#ganeshnagarajan_75464
timid hazel
hi! there isn't specifically a need to use Connect or Express unless you're building some kind of marketplace with multiple parties involved who receive money. Are you?
if you're just building this for your own business and merchant account https://stripe.com/docs/payments/accept-a-payment is the guide and suports cards and G/A Pay.
jaunty heron
Thanks for your reply. In my app, we have many members who can sell tickets. The members need to be onboarded with stripe and all the users who purchase tickets can do so via payment links. For the above flows, would stripe express account is needed?
timid hazel
yep, that sounds like a use case for Express
I'd suggest by first thinking about who the "merchant" is, do the customers by the tickets "from you" (and go to you for refunds/disputes) and you split the money on the backend to the members, or do the members act as the merchant and handle refunds and you just faciliate things
jaunty heron
In my app, the members act as merchants. As part of their onboarding process, we are thinking to setup their own stripe express account via Stripe SDK. Once they are successfully onboarded, they can publish tickets. Users can purchase the tickets and pay directly to members. As an app, Do I need to setup any platform level account to manage refunds/disputes etc? Can Stripe help the members to do it themselves and refund to their users?
timid hazel
well if you want the members to handle that you should use Standard accounts, not Express
Express is for if you are going to manage things and just "pay out" the other members
jaunty heron
ah I see.
timid hazel
you want a flow more like https://stripe.com/docs/connect/enable-payment-acceptance-guide with Standard accounts + Direct Charges I would think
make sure to read https://stripe.com/docs/connect/charges too to inform decisions
jaunty heron
Could you also please share any link for express accounts flows? step by step things to do in the flow
In the longer run, having the app as a platform with express account would help us explore more monetisation options
timid hazel
Could you also please share any link for express accounts flows? step by step th...
it's all linked from https://stripe.com/docs/connect, e.g. the guide https://stripe.com/docs/connect/collect-then-transfer-guide is for an Express platofrm
jaunty heron
Great. Also another query. Can the whole stripe integration done via Front end mobile app itself instead of going to backend server side codebase? i.e. Setup stripe account, payment links to purchase, cancellations and refunds flows etc.
sinful summitBOT
river summit
👋 stepping in as karllekko needs to step away
jaunty heron
Hi
river summit
Technically you could use just a frontend if you are going to use Payment Links and then handle things like refunds via the Dashboard
But really if you are going to work at scale at all you will need a backend
jaunty heron
Could you please elaborate? We are expecting to scale and grow however in one mobile device at a time, only one purchase will happen.
river summit
You need a backend to do things like issue refunds via the API or handle disputes via the API
It won't scale to rely on the Dashboard for that
Also if you don't have a backend you are limited to Payment Links as the only supported integration flow
All other integration flows require server-side actions
jaunty heron
oh ok.. Got it. Thanks