kanew5816 | Stripe Developers | Page 1

safe stoneBOT Feb 14, 2024, 10:50 AM

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kanew5816, 1 hour ago, 13 messages

shadow blaze Feb 14, 2024, 10:50 AM

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hi there!

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can you summarize your question here?

night flicker Feb 14, 2024, 10:51 AM

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When we make an off-session payment using Stripe Payment Method ID and off_session = true, is that considered as an MIT?

shadow blaze Feb 14, 2024, 10:51 AM

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yes

night flicker Feb 14, 2024, 10:52 AM

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But wouldn't it requires SCA to be done by the user?

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Is the card authenticated while creating a payment method?

shadow blaze Feb 14, 2024, 10:54 AM

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3DS may or may not be required, that's completely up to the bank. so you'll need to handle 3DS when it's needed yes.

night flicker Feb 14, 2024, 10:55 AM

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But while creating the payment method is 3DS verification done? Or is the card just stored directly?

safe stoneBOT Feb 14, 2024, 10:56 AM

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lavish spoke Feb 14, 2024, 10:58 AM

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Depends on how you're creating the Payment Method. You should be usign Setup Intents, and if done correctly, we will optimise for MIT/off-session payments

night flicker Feb 14, 2024, 11:04 AM

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So /payment_methods will not allow me to do MIT payments?

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In case of Setup Intent also, does Stripe create a mandate with the issuer/card network?

lavish spoke Feb 14, 2024, 11:07 AM

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night flicker So /payment_methods will not allow me to do MIT payments?

Well, you can use the pm_xxx yes. But the likelihood is the MIT would be challenged and auth requested

#kanew5816