dodom-financialconnections-transactions

[vivid edge]

👋 @sterile python ! Can you give me a bit more context? That's a picture, which doc are you following? What's the context?

[sterile python]

We are trying to integrate our accounting software with stripes financial connections to download transactions from bank accounts

https://stripe.com/docs/financial-connections/transactions

[vivid edge]

okay so what's the problem exactly?

dodom-financialconnections-transactions

[lapis loom]

Hi there, stepping in

Are you a developer?

[sterile python]

Im a project manager. I have my developer here Im working on behalf of

I can have hiim join here

[lapis loom]

Yeah this server is focused on helping developers who have technical questions.

So if your developer is stuck working on an integration and has a specific question then we would be happy to help

[sterile python]

Hang on he will be joining us in just a moment

[lapis loom]

Sure

[sterile python]

Am the developer discussing now

[sterile python]

So my issue is I dont know yet how to init this authentication flow

[sterile python]

this

[lapis loom]

So take a look at https://stripe.com/docs/financial-connections/transactions#request-access-to-transactions

There are a couple ways to collect a Financial Connections account as outlined there

The most common one would be to follow the ACH Debit flow

https://stripe.com/docs/financial-connections/ach-direct-debit-payments

[sterile python]

Thanks for the links. They outline the process on the backend side. correct?

[lapis loom]

We have guides for both frontend/backend. Depends which integration you use.

For instance, you could use Stripe Checkout (https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=checkout)

Which only requires a backend

And then we handle the frontend UI for you

There is a little toggle at the top of that page to do a "Direct API" integration if you want to build a custom frontend instead.

You would use Stripe.JS to trigger the Connections flow on the frontend.

[sterile python]

Ok thanks.
One last point

See this image?

Its when our user want to log into his bank account from our app. correct?

Which then authorize our app to access his transactions

[lapis loom]

You would trigger that modal when you want using stripe.collectBankAccountForPayment() if you do a custom flow.

That Connections modal is how your customer provides their bank details to you. You can then retrieve the data later when you desire provided you have the proper access requested when you first collected those details.

[sterile python]

So all I need is including stripe.js plus client side token then I call stripe.collectBankAccountForPayment()

Which will popup that flow. correct?

[lapis loom]

Pretty much

You have to create the PaymentIntent or SetupIntent on the backend to get your client_secret

But yeah you have control when you actually put your user through the Connections flow

Since you aren't actually charging the customer here it doesn't sound like you probably want the "Setup" flow: https://stripe.com/docs/payments/ach-debit/set-up-payment

[sterile python]

Yes, I dont charge customers in the current feature I am building.
All I need in my current feature is loading the client bank transactions into our app

[sterile python]

This is a good starting point for me. thank you for your assistance!

[lapis loom]

Sure thing. Come back if you run into specific challenges and we'd be happy to help