LucidLaw | Stripe Developers | Page 1

rotund fernBOT Jan 4, 2023, 5:38 AM

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celest panther Jan 4, 2023, 5:39 AM

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I'm following this docs by the way

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https://stripe.com/docs/payments/save-and-reuse?platform=web

Set up future payments

Learn how to save card details and charge your customers later.

elfin mortar Jan 4, 2023, 5:42 AM

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So this is to create a SetupIntent and it should works if you use a suppose-to-succeess card

celest panther Jan 4, 2023, 5:42 AM

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first time hearing the "suppose-to-succeess"

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apologies, I'm new to stripe

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🙂

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basically I need to create a payment using 3D card

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and it seems not included on the docs I'm looking at

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which is this https://stripe.com/docs/payments/save-and-reuse?platform=web

Set up future payments

Learn how to save card details and charge your customers later.

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not sure which part to alter

elfin mortar Jan 4, 2023, 5:44 AM

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You don't need to alter anything. our stripe.js will automatically handle if the card requires 3DS

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You can test the integration by testing cards here: https://stripe.com/docs/testing#authentication-and-setup

Testing

Simulate payments to test your integration.

celest panther Jan 4, 2023, 5:47 AM

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Okay, but its giving me generic error when I'm testing with this card

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4000000000003063

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--------- response ------------

{
"error": {
"charge": "ch_3MMPoaLlkdPoC87s0E83FsSC",
"code": "card_declined",
"decline_code": "generic_decline",
"doc_url": "https://stripe.com/docs/error-codes/card-declined",
"message": "Your card was declined.",

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I'm using CURL by the way

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Would you be able to help me @elfin mortar ? 😢

elfin mortar Jan 4, 2023, 5:53 AM

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https://stripe.com/docs/payments/save-and-reuse?platform=web demonstrates how to use SetupIntent and confirm it client-side. Why are you using curl and confirming server-side

Set up future payments

Learn how to save card details and charge your customers later.

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you are passing confirm=true, which means confirming server-side

celest panther Jan 4, 2023, 5:56 AM

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I see, apologies I was just following the docs without fully understanding it

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let me try again

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I got it working now, so turns out I need that error response

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to get the client_secret

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then complete the 3D secure

elfin mortar Jan 4, 2023, 6:09 AM

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Yep!

celest panther Jan 4, 2023, 6:09 AM

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thank you!!!

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since I was able to complete the basic payment now, may I ask how can continue with a subscription payment?

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Lets say I would like to use the Plan

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for our monthly subscriptions

elfin mortar Jan 4, 2023, 6:18 AM

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When you use Subscription, you will need the Customer to authorize the first payment, then let our Subscription collect from 2nd times onward

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You have 2 choice; Checkout and Payment Elemenet https://stripe.com/docs/billing/subscriptions/build-subscriptions

Build a subscriptions integration

Create and manage subscriptions to accept recurring payments.

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Checkout is eaiser since it's a Stripe hosted page and you only need to redirect into. But I guess you want Payment Element as you are already implementing it

celest panther Jan 4, 2023, 6:20 AM

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Yes

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Yes are avoiding users to redirect outside the screen

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Okay so its not possible for me to use the payment methods? because what we are trying to achieve are the ff.

Add Card (which is the Payment Methods) to a customer
Customer can choose default card (Payment Method)
1 Click payment (by calling /payment_intents using the selected payment_method)

elfin mortar Jan 4, 2023, 6:24 AM

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Ah it should work yes, as long as you used SetupIntent for step 1 Add Card to handle 3DS properly

celest panther Jan 4, 2023, 6:26 AM

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talking about the 3Ds, does it really always authenticate me?

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I'm using same PM with the 3Ds, but it requiring me to authenticate everytime

celest panther Jan 4, 2023, 6:37 AM

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elfin mortar Ah it should work yes, as long as you used SetupIntent for step 1 Add Card to ha...

Yes, how can I do this? Like during add card I want to validate already the 3DS without doing the payment yet. Would it be possible in stripe? I see like it on AWS card management

elfin mortar Jan 4, 2023, 6:45 AM

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You simply follow the SetupIntent Doc above. After you have done it, you should have the confirmed SetupIntent and the underlying Payment Method

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then you can process to create a Subscription server-side, specifying the default payment method to the Payment Method you collected

celest panther Jan 4, 2023, 6:52 AM

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Yes I just made it work

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by just updating the customer's invoice_settings[default_payment_method]

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thank you again for that

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Going back to my question, does it really always require me to authenticate the 3D card? Would it be possible to authenticate the 3Ds once?

elfin mortar Jan 4, 2023, 6:57 AM

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It's totally depended on the issuer bank. The banks ultimately hold the right to require every single time if they need to.

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(They prob don't want to, but they are also subjected to law and regulations on their country etc)

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Stripe provides testing cards to simulate such scenarios, but keep in mind that in real world all those scenarios could happen

celest panther Jan 4, 2023, 6:59 AM

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I see

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so I guess I will just leave it as it is for now

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Question about Step 6: Submit payment details to Stripe
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I did put a "return_url" where I could get the "setup_intent_client_secret", but would it be possible to receive it via json? I don't want users to redirect other page as we are using modal for this part.
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I did try
redirect: "if_required"
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but I'm getting code
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"url_invalid"

elfin mortar Jan 4, 2023, 7:15 AM

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What if you don't pass in return_url at all?

celest panther Jan 4, 2023, 7:15 AM

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let metry

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I'm getting same error

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url_invalid

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In docs, it also says "By default, stripe.confirmSetup will always redirect to your return_url"

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https://stripe.com/docs/js/setup_intents/confirm_setup#confirm_setup_intent-options-redirect

Stripe JS Reference

elfin mortar Jan 4, 2023, 7:33 AM

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Hmm okie

celest panther Jan 4, 2023, 7:36 AM

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Any idea? I'm stuck on this issue now

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Hoepfully there should be a way

elfin mortar Jan 4, 2023, 7:37 AM

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Sorry I think SetupIntent requires a return_url by default. You can configure a simplest page you own and just display "Congratz" or something

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https://stripe.com/docs/payments/3d-secure#manual-three-ds Here are the guide for manually manipulate the 3DS flow. You can use an iframe to display 3DS, but then after that the iframe itself should be back to somewhere, which is the return_url you set

Card authentication and 3D Secure

Learn about authentication to reduce fraud and meet regulatory requirements.

celest panther Jan 4, 2023, 8:27 AM

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Okay thank you for this

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I will check it

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Going back go to my issue about return_url, does this mean I don't have any choice but to really use a return_url?

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My problem is we are using a modal for this, and I need everything to be in 1 place. 😭

elfin mortar Jan 4, 2023, 8:35 AM

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Just configure a simple page for it as I said. You can still keep a modal by following the Doc article above

celest panther Jan 4, 2023, 8:41 AM

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Okay I will try it

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Thank you so much for your help @elfin mortar

#LucidLaw