#Kareem

1 messages · Page 1 of 1 (latest)

short orbitBOT
vivid gate
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hi! well what is the account ID acct_xxx that you're trying to retrieve?
what's the context overall for what you're trying to do and why?

brittle path
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I have a platform for sellers, I'm trying to link sellers who have stripe account to my stripe acct

vivid gate
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and you have already linked them?

brittle path
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No, first I'm trying to validate their account when they submit their account Id

vivid gate
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it doesn't work that way, that's not something you can do

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so it's normal to get that error message, you can not retrieve an account you don't already have access to. Doesn't make sense to ask users for their account ID.

spark tapir
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hi @vivid gate ! Nice to speak with you, Thanks for handling this;

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THanks for your answer.

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Hum

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this is not really a nice answer from us

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You mean that if our seller has already a MAIN Stripe account (main account, not a connected one).
We cannot from our marketplace transfer them some money ?

vivid gate
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you can, you'd do it the way I described(create a new Standard account for them and connect that account to your platform).

spark tapir
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hum, we never us the stripe onboarding. We use only APIs for a transparent integration.

vivid gate
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did you have a question?

spark tapir
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yes,

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can we do that without the "stripe onboarding process" ?

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if my seller has a main account with seller@company.com
Then I create a connected account for him in my platform with the same email address
are the account LINKED ?

vivid gate
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as part of the user onboarding in the new account they login and it gets linked to their existing Stripe accounts

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you don't pass an email since you can't pass an email for Standard accounts anyway

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see also https://stripe.com/docs/connect/oauth-changes-for-standard-platforms

This change ensures that in the rare case that a Standard Connect user interacts with two platforms, each platform’s activity is kept distinct in separate accounts.

When connecting a second platform to a Standard account controlled by another platform, the user will create a new account to use with your platform instead. The Connect Onboarding flow will automatically direct users to create the new account. Your platform will then be automatically connected to the new account that the user has created.

spark tapir
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yes, we saw that;

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we usually do not want to redirect a user from a marketplace to a stripe onboarding

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we create everything for them with API calls.

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so that was my question ;

can we do that without the "stripe onboarding process" ?

vivid gate
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if you want, yes, you can use Custom accounts and whitelabel the onboarding

spark tapir
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no

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we are not for the client Fps today .

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that's for another client.

vivid gate
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ok, well whatever

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anyway, you should know Connect then, I'm struggling to understand your question

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if you want to interact with another Stripe account, you'd use Connect. Standard or Express or Custom

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an option for example is you use Custom and create a whitelabel account for the user and they don't have to do any onboarding directly with Stripe and only with your own platform
But then

  • it is not linked to their existing Stripe account
  • they have to do the complete onboarding without the benefit of skipping most of it with Legal Entity Sharing
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this is why I suggested using Standard per the links above

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you can not connect to an existing Stripe account directly, there is a deprecated way using OAuth but again, that requires explicit user opt-in (they have to authorise the connection to your platform in the OAuth dialogue), there is no world where you just make an API call in a backend and get a connection

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hopefully that helps

spark tapir
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YES !

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MAny thanks @vivid gate !

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Last question just to be sure;

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We cannot send money to some account without being connected to him right ?

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I cannot to a transfert any amount to acct_1MyX8xIp1J2vxxxx if I want to

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Right ?

spark tapir
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Many thanks 👍