dharm | Stripe Developers | Page 1

tribal swanBOT Dec 20, 2022, 2:16 PM

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alpine stirrup Dec 20, 2022, 2:27 PM

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hey there just reading through 👀

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If you already have the payment method saved on the customer, there is no need to use the payment element. Elements are for collecting payment details, but you already have that.

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If you have a payment method saved for future use, you can either create the payment intent with that payment method and confirm server side (ie, if doing an off-session payment), or you can create the payment intent and use confirmUsBankAccountPayment by supplying the payment_method in the data
https://stripe.com/docs/js/payment_intents/confirm_us_bank_account_payment#stripe_confirm_us_bank_account_payment-data-payment_method

Stripe JS Reference

blazing root Dec 20, 2022, 2:31 PM

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To do that won't I need to supply the mandate id?

alpine stirrup Dec 20, 2022, 2:38 PM

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No that should be managed by the saved payment method as far as i know, equivalent to saving the details and taking payment later shown here:
https://stripe.com/docs/payments/ach-debit/set-up-payment?platform=web#web-future-payments

Save details for future payments with ACH Direct Debit

Learn how to save payment method details for future ACH Direct Debit payments.

blazing root Dec 20, 2022, 2:40 PM

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The example that you have given needs the setup_intent as well. So do I need to create a setup intent as well.

alpine stirrup Dec 20, 2022, 2:41 PM

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Ok let me take a step back. At the start you said:

reuse an existing payment method (already verified)

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I assumed this meant you already did either a setup intent or a payment intent with future usage

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and have a payment method you saved to a customer, some pm_123

blazing root Dec 20, 2022, 2:41 PM

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I did the payment_intent with the future usage.

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but not the setup intent

alpine stirrup Dec 20, 2022, 2:42 PM

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Ok great, that's fine! If that succeeded and you have the payment method, its already ready to go

blazing root Dec 20, 2022, 2:42 PM

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okay

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Also this means that I need to change the UI depending upon whether the user already has a payment method or not.

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i.e. for the first time show the user PaymentElement and the second time only ask the user to confirm without showing the PaymentElement.

alpine stirrup Dec 20, 2022, 2:49 PM

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blazing root Also this means that I need to change the UI depending upon whether the user alr...

Yes, that is something you'll want to control. You'd check if you already have a payment method for the customer or not.

blazing root Dec 20, 2022, 2:51 PM

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Thanks. Although I think it would make the implementation easier if the PaymentElement automatically detected that the payment method already exists and only requires the confirmation. At least that's how I though the PaymentElement is designed.

alpine stirrup Dec 20, 2022, 2:54 PM

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Ah, gotcha. No, that is not currently the case. It is for collecting those details initially.

blazing root Dec 20, 2022, 2:54 PM

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Okay thanks. Will try as you have suggested.

#dharm