moise_29

[gleaming meadow]

Hello! You would need to use Connect for this, and you can try all of it out in test mode: https://stripe.com/docs/connect

[young willow]

Thank you 🙂

I already read this document about stripes connect, but I have some specific questions because on my website, i don’t have user bank information to create their stripe connect, for exemple I just have One User who want to sell something so he create an announce on the website and then another user can buy his item with a classic payment
But the thing is that I don’t understand how the flow works on this transaction because I take a percentage on every transaction so how can I do ?

[gleaming meadow]

That's what Stripe Connect is for. There's the Customer who pays, a Stripe account that receives the funds, and your platform account faciliates the transaction and takes a portion of the payment.

What specific questions do you have?

[young willow]

How can i create a stripe account for my customers without any information during the transaction ?

[gleaming meadow]

You can't.

The information is required for KYC (know your customer).

There are laws and regulations that require someone receiving funds like that to provide that information.

The person paying doesn't have to create a Stripe account or provide that info, but the person receiving the funds does.

[young willow]

Ok this is the part i was searching for !

So when the seller wants to receive his money i have to redirect him on stripe to complete his account creation and then I can pursue the transaction right?

(Sorry for my terrible english, im french x))

[gleaming meadow]

Yes, basically.

[young willow]

Ok thanks !!