r3s_connect-funds-flows

[finite fulcrum]

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[uncut whale]

I want to get the value of the "0.59USD" stripe fee on this graph

const fee = Math.floor(feePercentage * priceRound);
  const session = await stripe.checkout.sessions.create({
    line_items: [
      {
        price_data: {
          currency: 'eur',
          product_data: {
            name: title,
            images: thumb ? [thumb] : []
          },
          unit_amount: priceRound * 100 + fee
        },
        quantity: 1,
        adjustable_quantity: {
          enabled: false
        }
      }
    ],

    payment_intent_data: {
      application_fee_amount: fee,
      on_behalf_of: connected?.id,
      transfer_data: {
        destination: connected?.id,
      }
    },
    mode: 'payment',
    ui_mode: 'embedded',

    return_url: `${origin}/media`,
    // success_url: `${origin}/stripeSuccess`,
    // cancel_url: `${origin}/stripeCancel`,
    billing_address_collection: 'required',
    client_reference_id,
    customer: stripeCustomer?.id
  });

[delicate night]

Which funds flow are you following? Are you creating these checkout sessions using the Stripe Account header? Or are you specifying a transfer destination?

[uncut whale]

These checkouts use a transfer destination

[delicate night]

Okay. SInce the platform is the one who pays the Stripe Fee out of your application fee, you want to add that to the application fee you charge your connected accounts?

[uncut whale]

Wait so if I understand what you're saying
Customer pays 100 USD -->
Application fee is 10USD, goes to My company's Stripe Balance, my company's balance pays Stripe Fees
Stripe Connect User gets 90 USD on its connect balance

Which means if the stripe fee was to be 15 USD my company loses 5 USD correct?
And if it's 1 USD we end up with
Customer pays 100USD
Connect User ends up with 90 USD
My Platform ends up with 10 -1 = 9USD

[delicate night]

I'm not sure where you are getting your math but we're not experts on Stripe fees here. We focus on coding API integrations.

But this is the funds flow I am referring to: https://docs.stripe.com/connect/destination-charges?platform=web&ui=elements&fee-type=application-fee#flow-of-funds-app-fee

[uncut whale]

Oh yes makes sense exactly

I was scared that it would be something like so
Product price is 100USD
Platform fee is 10USD
Stripe fee is 5 USD

So in the end we would get
Customer: -100USD
Connect user: + 85 USD
Platform: +10USD

But like you showed me it's actually
Customer: -100USD
Connect user: + 90 USD
Platform: + 5 USD

Perfect I understand it now

[delicate night]

Great! Connect funds flows are kind of complicated and there are many different options so it's easy to get confused.

[uncut whale]

Yeah, the doc is huge I was kinda lost tbh but this cleared up the waters

[delicate night]

Great 🎉 Happy to help 🙂