#xkernel
pseudo grottoBOT
Hello! We'll be with you shortly. Below are links to other discussions we've had with you in the past week in case you want to review that information. If your question is related to one of these previous discussions, please provide a comprehensive summary of the current state and what you need help with now. We help many users simultaneously, so a summary allows us to resolve your issue as soon as possible.
- xkernel, 2 days ago, 25 messages
grand flame
It depends on your use case exactly, but here is the list of all supported capabilities and when/where they can be used:
https://stripe.com/docs/connect/account-capabilities#supported-capabilities
torn pebble
yea, i read that doc as well. but the confusion here is that i wanna allow the seller to receive funds as well as be able to purchase from other sellers.
imagine a digital marketplace where you as a graphic designer can create and sell your digital item, as well as purchase some other digital asset from another graphic designer on the same platform.
grand flame
For this case, each user should have two Stripe Object:
- Stripe Connect Account, in order to sell goods
- Stripe Customer in order to buy goods
torn pebble
cannot allow the user to set one debit card for both sell and buy?
grand flame
Yes you can, you attach the card for both Stripe object
torn pebble
can i see the snippet for this type? like the snippet above
grand flame
No.
That' for creating a Stripe Connect Account, for the seller part
for the buyer part, you need to follow the payment flow :
https://stripe.com/docs/payments/accept-a-payment?platform=web&ui=checkout
torn pebble
ok i think i couldn't say what exactly i am looking for. let me rephrase.
- i am trying to create an Express Connect account for my seller at sign-up stage.
1.1 i want this account to be able to receive fouds from the platform (receive the money after someone bought his item)
1.2 i want this account to be able to send funds to the platform (buying another seller's item)
so for these two 1.1 & 1.2 i thought i needed to add both capabilities just like the given snippet above.
grand flame
Ok let's tackle this one by one.
1.1 i want this account to be able to receive fouds from the platform (receive the money after someone bought his item)
Here you need to create an Express Connect Account, I imagine you will be using/implementing Destination Charges:
https://stripe.com/docs/connect/destination-charges?
Once an end customer buy something from your Express Connect, they receive funds for that.
torn pebble
that's correct im going to use destination charges.
Also, i am following this doc https://stripe.com/docs/connect/explore-connect-guide#account-create
so the first step before making the charges is to create an account for my seller.
grand flame
Great.
Now let's move forward for the second part:
1.2 i want this account to be able to send funds to the platform (buying another seller's item)
You need to create a Stripe Customer (https://stripe.com/docs/api/customers) that represents your connect Account in your platform account, like any other end-customer. If they buy something from your market place they'll be considered as any other end-customer for another Express Connect Account (1.1)
torn pebble
that's correct im going to use destination charges.
Also, i am following this do...
so this doc is saying to create a new account for my seller and you mentioned first i need to create StripeCustomer instead. right?
grand flame
You need both Stripe Objects
Connect Account (for beeing seller) and Customer (for beeing end customer/buyer)
torn pebble
alright, so can we create StripeAccount + StripeCustomer at the same time at the sign-up stage?
btw, my code for the signup stage is like this. (not completed though)
func createSellerAccount() {
param := &stripe.AccountParams{
Type: stripe.String(string(stripe.AccountTypeExpress)),
Country: stripe.String(sellerCountry),
Capabilities: &stripe.AccountCapabilitiesParams{
Transfers: &stripe.AccountCapabilitiesTransfersParams{
Requested: true,
},
},
}
....
So is that correct for creating the seller's Connect Account?
grand flame
You'll need the card payments capability too
Your first parameters were fine.
Then you'll need to create a Customer object that'll be reprensing the user as a Customer for buying goods like any other end customer to your market place:
https://stripe.com/docs/api/customers/create
torn pebble
You'll need the card payments capability too
func createSellerAccount() {
param := &stripe.AccountParams{
Type: stripe.String(string(stripe.AccountTypeExpress)),
Country: stripe.String(sellerCountry),
Capabilities: &stripe.AccountCapabilitiesParams{
CardPayments: &stripe.AccountCapabilitiesCardPaymentsParams{
Requested: stripe.Bool(true),
},
Transfers: &stripe.AccountCapabilitiesTransfersParams{
Requested: true,
},
},
}
...
That's good
Here is another step by step guide for onboarding your Express Connect Account:
https://stripe.com/docs/connect/express-accounts#configure-onboarding
torn pebble
ok here is what i understand so far
func createSellerAccount() {
// for being a seller and receive funds
sellerParams := &stripe.AccountParams{
Type: stripe.String(string(stripe.AccountTypeExpress)),
Country: stripe.String(sellerCountry),
Capabilities: &stripe.AccountCapabilitiesParams{
CardPayments: &stripe.AccountCapabilitiesCardPaymentsParams{
Requested: stripe.Bool(true),
},
Transfers: &stripe.AccountCapabilitiesTransfersParams{
Requested: stripe.Bool(true),
},
},
}
resultAsSeller, err := account.New(sellerParams)
// for being a buyer and spend money to buy other's items
sellerToBuyParams := &stripe.CustomerParams{
Name: stripe.String(sellerName),
Email: stripe.String(sellerEmail),
}
resultAsSellerToBuy, err := customer.New(sellerToBuyParams)
}
this is where i get lost. what do these countries mean?
Should i select any country that my sellers and buyers are from?
In case my marketplace is international so i need to select all?
grand flame
you need to select the country of your Connected Account
where are they based
Whree are you expecting to onboard sellers
or in other words what are the allowed counties from which sellers can be onboarded to your market place
torn pebble
let's say my platform account is in Singapore and the seller is from Norway. Should i select Singapore & Norway?
grand flame
Norway
torn pebble
but my sellers are going to be all around the world. so i should select all these countries. am i right?
grand flame
yes
torn pebble
so the next step automatically filledup for me
grand flame
yeap
torn pebble
and i've checked the 1099 tax complience (i think this is going to charge sellers tax if they are in US, am i right?)
grand flame
yes these for US
torn pebble
should i check the 1099-MISC too ?
grand flame
Don't know this honestly well, keep in mind this channel is for technical integration questions only
torn pebble
okay, sorry
grand flame
if you need more assistance on dashboard or these regulation, I invite you to reach out to Stripe Support at:
https://support.stripe.com/contact
torn pebble
so I've completed that setup and pressed save
torn pebble
ok here is what i understand so far
```golang
func createSellerAccount() {
/...
so now this code is going to create a Stripe account and customer for my new seller signup. right?
torn pebble
so i assume based on our progress here we have done until -> https://stripe.com/docs/connect/explore-connect-guide#accept-payment
torn pebble
I invite you to some tests now on your integration.
sure
grand flame
You can find in these guide how you can do tests for your integration
https://stripe.com/docs/testing
https://stripe.com/docs/connect/testing
grand flame
so i assume based on our progress here we have done until -> https://stripe.com/...
correct, now you need to move forward to accepting payment