let me explain the scenario
in one website i can see that when i entered the bank account details in the form (holder name, account number and routuing number) stripe payment method creation api calling and i cna see payment method id in the network tab which they are sending to the backend then payment confirm
i also want to do the same that i am opening my payment page via a url which i am passing in in the payment intent
and when customer enterns the details in the same input fileds
i don't want my customer need to any thing else except with puting their bank details
no micro deposite nothing else, just simple payment via putting bank details
As I stated, that's not possible. The accounts need to be verified either via instant flow or deposits
The customer selects their bank details via our hosted UI which in turn verifies the account
i don't want stripe popup on my website
just want customer enter bank account details (holder name,account number and routing number)
it's already happening on one website
Ascend automates insurance payments end-to-end from online customer payments and financing to the distribution of commissions and carrier payables.
and put the stripe test bank account details
please open your network tab
so you can see things
Yeah I'm not sure how they integrate, perhaps it's using legacy code that is now deprecated
You can verify the microdeposits directly without our hosted emails/UI. All referenced in the doc I shared earlier: https://docs.stripe.com/payments/ach-debit/accept-a-payment?web-or-mobile=web&payments-ui-type=direct-api#optional:-send-custom-email-notifications