#ravinder_api
vague hawkBOT
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gaunt raft
Hi, let me help you with this.
Basically setup_future_usage ensures, that, in most cases, when reusing the Payment Method, 3D Secure won't be required for off-session payments.
You can attempt to reuse a PM without setting it up for future usage (e.g. setup_future_usage or SetupIntent), but it's highly likely that most of your off-session payments will fail.
setup_future_usage also adds a note to the checkout that informs the customer that their payment details will be saved and potentially reused.
vague oracle
what happen if i attach pm to cutomer without passing setup_future_usage to payment intent, will payment fail if customer in checkout?
what about 3ds or other verification?
gaunt raft
what happen if i attach pm to cutomer without passing setup_future_usage to paym...
If a Payment Method is not set up correctly, the issuing bank might request 3DS during the off-session payment, so it will fail. This might not happen, but you'll never be sure.
vague oracle
what is i only use it for payment when customer is in checkout?
gaunt raft
How are you planning to do this exactly?
vague oracle
as you can see this payment method is setup with future use, i am wondering how can i still use it for payment?
i want to prevent duplicate cards to attach to customer but i also want to make sure they should be able to rpocess payment if i use existing attached payment method
gaunt raft
You can follow this step to charge the saved payment method: https://docs.stripe.com/payments/save-and-reuse?platform=web&ui=elements#charge-saved-payment-method
Do you facing any issues when setting the setup_future_usage property?