ingridwong | Stripe Developers | Page 1

tulip ginkgoBOT Oct 17, 2022, 5:02 PM

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shadow solstice Oct 17, 2022, 5:03 PM

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Hi 👋

For question 2: Yes this is possible. It will create the Financial Connect on the Connect Account.

For question 1: I'll need to dig a bit more

vernal tundra Oct 17, 2022, 5:06 PM

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For question 2: Will it create the Financial Connection Account on the connected account if the Customer object we pass in is on the platform account? What we've found experimenting with Checkout is that, if we pass in a Customer in the platform account AND the stripe_account header for connected account, the Checkout Session and the subsequent PaymentMethod objects are all created in the platform account. So we're essentially just using the stripe_account: CONNECTED_ACCOUNT_ID header to apply branding on the Checkout Session. Is this accurate?

shadow solstice Oct 17, 2022, 5:07 PM

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Can you share a request ID for one of these Checkout Sessions?

Here's how you can find a request ID: https://support.stripe.com/questions/finding-the-id-for-an-api-request

vernal tundra Oct 17, 2022, 5:08 PM

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Give me a second

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req_MQGcl998BCoRkN

shadow solstice Oct 17, 2022, 5:19 PM

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Oh, this is not using the Stripe Header. It's using on_behalf_of. This will use the branding of the Connect Account but still create all the records on the Platform.

vernal tundra Oct 17, 2022, 5:20 PM

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oh! we went through different iterations and I got confused. Sorry about that

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so am I able to also pass in the on_behalf_of param when creating the FinancialConnection Session?

shadow solstice Oct 17, 2022, 5:22 PM

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No, that's not an available parameter: https://stripe.com/docs/api/financial_connections/sessions/create

vernal tundra Oct 17, 2022, 5:24 PM

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I see. But if I need to charge the PaymentMethods from my platform account, is there a way to clone them?

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Basically I want the connected account's branding, but still charge these payment methods and have the funds flow into the platform's account balance

indigo shore Oct 17, 2022, 5:26 PM

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👋 stepping in as Snufkin needs to step away

vernal tundra Oct 17, 2022, 5:27 PM

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Hi! No worries

indigo shore Oct 17, 2022, 5:29 PM

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Okay so sounds like currently you are creating Checkout Sessions on your Connected Accounts

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So that you get their branding

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And you are collecting ACH Debit accounts to do this

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And you want to be able to check their balance?

vernal tundra Oct 17, 2022, 5:29 PM

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yes

vernal tundra Oct 17, 2022, 5:30 PM

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indigo shore Okay so sounds like currently you are creating Checkout Sessions on your Connect...

Also just to clarify, we're creating Checkout Sessions on our platform account, but just using on_behalf_of to apply their branding

indigo shore Oct 17, 2022, 5:30 PM

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Ah okay. You had said Stripe Account Header before which would insinuate a Direct Charge (not OBO)

vernal tundra Oct 17, 2022, 5:31 PM

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Yeah I got things wrong, our current implementation is just using on_behalf_of and not the Stripe Account header

indigo shore Oct 17, 2022, 5:31 PM

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Okay so currently are you passing payment_method_options.us_bank_account.financial_connections.permissions when you create your Checkout Sessions? https://stripe.com/docs/api/checkout/sessions/create#create_checkout_session-payment_method_options-us_bank_account-financial_connections-permissions

vernal tundra Oct 17, 2022, 5:32 PM

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we are not

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do we just need to pass in balances?

indigo shore Oct 17, 2022, 5:32 PM

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If you want to be able to check balances, then yes.

vernal tundra Oct 17, 2022, 5:35 PM

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Okay, and that's because by passing in that param into the Stripe::Checkout::Sessions.create request, once the end user completes the authentication flow, will that create a PaymentMethod object AND a FinancialConnectionsAccount object? So I can use the latter object to retrieve its balance?

indigo shore Oct 17, 2022, 5:38 PM

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Yes that is my understanding. I actually haven't tested this flow specifically with Checkout before

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I plan on doing so in just a minute since I want to know as well what this looks like

vernal tundra Oct 17, 2022, 5:38 PM

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I'm testing this out right now!

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Do I need to opt into the private beta before I can test this though?

indigo shore Oct 17, 2022, 5:41 PM

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This is in public beta

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So you shouldn't have to do anything prior as far as I know

vernal tundra Oct 17, 2022, 5:42 PM

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Great, testing now

indigo shore Oct 17, 2022, 5:44 PM

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Sounds good, let me know!

vernal tundra Oct 17, 2022, 5:48 PM

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I'm not seeing any financial connections account attached to this customer

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is there anywhere else that I should be looking?

indigo shore Oct 17, 2022, 5:49 PM

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Can you provide me that Customer ID?

vernal tundra Oct 17, 2022, 5:49 PM

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cus_MavMXT1SfU9GBy

indigo shore Oct 17, 2022, 5:50 PM

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Okay yeah I do see a financial connections account. So try retrieving that PaymentMethod ID

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And you should see it (https://stripe.com/docs/api/payment_methods/object#payment_method_object-us_bank_account-financial_connections_account)

vernal tundra Oct 17, 2022, 5:54 PM

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Oh perfect, I am able to see it in the PaymentMethod object as part of the payment_method.attached payload

indigo shore Oct 17, 2022, 5:57 PM

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Nice

vernal tundra Oct 17, 2022, 5:57 PM

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Thank you very much for your help!

#ingridwong