#Cory
1 messages · Page 1 of 1 (latest)
Hello! We have details about this here: https://support.stripe.com/questions/recurring-transactions-for-stripe-accounts-in-india
So we even with 3DS setup properly it can still fail?
What do you mean by "fail"?
Well it looks like some users are getting an "incomplete" and says they must completey additional authentication
Yes, additional authentication may be required later.
is "stripe billing" different from just using Stripe Elements?
"Later" what do you mean? Via email? Where can I see to configure this
Stripe Billing includes Subscriptions and Invoices. Stripe Elements are UI components you use to collect information from your customers. They're separate things, but can be used together.
I meant required by the card issuer, for example.
Can you tell me more about the specific issues you're running into?
Some users who reside in India are failing when trying to signup for our subscription based product
What do you mean by "I am handling subscription"? You mean you're not using Stripe Subscriptions and you're handling the recurring logic on your end? Or something else?
I am using stripe elements to create the customer and then in PHP, \Stripe\Subscription::create
I guess I am confused as to how stripe billing fits in
Okay, so you're creating a Stripe Subscription with that code. Stripe Subscriptions are part of Stripe Billing.
So you're using Stripe Billing.
ok I see
But essentially, if 3DS is setup properly, there should be no issue with payments made from India?
👋 hopping in since rubeus had to head out
ok!
Just to be clear you either have an india or international account, and you want to accept recurring payments from india cardholders, right?
I am based in the USA
but accept payments from all over, and want to accept reccuring payments from india cardholders
Yeah, so you'll need to look into the mandates flow (which is needed for anyone accepting recurring payments from india cardholders):
ok I am checking those out, thanks
 Users need to receive a pre-debit notification at least 24 hours before the actual charge with the exact debit amount mentioned.
Does this just mean an email will be sent to the user
?
Yes, an email will be sent to the user - we go into more detail about how the pre-debit notifications work here: https://stripe.com/docs/india-recurring-payments#trigger-predebit-notification
thanks