#bcodez
dark gorge
Can you explain more about what you mean, or share an example? I'm not sure i understand the question
thin adder
When I submit a payment_intent and confirm the intent using a payment method of a bank account. Does stripe check that the bank account has enough funds before the payment_intent status is set to pending?
I am wondering at what point would I get a fail from the payment intent if there is insufficient funds in the account
thin adder
So if there is insuffiecient funds it would go to pending first then I would get a fail
dark gorge
You can test that flwo with the 2227 test account: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API#test-account-numbers
dark gorge
So if there is insuffiecient funds it would go to pending first then I would get...
Yes
thin adder
I saw the financial connections permissions with balance. Would that help there or would I have to check the account myself using a financial connection for the funds?
dark gorge
I believe thats available for you to check if supported
pseudo zenithBOT
thin adder
Ok but I would have to initiate that myself correct that isnt something stripe would do when I add the balance permission to the setupIntent like this?
us_bank_account: {
financial_connections: {
permissions: ['payment_method', 'balances']
}
}```I guess what I am looking for is a way to tell immediately if there is enough funds or not to cover the payment.
dark gorge
Yes, as far as I know there is no automatic balance check when you use it for payments
thin adder
Alright appreciate your insight!
dark gorge
This doc shows how to request and check that: https://stripe.com/docs/financial-connections/balances#retrieve-account-balance
thin adder
hmmm that might work a little more heavy lifting on the application side but I think that might be a solution