#cemsozens_api

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tepid minnowBOT
stable dome
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Hello

little sorrel
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Hi!

stable dome
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To clarify, using on_behalf_of still means you are doing everything on your platform account -- it just changes the settlement merchant to the Connected Account but you still handle all Events on your platform through a direct Webhook endpoint.

little sorrel
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Thanks and there is a second part of the problem. When i use 'stripe-account' param in the call it then fails because it cannot find the payment method

stable dome
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Correct because you are creating the PaymentMethod on the platform so it doesn't exist on the Connected Account

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But you shouldn't be trying to use it on the Connected Account at all if you are using on_behalf_of

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So what are you really trying to do here?

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Ah it does look like you are working with Standard Connected Accounts, yes?

little sorrel
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What i am trying to achieve is as follows: I have a marketplace which connects to my account and this marketplace also has vendors inside. I want to charge vendors on behalf of marketplace

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The money will be transferred to marketplace account

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I am just initiating the payment when some conditions

stable dome
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Okay and who's information should the customer see on their credit card statements? Your marketplace or your vendors?

little sorrel
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We will use the payment method that vendor provides us

stable dome
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Not sure what you mean by that. Who does the end-customer think they are purchasing from? You or the vendor?

little sorrel
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Sorry there is no end-customer in our case. We provide advertisement support for marketplaces. So the end user is vendors in our case

stable dome
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So to clarify the vendors are your customers and they are just paying you directly.

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There is no third-party involved

little sorrel
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We want vendors to pay marketplaces. Not us. We just want to initiate a payment on behalf of marketplaces to charge vendors. We wont recieve any money. The money should go to marketplaces stripe account

stable dome
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Ah okay so you are a platform for marketplaces (the Connected Accounts) and they are charging vendors

little sorrel
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yes exactly

stable dome
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So the vendors think they are paying the marketplaces directly

little sorrel
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exactly

stable dome
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And you are going to use Standard Connected Accounts here

little sorrel
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yes i guess so

stable dome
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So you do want to be creating the PaymentMethod directly on the Connected Account as well

little sorrel
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Yes true

stable dome
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Let me look at what flow you are using right now

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One sec

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Ah okay you are collecting via a SetupIntent first

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Do you anticipate charging later after collection?

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As opposed to charging at time of collection?

little sorrel
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Not sure if i fully understand sorry.

stable dome
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Are you going to charge the vendor at the same time you collect their PaymentMethod?

little sorrel
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yes we want that

stable dome
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Okay then you shouldn't be using a SetupIntent at all

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So what you want to do is create a PaymentIntent on your Connected Account using the Stripe Account Header. Then you intialize client-side as the Connected Account and render Payment Element for the Connected Account. See: https://stripe.com/docs/connect/authentication for how to initialize as the Connected Account both server-side and client-side.

This allows you to collect the PaymentMethod and charge it at the same time. If you want to save the PaymentMethod for future use as well then you pass setup_future_usage (https://docs.stripe.com/api/payment_intents/create#create_payment_intent-setup_future_usage) and a Customer ID (https://docs.stripe.com/api/payment_intents/create#create_payment_intent-customer) when you create your PaymentIntent

little sorrel
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but the problem is when i pass stripe-account it complains as "No such PaymentMethod: 'pm_xxx'; OAuth key or Stripe-Account header was used but API request was provided with a platform-owned payment method ID. Please ensure that the provided payment method matches the specified account."

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Could it be that vendor account is connected to my account and not the marketplace account?

stable dome
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Yep that is because you created the PaymentMethod on the platform. If you do what I wrote above then the PaymentMethod will be created on the Connected Account

stable dome
little sorrel
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Thanks i will get back to you once i take a deeper look

stable dome
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👍

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