Corwin

[wheat sierra]

hi! there aren't any really if you're using Standard with Direct Charges since the connected account pays the processing fee

[orchid stone]

But who pays the fee, the seller or the person who creates the sellers?

[wheat sierra]

if by seller you mean the connected account, the seller

https://stripe.com/docs/connect/charges#direct this describe how the fees work

[orchid stone]

alr, and is it possible to give a percent as fee?

[wheat sierra]

no

you just calculate it in your code based on the price you're charging and pass the application_fee_amount in direct number of cents

[orchid stone]

So if i create a account for a user on my website to allow them to earn money, i need to pay the fees?

[wheat sierra]

not sure what you mean or how you took that from what I said and that the docs describe

could you explain exactly the intended integration in terms of the Stripe products and APIs you'll be using like Standard/Express/Custom accounts and Direct/Destination charges, and then I can tell you how the fees work for the specific model?

[orchid stone]

I'm using Standard accounts and direct charges

[wheat sierra]

then there aren't really any fees if you're using Standard with Direct Charges since the connected account pays the processing fee

[orchid stone]

Connected account is like user account of seller?
|| Sorry for not understanding ||

Or account who created the seller

[wheat sierra]

yes

[wheat sierra]

no

[orchid stone]

So i collect a 2,30 fee & and pay the stripe fees. The user gets 17,70

[silver ether]

Hi there 👋 I'm jumping in as my teammate needed to step away, please bear with me a moment while I catch up on the context here.

Sorry, I'm not sure if your last post was meant to be a question, I'm not currently seeing any outstanding questions but please let me know if I've missed something.

[orchid stone]

So the last image is correct?

[silver ether]

As far as I know (sorry, we don't spend much time in the dashboard as we primarily focus on the API side of integrations), is there something there that you don't understand/agree with?

[orchid stone]

I want this:
Give me a fee of 10%

Give the seller(connected user) the rest of the money - the stripe fee

[silver ether]

Then when creating the Payment Intent, you will need to calculate the fee that you want to collect and provide that amount in the application_fee_amount field.

[orchid stone]

But if i do that, i have to pay also the stripe fee

So how can i calculate the stripe fee?

[silver ether]

I'm not sure I understand. When working with Direct Charges, the Connected Account pays the Stripe fees, not your platform.
https://stripe.com/docs/connect/charges#:~:text=The connected account’s balance will be debited for the cost of Stripe fees

[orchid stone]

Alr

Then I’m looking wrong, or asking wrong

But thanks for your time anyway

[silver ether]

I'm happy to continue working with you to better understand your question/concern.

[orchid stone]

Yeah, its like my platform has to pay the fee, not the connected account

Screen of my connected account, it has only a fee of 2.30 as said by my

And it doesn't pay the Stripe Fees

The platform pays the Stripe Fees

[silver ether]

Can you share the ID of the Payment Intent that you're testing with?

[orchid stone]

pi_3M0PzjAe4mynQ6gL1ti9Txi1

[silver ether]

Ah, that's because that is a Destination Charge rather than a Direct Charge.

[orchid stone]

i'm stupid

Is it possible to use a direct charge within checkout session?

[silver ether]

We do not recommend using Destination Charges with Standard Connected Accounts, Direct Charges are our recommended approach for those types of accounts.

When you created the Checkout Session you provided the Connected Account's ID in the payment_intent_data.transfer_data.destination parameter, which instructed the Checkout Session to process a Destination Charge.

To make a Direct Charge, you would instead omit the above parameter, and use the stripe-account parameter/header to make the request directly for your Connected Account:
https://stripe.com/docs/api/connected_accounts?lang=php

[orchid stone]

That explained a lot.

One last question: is it possible to use multiple payment methods in it?

Because now there is only card option available

I need to set it in my code right?

So it doesn't automaticly grab it from stripe

[silver ether]

You cannot use multiple Payment Methods for a single Payment Intent, but you can allow multiple types of payment methods to be used. How to do so depends on whether you're using automatic payment methods or not.
https://stripe.com/docs/connect/automatic-payment-methods

[orchid stone]

I'm using a session, and then if i don't set the payment_method_types i get only the card type.
What i want is that it automatticly picks the enabled paymenter methods from the dashboard, is this possible?

[silver ether]

Yes, the guide that I linked above walks through that. Make sure to set the selectors near the top of the page to match your scenario, and then you should be able to follow those steps.

[orchid stone]

Thanks for your time, and sorry for my wrong/weird questions!

[silver ether]

No worries, I'm glad we were able to get you to the answer you were looking for!