sandy-card-updater | Stripe Developers | Page 1

lofty crowBOT Mar 21, 2023, 5:05 PM

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distant sable Mar 21, 2023, 5:38 PM

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hello

wary osprey Mar 21, 2023, 5:41 PM

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sorry totally missed your question after opening the thread

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the update feature would only update the underlying card number and expiration date. The CVC is irrelevant in this flow

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sandy-card-updater

distant sable Mar 21, 2023, 5:42 PM

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ok but how would the cvc be updated?

wary osprey Mar 21, 2023, 5:43 PM

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it wouldn't, the CVC doesn't matter at all at this point. It only matters when you collect card details the first time that's all

distant sable Mar 21, 2023, 5:43 PM

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well we collect card number, expiration date, and cvc at the time of payment which is saved

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for next time payment

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and we have a rule in place so that the cvc is required and needs to match in order for the transaction to go thru

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so if the card changes/gets updated how is the cvc updated?

wary osprey Mar 21, 2023, 5:45 PM

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That's not really how it works though

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The CVC is a really sensitive piece of information. It is never stored. You collect it and it's used for the first payment and then immediately discarded. That's a strict rule associated with PCI

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no payment processor stores this information, and all future payments on a saved card are done without CVC (and always have)

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so when a card is updated, the CVC doesn't matter and would never be shared or obtained

distant sable Mar 21, 2023, 5:46 PM

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but then how is our rule of blocking cvc mismatch not affected?

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if future payments are done without cvc, how is the transaction not blocked if the rule (block of CVC mismatch) is in place?

wary osprey Mar 21, 2023, 5:49 PM

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because the rule is about the check failing. If there's no CVC, there's no check, so it's not failing.

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that rule mostly applies to the first payment, the one with the CVC where the bank tells us if it's valid or not

distant sable Mar 21, 2023, 5:51 PM

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ic so that rule is only at first time entry and for all future payments theres no cvc attached when processing payments

wary osprey Mar 21, 2023, 5:55 PM

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yes

distant sable Mar 21, 2023, 5:55 PM

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ok thank you for the clarification

wary osprey Mar 21, 2023, 5:56 PM

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sure thing!

distant sable Mar 21, 2023, 6:17 PM

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wary osprey so when a card is updated, the CVC doesn't matter and would never be shared or o...

so when a card is updated, i understand it wont include the cvc but when the payment with the saved updated card goes thru, will it or will it not require the cardholder to reenter the cvc at the time of payment?

wary osprey Mar 21, 2023, 6:19 PM

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it won't require the CVC either, it's a saved card, the fact that it's updated is irrelevant

distant sable Mar 21, 2023, 6:20 PM

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got it thanks again

#sandy-card-updater