danitoyy | Stripe Developers | Page 1

green pineBOT Sep 13, 2023, 9:09 AM

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fallow ore Sep 13, 2023, 9:10 AM

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hi! should work with Bulgarian banks and there's no redirect no.

weary holly Sep 13, 2023, 9:10 AM

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So he just types his IBAN and everything works like magic ???

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Thats insane

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there should be some kind of authentication, right ?

fallow ore Sep 13, 2023, 9:12 AM

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SEPA doesn't have direct authentication like that(it's why other payment schemes like iDEAL/Bancontact etc can also be popular)

weary holly Sep 13, 2023, 9:13 AM

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Okay, what if I put your IBAN instead of mine

fallow ore Sep 13, 2023, 9:16 AM

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then I'd dispute the payment with my bank

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sorry but this Discord is for technical API questions from developers and not general payment/fraud prevention questions sorry! https://support.stripe.com/?contact=true could help instead.

weary holly Sep 13, 2023, 9:16 AM

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I actually have a dev question as well

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Since I already have implemented payment intent card payments

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The sepa transfer is also done with payment intents

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Does it have the same reconciliation process as the normal bank transfers

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I associate the intent with a customer

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And I get a webhook for that particular order (if I send the metadata I need offcourse)

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So it is basically not possible for him to send more/less money than the intent is craeted with

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@fallow ore You still here ?

fallow ore Sep 13, 2023, 9:21 AM

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I am

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not sure I understand the question

fallow ore Sep 13, 2023, 9:21 AM

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weary holly So it is basically not possible for him to send more/less money than the intent ...

no, it's not, it's a debit meaning the bank account is just charged

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it's not like a credit transfer where the customer has to go to their bank and initate a transfer of a certain amount

weary holly Sep 13, 2023, 9:22 AM

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Perfect, thats what I was asking

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And I will get a webhook for that particular payment intent when the payment is done

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So I can handle it on my backend ?

#danitoyy