#pawan425_api

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weak ledgeBOT
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solid orbit
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๐Ÿ‘‹ happy to help

hardy bolt
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this is my code to confirm that payment , but it's showing error

solid orbit
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why are you confirming in the backend though?

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why not just confirm on the frontend though

hardy bolt
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becuase i am getting payment method id from frontend

solid orbit
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yes but you can just confirm in the frontend without the need to create a PaymentMethod on the frontend first

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what's your use case though?

hardy bolt
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the thing is if i use us_bank_account to get ACH payment it's showing stripe financial connection modal (which i don't want) and when customer chosse enters details mannually it's saying microdeposite verification which i also not want

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how i can achive that my customer pays and i can confirm them that your payment is successfully arrived

solid orbit
hardy bolt
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but in one website i can see that they are using stripe and they also accept ACH payment via taking account number, account holder name and routing number

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they are creating payment method and sending payment method id on their backend

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the filed on which they are taking this values are normal HTML input box

solid orbit
hardy bolt
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yes i am passing

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it already

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if i tell you the website which is doing this thing can you suggest me how are they doing it?

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currently i getting this,when calling confirm API

"Payment method data is not allowed when payment_method_options[us_bank_account][verification_method]=instant is used"

pastel hatch
hardy bolt
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but the platform which i am referring is not asking any other details from the customer like microdeposite

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customer pays and platform get payment

pastel hatch
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That isn't possible with ACH rails on Stripe. The account requires verification

hardy bolt
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as i applied the verification_method : instant , what does this do internally ?

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why i am seeing the string "enter bank details mannually" and this open a stripe pop which i don't want

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can i accept the bank account details on normal html input boxes and pass it to the confirmpayment method ,is that work ?

pastel hatch
hardy bolt
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yes @pastel hatch i am already doing it but my question is still the same , it's opening the stripe popup

pastel hatch
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Which popup? Which code are you calling? What's the pi_xxx ID? You need to provide more details

hardy bolt
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let me explain the scenario

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in one website i can see that when i entered the bank account details in the form (holder name, account number and routuing number) stripe payment method creation api calling and i cna see payment method id in the network tab which they are sending to the backend then payment confirm

weak ledgeBOT
hardy bolt
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i also want to do the same that i am opening my payment page via a url which i am passing in in the payment intent

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and when customer enterns the details in the same input fileds

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i don't want my customer need to any thing else except with puting their bank details

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no micro deposite nothing else, just simple payment via putting bank details

pastel hatch
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As I stated, that's not possible. The accounts need to be verified either via instant flow or deposits

hardy bolt
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so what is instant flow

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like what is happening internally

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when i am passing

pastel hatch
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The customer selects their bank details via our hosted UI which in turn verifies the account

hardy bolt
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i don't want stripe popup on my website

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just want customer enter bank account details (holder name,account number and routing number)

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it's already happening on one website

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and put the stripe test bank account details

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please open your network tab

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so you can see things

pastel hatch