#jstawski-card-validation
fierce trellis
bleak leaf
Hello! I'm happy to try and help. What's your new question?
sturdy narwhal
We perform services that are scheduled in advanced, but pay after the service is completed. The first time the end user hires the service they add a card on file, which we can then re use for future services we perform.
bleak leaf
yep I understood that part. What I explained still applies
sturdy narwhal
Right now we are using your JS library to bring up the new payment modal, which we would have hoped validates the card was valid
bleak leaf
https://stripe.com/docs/payments/save-and-reuse this is the canonical doc and flow to follow. There is no way to guarantee the card is valid. Even if there was, it's easy to "game" by using virtual cards with services like privacy.com
sturdy narwhal
now we are trying to create a PI when the service is scheduled so we can process it at the end, but still the card is not validated
bleak leaf
This is all expected
sturdy narwhal
now we are trying to create a PI when the service is scheduled so we can process...
rather, the payment method is not validated
bleak leaf
If you accept a payment now then we ask the bank now for the funds and they say yes/no. There's no way to know now if the card will work in 3 weeks. Because it could work now and still decline in 3 weeks.
sturdy narwhal
so, validating the card when the actual service was completed could generate a big problem in our flow
sturdy narwhal
If you accept a payment **now** then we ask the bank **now** for the funds and t...
I understand, but if I enter the wrong CVV or the Wrong address or the wrong name... then the card will not work now or in the future
bleak leaf
I'm sorry, I understand all of that and your use-case. I'm just focusing on what you can do, not what you want to do.
Banks never validate the name. They rarely validate the address beyond the postal code
So really you need to implement what I described and follow the exact doc I linked you to
jstawski-card-validation
sturdy narwhal
ok, still applies. if I enter the wrong cvv or zip code then why allow me to go on?
the card will never work...
let me ask you this...
how about with a hold? can I process the hold and will that validate the payment method?
bleak leaf
You can, but you can't hold funds for more than 7 days
sturdy narwhal
ok, but that should validate the info, shouldn't it?
bleak leaf
It would, but it is not allowed to place a hold just to validate the card and then release the funds. It's against card networks' terms of services
bleak leaf
yes!