#skynet_best-practices
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jolly basalt
Hello! The minimum KYC information varies based on many factors, but it's not going to be a minimal amount.
There are details in our docs here: https://docs.stripe.com/connect/identity-verification
grim girder
ok, are we going the correct route for our use case?
we technically don't need them to open a Stripe account... says here: "Information about the person opening the Stripe account"
we just want person 1 to pay person 2, like an example with Doordash or Uber
you have a person who ordered the food pay the driver and we collect our platform fee for this
jolly basalt
Yeah, you're on the right track, and those people need Stripe accounts.
If you're receving money, you need a Stripe account.
And they do need to provide a lot of KYC info.
grim girder
and they cant accept payment until their account is approved, correct?
grim girder
ok, do we get some sort of callback from API once their account is approved and good to go
How should our api detect when we need additional info for their account?
jolly basalt
Yes, events will be generated.
You would typically set up a Webhook Endpoint to listen for those Events.
grim girder
Ok so we can ask for the basic minimum info and wait if additional items are required by following those events
jolly basalt
Yes.
grim girder
in your experience whats the minimum we should ask for
jolly basalt
It varies, you need to read through the docs in detail. There's no simple answer to that question.
grim girder
reading now.. please don't lock the thread 🙂
jolly basalt
If a thread is idle we will close it. If you want long-running, async support you should write in to support: https://support.stripe.com/contact/email
grim girder
jolly basalt
That's one of the things I was talking about, yes.
grim girder
thanks! i noticed that Stripe has a webform that handles all this for you, do you guys have a React Native implementation of this by any chance?
i didn't see it in the docs
quick maple
Hello 👋 , checking in to that and will get back to you
I am not seeing a way to do this with our RN library. At the moment the closest thing would be to have a webview to one of our hosted onboarding pages
grim girder
hmm i see.. does it have stripe branding on it?
i noticed this in the doc, see last line:
quick maple
Yes, our hosted onboarding page has our branding. I don't think there is a way to whitelabel the hosted page
grim girder
What's the url thing? Does that mean each person who recieves payment has to have a website?
quick maple
Yes but let me double check on that and get back to you. I think you may be able to provide your own site or other info to replace it
grim girder
thank you!
does the reciving account need us_bank_account_ach_payments capability or is that only if sender is using ACH as payment
quick maple
For destination charges, you will only need that capability if you are using on_behalf_of
Basically the account that is the merchant of record that takes the ACH payment needs that capability
grim girder
Yes but let me double check on that and get back to you. I think you may be able...
on this one, we can provide our site correct?
quick maple
Still figuring this out. What kind of connected account are you using: Standard, Express, or Custom?
grim girder
I think its custom but unsure which is the best yet
quick maple
It looks like you can prefille the URL or add a product description
Additionally, if you onboard an account without its own website and your platform provides the account with a URL, prefill the account's business_profile.url. If the account doesn't have a URL, you can prefill its business_profile.product_description instead.
https://docs.stripe.com/connect/hosted-onboarding#create-account
grim girder
oh nice
quick maple
Yep, so you can prefill either way.
grim girder
Thank you!
grim girder
Still figuring this out. What kind of connected account are you using: Standard,...
Whats the difference here 🙂
quick maple
Apologies I forgot that this is a new integration, that question makes more sense for legacy Connect integrations. This guide is the modern one that is helpful for figuring out the general shape of your connect integration https://docs.stripe.com/connect/design-an-integration
Basically a bunch of functionality used to be more tightly bundled together but it isn't anymore.
grim girder
Thank you, any chance you can keep this thread open for the next few hours as i am going through these docs 🙂
quick maple
We typically close out threads after ~20 mins of inactivity but we can open a new thread if need be. The thread will still be in retention for a while and we have a bot that links to older threads when you start a new one so it is easy to refer back to
grim girder
ah perfect thanks1