Charmon

[onyx bronze]

Yeah we go over how negative balances are handled here: https://support.stripe.com/questions/handling-negative-balances-in-your-stripe-account

You can also reverse the transfer to claw back funds from the connect account: https://stripe.com/docs/connect/destination-charges#issuing-refunds

[fringe sapphire]

Thanks for that, would you be able to tell me why express account is recommended over standard?

So far I found that with express users can use multiple payment methods and with express money goes first through your account.

Are these the only differences?

[onyx bronze]

It's not really recommended over standard. Every use case is different, so you may find that for your specific use-case it is the best, but really this is all up to you. I recommend reading this guide to help choose your account type: https://stripe.com/docs/connect/accounts

[fringe sapphire]

It says that standard is ideal for "experienced online businesses as users" and express is ideal for any type.

I want to let personal trainers, to join my platform, some of them might not have their own company incorporated, can regular individuals still create standard account?

[onyx bronze]

As a sole proprietor they should be able to

ie. individual here: https://stripe.com/docs/api/accounts/create#create_account-business_type

[fringe sapphire]

Thank you, and just to be sure once I choose one type of accounts that I want to be creating I have to stick to that integration, i.e I can't change that in the future?

[atomic swallow]

👋 stepping in

You can create Connected Accounts of any type on your platform