#jcrivello
peak prism
Hello 👋
You can store US bank accounts with link, yes
mossy heath
Oh, great. I am using Payment Elements and I was expecting it to prompt the client to save the payment method to Link when the payment method is ACH Debit, like it does with cards. But it does not ask the client to save the ACH Debit payment method and I can't figure out how to do that.
Could you please advise how I can save an ACH Debit payment method verified with instant verification or microdeposits to a Link profile so that they can easily select it again in the future after they complete Link authentication?
peak prism
I was expecting it to prompt the client to save the payment method to Link when the payment method is ACH Debit, like it does with cards. But it does not ask the client to save the ACH Debit payment method and I can't figure out how to do that.
Can you share the screenshot of the prompt you're referring to so that I am on the same page?
mossy heath
Sure, I’ll send it in 5 or 10 mins
Here is the Link card workflow. You can see that it prompts the user to save the card they entered when they submit the form.
Here is the exact same form except with a Payment Intent that is set up for ACH Debit. You can see that when the user enters their email address into the Link Authentication Element it does not prompt them to save the ACH Debit payment method that they set up.
peak prism
Ah thanks for sharing these. Looks like we're still working on supporting this feature on PaymentElement
However, I do not have a timeline on when it will be ready
mossy heath
Is there a way that I could manually save an ACH Debit payment method to a user's Link profile?
Also, what is the supported method of saving bank accounts to a Link profile? Is it supported through Checkout or something like that?
peak prism
Checking..
spare fjordBOT
peak prism
looks like it is supported on Checkout for US merchants but for other surfaces it is still WIP
It should be available ~soon but no concrete timeline 😦
You can write into our support if you want to stay updated on this
https://support.stripe.com/?contact=true
mossy heath
Ok, thank you. So the reason that we are not using Checkout right now is because in our industry, processing fees are passed through to the customer. We have not been able to figure out a way to dynamically recalculate the total amount being charged in Checkout based on what payment method is selected. Is there some way of doing this that I am not aware of? We'd be happy to switch to Checkout if so
silver vigil
Hi 👋
I'm stepping in as @peak prism had to go. Currently we do not have a way to dynamically set prices based on Payment Method type in Checkout
mossy heath
Is there any customization capability or ability to run JavaScript within the Checkout session that would allow us to implement custom business logic that changes the pricing information shown within the Checkout session based on payment method changes, etc.?
Or, is there a way to calculate a dynamic DISCOUNT in Checkout based on payment method type?
silver vigil
No I'm afraid not
mossy heath
How do clients save ACH Debit payment methods to Link profiles in Stripe Checkout? It doesn't seem to be working when I try it
silver vigil
Can you share the Checkout Session ID where you attempted this?
mossy heath
cs_test_a1wMOilz9qaca8ObRwosdCnEPfXGa9z0lDCW6Wk1SHo6bcp3FKF1YojMzg
silver vigil
And when you say "it's not working", what is the behavior you are seeing and what would you expect?
mossy heath
looks like it is supported on Checkout for US merchants but for other surfaces i...
Hanzo stated in this message that our customers would be presented the option to save ACH Debit payment methods to a Link profile in Checkout. I am expecting this to happen but it is not.
It works fine for cards in Checkout, just like it works for cards in Payment Elements.
silver vigil
Do you select "Pay with Link" the second time to see if your Bank is included there?
mossy heath
No only is it not included there, I cannot seem to find any way to add a Bank to a Link profile
silver vigil
In my test integration the "Save my info" button disappears when I select the US Bank Account option
mossy heath
Correct, that is the problem
I am trying to figure out some way, really any way (lol), for our customers to save US Bank Account payment methods in Link
It seems to be supported by Link but I can't figure out how to do it
silver vigil
We have this line in our docs
Currently, Link only works with credit cards, debit cards, and qualified US bank account purchases.
But I'm having trouble finding examples of what "qualified US bank account purchases" means
mossy heath
Yes I can't seem to find any documentation on how to use US bank accounts with Link either
But there is clearly some functionality built in to Link to support this:
silver vigil
Right, I think it's a restriction based on type of product but I'm not finding any documentation on it
mossy heath
Ok well how do I find the answer to that question?
silver vigil
Looking
Okay we do not have any clear criteria for this, just a vague reference that you will see the "Save" checkbox when your account/purchase is eligible for this feature
silver vigil
No
mossy heath
... how do you suggest I get the answer to this question then?
silver vigil
I am saying the guidance I shared about is the answer
mossy heath
Ok, I am going to contact our account rep. Thanks anyways
silver vigil
Sure thing