#paulpayen
gleaming solstice
heavy canyon
hi! you can yes, but Destination charges are usually not recommended for Standard accounts. Was there more context or a technical problem you ran into?
gleaming solstice
We had this conversation last month
Why it's not recommended ?
We have some sellers that already have their Stripe Account.
heavy canyon
Why it's not recommended ?
the main reasons are because
- the Standard account will not see on their dashboard any details of the customer or their payment method or the payment in general, they just see the incoming money you transfer them, and merchants with their own Stripe account will be confused by that
- you as the platform will be liable for disputes/refunds/negative balances, and with Standard accounts you have little ability to recoup that(for example you can not debit their account balance, you can only do that for Express/Custom)
heavy canyon
We have some sellers that already have their Stripe Account.
it's generally recommended that you create a new account just for use with your platform instead of connecting to their existing account. The onboarding is faster due to https://support.stripe.com/questions/legal-entity-sharing and the user can switch between their various Stripe accounts in their dashboard.
This way is also better from a data privacy perspective(your platform doesn't have to get access to all the existing payment and customer data on the existing connected account, instead you have a separate account just for use with your platform),
gleaming solstice
that would be a custom connected account ?
heavy canyon
it could be, if that is what you are creating. It could be an Express account too.
gleaming solstice
but not standard ?
heavy canyon
it could be Standard too if you want to(https://stripe.com/docs/connect/standard-accounts, create an account, redirect user to AccountLink, user onboards and the legal entity sharing I mentioned kicks in), but I explained above why we don't recommend a Destination Charge-based model for use with Standard accounts.
gleaming solstice
what's the onboarding process in this case ?
what's the screens the seller will see ?
heavy canyon
I suggest testing it in test mode and you'll see exactly what it's like! Any of the guides like https://stripe.com/docs/connect/express-accounts or https://stripe.com/docs/connect/standard-accounts explain how to call the API and get the onboarding links so you can test. We can help with your technical questions about calling those APIs etc.
gleaming solstice
We can just link their existing account and that will work also right ? We can do destination charge ?
distant charmBOT
heavy canyon
We can just link their existing account and that will work also right ? We can d...
https://stripe.com/docs/connect/oauth-standard-accounts is the process to attempt to connect to an existing account and have it as a Standard connected account of your platform. As mentioned in some callouts on that page, it has limitations and might not work if the account is connected to a different platform, or depending on the configuration of your own account. As such the recommendation is to always create new accounts instead.
And Destination Charges on Standard accounts do work but are not recommended due to the reasons I explained above.
hope that's all clear.
gleaming solstice
So a standard account cannot be connected to UberEat & deliveroo ?
scarlet wing
👋 taking over for my colleague. Let me catch up.
scarlet wing
So a standard account cannot be connected to UberEat & deliveroo ?
you need to reach out to UberEats and deliveroo to ask them in that case
gleaming solstice
ok
scarlet wing
we don't really keep tabs on how platforms are integrating with us and which type of Connect accounts they're using
gleaming solstice
forgot about deliveroo & uber eat
Karkello wrote:
"As mentioned in some callouts on that page, it has limitations and might not work if the account is connected to a different platform"
My question is :
If I build 2 marketplaces,
Can my seller connect the same standard account to both platforms ?
scarlet wing
it is possible for a Standard Account to be connected to multiple Platforms yes
gleaming solstice
so why the mention of karlleko ?
scarlet wing
if you are controlling both platforms and you created the Standard account, there wouldn't be any problem
but as my colleague said, the OAuth flow has limitations and in certain cases it might not work.
he was referring to when the Standard Account was created either by the merchant itself or through a different platform
gleaming solstice
ok , I see what you mean.
Now another solution.
Would it a solution if we ask the API keys of all our sellers with standard account ? and use these keys to PAYin directly to their account ?
scarlet wing
Would it a solution if we ask the API keys of all our sellers with standard account ? and use these keys to PAYin directly to their account ?
we don't recommend this as well. This was used to be our Extension flow. and we highly recommend no one using that
scarlet wing
sure let me know if you need any more help