#tipbux_api
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slim pagoda
Hi there 👋 we don't reopen closed threads, and I don't see any thread named what you referenced. What is your question or concern here that I can help with?
chrome fulcrum
hi the thread is just to reference where we left off
it would be under "TipBux_api
well nevermind its gone now
okay so
so basicall user A uploads money from their connected bank to their wallet - they send money to user b where all their funds sit in our parent account - upon the api call (lets say user A sends money to user B on our UI) the money will move from our parent account with user A's wallet and be dispusred into UserB's wallet - but we have a fee attached to the sender (USER A) so if user A sends User B $10 their wallet will be charged $11 dollars ($10 + our $1 fee) - how do we get that $1 fee into our PARENT stripe account as a collected fee during the wallet to wallet transfer process ?
Currently we have a master "Connected Account" that holds and disperses funds to users digital wallets. And each user has a connected account created so they can receive their funds. The issue is collecting the fee from each users transaction
slim pagoda
First, I'd strongly recommend talking to our Support team to ensure we'll permit the solution you're building to run on our service. It sounds like you're building a money movement service, which is on our list of restricted businesses:
https://stripe.com/legal/restricted-businesses#:~:text=Peer to peer money transmission
I'm not really sure I'm grasping the flow. If you're pulling $11 dollars into your account and keep $1, then you'd only transfer $10 to User B when it comes time to make the transfer.
chrome fulcrum
well the pulling of funds from wallet to wallet user A TO user B is an api call - so how do we pull the extra $1 fee from user A without having to manually pull it (where as when user A sends User B money) we automatiically get the fee ($1) from user A sending $10 to user B?
what would be the recommended architecture to accomplish this?
sidebar out business model and type has been approved via our Stripe suPPORT liason "Gecel Rosario" we've gotten the green light for this
and we have tested the model and it works fine there just an issue collectiing our fee from the users wallet - also now we having an issue initiating the "payout" when a user selects "withdraw" via our UI for the payout to initiate via the api call
slim pagoda
well the pulling of funds from wallet to wallet user A TO user B is an api call ...
What API call are you referring to here? Can you not increase the amount to include the fee you want to collect too?
chrome fulcrum
well the amount is upon the user - so if USER a wants to send $10 on our platform it will be a fee of $1 - so when we pull the amount from the wallet - we will pull $11 - the issue is getting the $1 from the $11 when the $10 is going to USER B's digita wallet - so basically how do we pull the $1 while the $10 goes to user B without manually having to pull the fee
slim pagoda
I'm not understanding how you've built this, or what requests you're referring to making, so I'm not understanding the limitation here. Can you share more context on how you've built this? You say the amount is on the user, but it's your system making the requests to move funds, right? So it seems like it'd be up to you to set the amounts accordingly.
chrome fulcrum
okay standby im going to get my engineer to better explain - thanks for your patience Toby forgive me if its quite confusing
we set the amounts its just a failure when pulling our internal FEE amount - so user to user funds sending is a green light - it collecting the fee during the flow/ process of money sent from one user to another user (Connected account to another connected account)
slim pagoda
I don't know what that means
chrome fulcrum
okay
so im going to send the original message we sent hopefully this better helps - but please remember our business has been green lit by our stripe liason so we dont fall under the restricted business list
We are building a software that provides users with a digital wallet, and allows them to empty the wallet into their bank account. We also want to collect a fee per transaction.
What would be the recommended architecture to accomplish this?
Related Request ID(s)
req_Gy1ZC2pTUMYNXI
What have you already attempted?
Currently we have a master "Connected Account" that holds and disperses funds to users digital wallets. And each user has a connected account created so they can receive their funds. The issue is collecting the fee from each users transaction
What are you working on?
A digital wallet, money sending platform
slim pagoda
Sending the same message doesn't provide me with any additional context, I'm not sure what you're hoping I'd gain from that.