psygo_webhooks | Stripe Developers | Page 1

split aspenBOT Apr 3, 2024, 4:07 PM

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reef flintBOT Apr 3, 2024, 4:07 PM

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hidden torrent Apr 3, 2024, 4:09 PM

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Hello! I think the documentation you need is here: https://docs.stripe.com/connect/account-capabilities

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Let me know if you have any questions once you read through that!

toxic drift Apr 3, 2024, 4:14 PM

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Cool, thanks, that's helpful indeed.

hidden torrent Apr 3, 2024, 4:15 PM

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Happy to help!

toxic drift Apr 3, 2024, 4:16 PM

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I was trying to listen to the capability.updated event just now, good to know it's the one I needed. If I don't specify the capabilities in stripe.accounts.create(...), does it default to enabling them all? And do I always need to specify a country?

hidden torrent Apr 3, 2024, 4:17 PM

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It depends on the type of account you're creating. Are you creating Standard, Express, or Custom accounts?

toxic drift Apr 3, 2024, 4:17 PM

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I'm not sure if it's the most appropriate, but right now I'm using Standard.

hidden torrent Apr 3, 2024, 4:20 PM

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For Standard you don't need to specify the country when you create the account, nor do you need to specify the capabilities. Give it a try in test mode to see how it works.

toxic drift Apr 3, 2024, 4:21 PM

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Also, I've tried to onboard myself on my app in order to test things out, but I apparently get that I need some more verification done, but I don't get a link on my email about it, and no further info on my dashboard either. How do I proceed?

{
  id: 'transfers',
  object: 'capability',
  account: 'acct_1P1UYVFa45cMDY9c',
  future_requirements: {
    alternatives: [],
    current_deadline: null,
    currently_due: [],
    disabled_reason: null,
    errors: [],
    eventually_due: [],
    past_due: [],
    pending_verification: []
  },
  requested: true,
  requested_at: 1712153609,
  requirements: {
    alternatives: [],
    current_deadline: null,
    currently_due: [ 'individual.verification.document' ],
    disabled_reason: 'requirements.fields_needed',
    errors: [ [Object] ],
    eventually_due: [ 'individual.verification.document' ],
    past_due: [ 'individual.verification.document' ],
    pending_verification: []
  },
  status: 'inactive'
}

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hidden torrent Apr 3, 2024, 4:22 PM

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We typically don't send emails in test mode, so no emails is expected in this situation. To send a user back to onboarding to complete the process you can use this approach, where you generate a new Account Link for them: https://docs.stripe.com/connect/standard-accounts#handle-users

toxic drift Apr 3, 2024, 4:26 PM

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Is it possible to complete onboarding in test mode? Because I did finish all the forms and agreed to things (although Stripe autofilled some payment data with test data). Is that not enough still?

hidden torrent Apr 3, 2024, 4:27 PM

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Yeah, you can complete onboarding in test mode.

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You would need to supply real information for a Standard account.

toxic drift Apr 3, 2024, 4:29 PM

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That's strange, that would make it very difficult to test.

hidden torrent Apr 3, 2024, 4:30 PM

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To clarify, you don't need to actually get the account out of restricted state for it to work in test mode.

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You can if you want, but it's optional.

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For test mode.

toxic drift Apr 3, 2024, 4:32 PM

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toxic drift Also, I've tried to onboard myself on my app in order to test things out, but I ...

Anyways, given that I'm listening to capabilitiy.updated, which field would tell me all onboarding is ok so I can safely update the status of the user as a creator on my platform (DB)? Is it currently_due? Or do I need to check the response of stripe.accounts.retrieve still?

hidden torrent Apr 3, 2024, 4:35 PM

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I recommend you listen for account.updated and look at the specific parts of the Account object you care about, which is probably going to be charges_enabled and/or payouts_enabled.

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https://docs.stripe.com/api/accounts/object#account_object-charges_enabled

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https://docs.stripe.com/api/accounts/object#account_object-payouts_enabled

toxic drift Apr 3, 2024, 5:02 PM

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After trying onboarding myself again, I've managed to get back the capabilities through this:

const data: Stripe.Capability = event.data.object
const capabilitiesRes = await stripe.accounts.listCapabilities(
    // @ts-ignore
    data.account
  )
const capabilities = capabilitiesRes.data.map((c) => c.id)
console.log(capabilities)

(I don't know why, but the object I get back from event.data.object seems to hold the account ID in the account field, but its type doesn't seem to have it. That's why I had to add a @ts-ignore.)

I get back 3 capabilities from this:

boleto_payments
card_payments
transfers

I don't see charges_enabled nor payouts_enabled.

When onboarding, I don't get account.updated events, I don't think, so how would it be useful?

hidden torrent Apr 3, 2024, 5:03 PM

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Can you give me the account ID in question so I can take a look?

toxic drift Apr 3, 2024, 5:03 PM

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acct_1P1X13FVl7aqie2a

hidden torrent Apr 3, 2024, 5:11 PM

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All of the capabilities on this account are still pending. There is an account.updated Event that shows this: evt_1P1X48FVl7aqie2aet5c4sgl

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That Event has charges_enabled and payouts_enabled because those are properties on the Account object.

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The capability.updated Events contain a Capability object, which does not have those properties.

reef flintBOT Apr 3, 2024, 5:16 PM

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toxic drift Apr 3, 2024, 5:22 PM

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But does the onboarding process trigger account.updated at the end of it for sure? Because then that would be perfect, thanks.

If the status of that account weren't pending, would it then have the charges and payouts enabled?

neon holly Apr 3, 2024, 5:23 PM

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👋 hopping in here since rubeus has to head out soon

toxic drift Apr 3, 2024, 5:23 PM

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Ah, ok, cool

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Thanks a lot for the help, @hidden torrent , you went above and beyond all I was expecting from support.

hidden torrent Apr 3, 2024, 5:24 PM

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Happy to help!

toxic drift Apr 3, 2024, 5:25 PM

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I'm not sure if I already fully understand how, from the point of view of my platform I would charge customers on behalf of creators. Does it follow the typical payment intent flow? And then I only add the creator Stripe Connect ID when creating the payment intent ID? If so, having charges_enabled is enough for that, right?

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I think this is the last part of the puzzle of creating my platform, but I could open a new thread, if you wish.

neon holly Apr 3, 2024, 5:27 PM

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it's fine to stick with this thread 👍

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Yes, generally you have the right idea - you can create a Payment Intent on the connected account by using the Stripe-Account header (https://docs.stripe.com/connect/authentication#stripe-account-header) set to the connected account ID

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If you want a more detailed guide walking through how to implement direct charges for standard accounts you can look at https://docs.stripe.com/connect/direct-charges

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And yes, charges_enabled is what you'll want to check to make sure the connected account can make charges

toxic drift Apr 3, 2024, 5:33 PM

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toxic drift But does the onboarding process trigger `account.updated` at the end of it for s...

Could you confirm these two last questions, @neon holly? I think they are the last 2 remaining topics.

neon holly Apr 3, 2024, 5:37 PM

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Ah sorry I missed those - yes, account.updated would be triggered after the onboarding process, however it may take some time for the account to be fully enabled since some verifications/checks happen async

toxic drift Apr 3, 2024, 5:38 PM

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If I weren't in test mode, would I have received an email for the identity verification process? Because I think that's why that account is stuck with the pending status.

#psygo_webhooks