Joedolla-unbanked | Stripe Developers | Page 1

worldly folio Aug 11, 2022, 4:32 PM

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Hi there

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Can you clarify what you mean exactly here by "provide banking and debit card service for the unbanked"?

rapid solar Aug 11, 2022, 4:41 PM

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Ha, I now see how to respond. I need to provide baning services to some of my clients, like a bank account with attached debit card.

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I have clients and customers that are denied when applying for a bank account- I want to provide them with bank account and debit card to them.

worldly folio Aug 11, 2022, 4:42 PM

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Ah okay thanks. So you want to look into integrating Stripe Treasury: https://stripe.com/docs/treasury

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Have you taken a look at those docs before?

rapid solar Aug 11, 2022, 4:44 PM

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Yes

rocky cipher Aug 11, 2022, 4:44 PM

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Isn't Treasury limited to business customers?

rapid solar Aug 11, 2022, 4:45 PM

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I am not a technical person but I know what i want to do. I read about the treasury as well as physical Card issucance

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*issuance

worldly folio Aug 11, 2022, 4:46 PM

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Yes @rocky cipher that is a good callout. I did interpret @rapid solar as "customers" being business customers.

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@rapid solar can you confirm whether that is the case here or are these just individual end-customers?

rapid solar Aug 11, 2022, 4:48 PM

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They are business customers as well as consumers just like regular people that are denied bank accounts for whatever the reason is- it could be any simple reason.

rapid solar Aug 11, 2022, 4:51 PM

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rocky cipher Isn't Treasury limited to business customers?

Does that mean I can only open accounts for businesses only that has an EIN.

worldly folio Aug 11, 2022, 4:53 PM

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Yes, Treasury is limited to business consumers and they do have to go through KYC checks.

rapid solar Aug 11, 2022, 4:54 PM

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KYC checks will not be an issue for businesses.

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I am a sales rep, managing over 48 individual offices. I can provide each of them with banking but most already have banking. It is their consumers that need banking.

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Is it even possible to provide consumers with a physical debit with routing and account number?

rocky cipher Aug 11, 2022, 5:02 PM

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I can't speak for Stripe (I don't work for them), but all of their documentation about Treasury or Issuing explicitly says businesses only. You'd have to work with Stripe Main support if you want them to make an exception. I admire the goal, but it doesn't currently look like Stripe supports the business model.

rapid solar Aug 11, 2022, 5:04 PM

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rocky cipher I can't speak for Stripe (I don't work for them), but all of their documentation...

Thank you so much. I'll see if there is any way to get them on the phone or via email.

worldly folio Aug 11, 2022, 5:04 PM

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Yep thanks for jumping in @rocky cipher, I agree with that.

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You'd reach out to our Support team here: https://support.stripe.com/contact/login

rapid solar Aug 11, 2022, 5:12 PM

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By the way, I am a business.

#Joedolla-unbanked