#suriya_api
sonic lilyBOT
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bleak lichen
heavy minnow
This is my developed screen. When a user clicks "instant verification," we attempt to verify the user's account using Stripe. If Stripe returns any response indicating successful verification, the person is considered verified.
Does it make sense?
cursive charm
Hi there 👋 jumping in as my teammate needs to step away. Sorry, but I'm still going to need some more context.
"we attempt to verify the user's account", what account are you referring to here?
heavy minnow
The user has a Stripe account that needs verification.
cursive charm
Hm, so this is about verifying something about their Stripe account? What are you verifying? I'm not sure how that relates to the request you shared which is creating a bank account token.
heavy minnow
Yeah Toby, that is another question. I try to do manual verification like using a bank token but always the status returns like a new
{
"bank_account": {
"account_holder_name": null,
"account_holder_type": null,
"account_type": null,
"bank_name": "STRIPE TEST BANK",
"country": "US",
"currency": "usd",
"fingerprint": "6xPwpkIBTIkCSMGL",
"id": "ba_1Oub1iHSmwwnSxXgloOGnpWR",
"last4": "6789",
"object": "bank_account",
"routing_number": "110000000",
"status": "new"
},
"client_ip": "157.49.232.164",
"created": 1710510146,
"id": "btok_1Oub1iHSmwwnSxXgR24n8eTa",
"livemode": false,
"object": "token",
"type": "bank_account",
"used": false
}
What should I do to achieve verification success?
cursive charm
If this is for creating External Accounts, you don't.
For external accounts, possible values are
new,erroredandverification_failed. If a payout fails, the status is set toerroredand scheduled payouts are stopped until account details are updated. In the US and India, if we can’t verify the owner of the bank account, we’ll set the status toverification_failed. Other validations aren’t run against external accounts because they’re only used for payouts. This means the other statuses don’t apply.
https://docs.stripe.com/api/customer_bank_accounts/object#customer_bank_account_object-status
heavy minnow
I'm using a test account now like account number is 000123456789 and routing number is 110000000
cursive charm
Yup, but I'm still not really sure what you're hoping the flow you're trying to build will do. It kind of sounds like you're talking about onboarding Custom Connected Accounts, in which case bank account verification isn't performed.
heavy minnow
Okay , Can we achieve instant verification using the Stripe API?
This process only without payment process
cursive charm
Like this flow?
https://docs.stripe.com/payments/ach-debit/set-up-payment
heavy minnow
No😟
Please try to understand,I'm currently working on a project where users are required to verify their accounts using both Stripe and manual verification processes. Therefore, I'm seeking your assistance with this matter.
cursive charm
I'm trying to understand, please feel free to be more specific if it doesn't seem like I'm grasping what you're describing. You said you wanted the flow shown in your screenshot, but without processing a payment. The guide I shared is for that, what about it doesn't suit what you're trying to do?
heavy minnow
No Toby, my manager is requesting that when a user clicks on "instant verification," they should be redirected to the Stripe portal for account verification. Once verified, Stripe will provide a webhook or response that we need to store.
cursive charm
What is the Stripe portal you're referring to now? It sounds like you want to plumb the linked flow to your instant verification button.
heavy minnow
Yes
heavy minnow
This process only without payment process
Similar to when we pay using Stripe, we'll need to redirect users to a portal for verification, just like that one.
cursive charm
Yup, so sounds like you want to follow the guide I shared, which is specifically for saving/verifying US bank account details. If you're looking for the flow that uses Checkout Sessions, you'll want to switch that doc to the Prebuilt checkout page tab.
heavy minnow
what is that Prebuilt checkout page ?
cursive charm
It uses Checkout Sessions, what you're showing in your most recent screenshot